

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Oct 7, 2019 • 56min
363. News: Banking isn’t a side hustle
Our expert hosts, David Brear and Leda Glyptis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
John Erik Setsaas, VP of Identity and Innovation at Signicat
Kathryn Harris, Product and Design Lead, Lloyds Banking Group
Daniel Lowther, Head of Fintech at CCGroup
We cover the following stories from the fintech and financial services space:
TransferWise signs US partners for trans-Atlantic expansion (03:40)
Revolut reveals new agreement with Visa to help push their global expansion (14:36)
Monzo’s salary sorter (25:42)
Sainsbury’s becomes the latest British supermarket to pull out of the mortgage market (32:33)
PayPal gets Chinese payments license (39:48)
Marijuana Banking Bill Passes House in Historic Vote (43:41)
Louis Theroux grants permission to man who wants to use his face on bank card (49:54)
Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Daniel Lowther and Kathryn Harris.Links:
British fintech start-up TransferWise signs US partners for trans-Atlantic expansion
Revolut reveals new agreement with Visa, set to hire 3,500 – FinTech Futures
Two new Monzo features will help you save like a pro | WIRED UK
Sainsbury's joins Tesco in axing mortgages to end supermarket bank dream | This is Money
PayPal gets Chinese payments license
Marijuana Banking Bill Passes House in Historic Vote | National News | US News
Louis Theroux grants man permission to use his dreamy face on bankcard | Metro News
(17) Louis Theroux on Twitter: "Permission granted. https://t.co/zM1sXFe293" / Twitter
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Oct 4, 2019 • 1h
362. Interviews: International deep tech special
Our expert hosts, Simon Taylor and Leda Glyptis are at SIBOS 2019 where they get to sit down with some successful international companies focussing on deep tech and infrastructure. This week's guests include:
Anna Brailsford, CEO of Code: First Girls
Bharat Bhusan, CTO Banking and Financial Markets, IBM
Jacqueline Keogh, SVP at Western Union
Nikhil Kumar, Co-founder of Setu
Tune in to hear industry insights, the current state of the international fintech market and the best career advice that our guests have ever recieved. All this and much more on today's Fintech Insider Interviews.
Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Anna Brailsford, Bharat Bhushan, Jaqueline Keogh, and Nikhil Kumar.
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Sep 30, 2019 • 1h
361. News: Listen to your customers!
Our expert hosts, Leda Glyptis and Simon Taylor are joined by some great guests at SIBOS 2019 in the Excel, London, to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Niall Cameron - Global Head of Corporate and Institutional Digital at HSBC
Ali Paterson - Editor in Chief at Fintech Finance
Chris Truce - Head of Fintech at Saxo Bank
We cover the following stories from the fintech and financial services space:
SWIFT discuss the adoption of gpi and impact on global payments (01:21)
RBS appoints Alison Rose as chief executive (12:07)
Monzo replaces entire Monzo Plus team and refunds customers after admitting premium service “didn’t go according to plan” (21:04)
Starling opens online banking option for business customers (29:55)
Alibaba acquires a third of Ant Financial (38:47)
American Express taps Open Banking for account-to-account payments (42:11)
Over a third of UK bank branches closed in past five years (49:27)
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Paterson, Chris Truce, and Niall Cameron.Links:
Sibos 2019: The adoption of SWIFT gpi and impact on global payments
Subscribe to read | Financial Times
Monzo replaces entire Monzo Plus team and refunds customers after admitting premium service “didn’t go according to plan” - AltFi News
Starling opens online banking option for business customers
Alibaba acquires a third of Ant Financial
American Express taps Open Banking for account-to-account payments
Over a third of UK bank branches closed in past five years
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Sep 27, 2019 • 1h 14min
360. Interviews: SIBOS 2019 London fintech special
On this episode of Fintech Insider interviews we bring you a series of interviews with some of the most interesting players on the fintech scene, straight from SIBOS in London. They bring you insights, a wealth of industry experience and share the best career advice they have ever been given! This week's guests include:
Andrew Bud - Founder and CEO of iProov
Simon Cureton - Commercial Director at Funding Options
Todd Latham - CMO and Head of product at Currencycloud
Simon Winchester - VP Sales at Jumio
We also have a very special announcement for you, from OakNorth and Shieldpay that was given on the first day of SIBOS!
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Andrew Bud, Simon Cureton, Simon Winchester, and Todd Latham.
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Sep 25, 2019 • 32min
Bonus: Top 25 startups in the UK!
On this bonus episode, David Brear is joined by Megan Caywood, Head of Digital Strategy at Barclays, to talk about a recent list made by LinkedIn - the top 25 startups in the UK!
They cover the following:
What companies made it to the list?
How many startup have been founded in the last year?
What were the qualifications to make it to the list?
Notable inclusions and exclusions
If Megan were to create the same list - what would it look like?
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Megan Cooper.
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Sep 23, 2019 • 1h 2min
359. News: Cardmageddon
Our expert hosts, David Brear and Sarah Kocianski are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Keith Grose - Head of UK at Plaid
Audrey Tinline - Senior Broadcast Journalist at BBC World Service Radio
Imran Gulamhuseinwala - Open Banking Implementation Trustee
We cover the following stories from the fintech and financial services space:
SCA is here - but also pushed back to March 2021 - what is going on? (02:08)
GoCardless launches US debit payments solution and opens San Francisco office (20:32)
British fintech start-up backed by Goldman Sachs axes 20pc of staff (35:52)
Visa and Mastercard join Plaid financing (41:43)
Students taking out payday loans 'to pay for gym memberships and avocados' (48:19)
Gartner Hype Cycle 2019 (55:22)
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Audrey Tinline, Imran Gulamhuseinwala, and Keith Grose.Links:
New security checks for online shopping kick in – Which? News
GoCardless launches US debit payments solution and opens San Francisco office | TechCrunch
British fintech start-up backed by Goldman Sachs axes 20pc of staff
Visa and Mastercard join Plaid financing
Students taking out payday loans 'to pay for gym memberships and avocados'
5 Trends Appear on the Gartner Hype Cycle for Emerging Technologies, 2019 - Smarter With Gartner
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Sep 20, 2019 • 50min
358. Insights: Financial Crime - The weakest link
Our expert hosts, David Brear and Will White are joined by some great guests to talk about financial crime. What is it, how does it manifest itself and how can we work to solve it? Our guests are as following:
Francesca Hopwood-Road, Head of RegTech and Advanced Analytics at the FCA
Simon McDougall, Executive Director, Technology Policy and Innovation at the ICO
Nas Ahmed - General Counsel & Head of Risk in Exec at 11:FS
We cover the following topics:
Importance of getting it right
Current state of play
Use of technology & Getting everyone onboard
Is this an area where the UK could lead the world if we get it right?
What could the future look like?
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Francesca Hopwood Road and Simon McDougall.
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Sep 16, 2019 • 59min
357. News: The financial sector’s meltdown
Our expert hosts, Jason Bates and Simon Taylor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Ali Niknam, CEO of Bunq
Kirsty Grant, Chief Investment Officer at Seedrs
Jonas Bøgh Larsen, Co-founder and CEO of Pento
We cover the following stories from the fintech and financial services space:
Banks surprised by PPI deadline surge (03:00)
Big US sustainable funds fail to support ESG shareholder proposals (14:21)
Jack Ma steps down from his $460 billion Alibaba empire after 20 years (23:47)
Stripe introduces Stripe Corporate Card and activates payouts to 45 countries (34:19)
N26 Launches In Switzerland But Without CHF Support (40:09)
Xinja Bank gains banking licence; rolls out first accounts (46:53)
A bank mistakenly put $120,000 into a couple's account. They spent it! (53:47)
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Niknam, Jonas Bøgh Larsen, and Kirsty Grant.Links:
PPI: Barclays warns of £1.6bn hit from deadline spike
Subscribe to read | Financial Times
Jack Ma — the most flamboyant tech founder on the planet and China's richest man — steps down from his $460 billion Alibaba empire after 20 years, Business Insider - Business Insider Singapore
Stripe Newsroom: Stripe introduces the Stripe Corporate Card and activates payouts to 45 countries
N26 Launches In Switzerland But Without CHF Support | Fintech Schweiz Digital Finance News – FintechNewsCH
Xinja Bank gains banking licence; rolls out first accounts
A bank mistakenly put $120,000 into a couple's account. They spent it, police say - CNN
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Sep 13, 2019 • 33min
356. Interviews: Erik Qualman, author of Socialnomics
Our expert host, Sam Maule, is joined by some Erik Qualman, motivational speaker and best selling author for todays Fintech Insider Interview!
Erik's best selling book Socialnomics
Regulation in the financial industries
Being the second most liked author after J.K. Rowling
The importance of understanding of shared blame
Transforming technology
Outside in VS Inside Out
All this, and much more on today's Fintech Insider Interview!
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Erik Qualman.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 9, 2019 • 58min
355. News: Google knows best
Our expert hosts, Sarah Kocianski and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Joe Cross - Global Marketing & PR at TransferWise
Rona Ruthen - Customer Operations Director at Monzo Bank
Wincie Wong - Head of Rose Review Implementation, at RBS
We also hear from Monese CEO Norris Koppel and Nick Harris, UK Partnerships Lead for Square!
We cover the following stories from the fintech and financial services space:
Digital banks on track to treble customers next year (04:40)
Singapore to accept first digital bank applications (11:35)
Lenders accuse Google of overstepping mark with ban on payday loan apps (19:25)
Lloyds buys Tesco Bank’s mortgage book in £3.8bn deal (30:26)
TSB and Square announce payments partnership (36:40)
European banking app Monese partners with deposits marketplace Raisin (46:36)
Linkedin Top 25 Startups (53:04)
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Joe Cross, Nicholas Harris, Norris Koppel, Rona Ruthen, and Wincie Wong.Links:
Digital banks on track to treble customers in next year but profits...
Singapore to accept first digital bank applications
Lenders accuse Google of overstepping mark with ban on payday loan apps
Subscribe to read | Financial Times
TSB and Square announce payments partnership
European banking app Monese partners with deposits marketplace Raisin | TechCrunch
LinkedIn Top Startups 2019: The 25 hottest UK companies to work for now | LinkedIn
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