

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Jan 17, 2020 • 52min
392. Insights: VC Roundtable: What makes a good fintech investment?
In this week's insights show our host extraordinaire, Simon Taylor, is joined by some great guests to discuss the future of fintech VC investment. Joining Simon to talk about one of the industry's hottest topics is:
Nick Sando - Fintech Investor at Octopus Ventures
Yann Ranchere - Partner at Anthemis
Vinoth Jayakumar - Principal and Investment Director at Draper Esprit
Simon starts from the very beginning: where did fintech come from? What made it so attractive to investors? And why does it continue to be so popular? The guys rattle through these basic questions before taking a deep dive into investment thesis, talent, new opportunities and the changing investment space.
Our guests have a wealth of experience in this subject area and spend the episode dissecting where fintech VC investment has been in the past and where it's going in the future.
This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review.
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Nick Sando, Vinoth Jayakumar, and Yann Ranchere.
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Jan 13, 2020 • 1h 7min
391. News: Singapore's big tech banking battlefield
Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Tram Anh Nguyen - Co-Founder of the Centre for Finance Technology and Entrepreneurship
Shafali Gupta - VP Strategy & Ops at Fluidly
Nathalie Oestmann - COO of Curve
We cover the following stories from the fintech and financial services space:
The bids are in for Singapore’s digital banking licence (03:01)
Banking errors open the new year (16:35)
Hackers hold Travelex to ransom (27:11)
UK regulators at work on digital data strategies (31:20)
Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020 (40:23)
Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations (40:45)
Citi starts recruitment drive to hire 2,500 coders from around the world (41:26)
PayPal will acquire shopping rewards company Honey for £4 billion (42:20)
Australia pauses Open Banking over security concerns (43:46)
Tandem causes “Tandemonium” with £6 monthly fee (48:13)
Influencers Bó it for the ‘Gram (57:50)
This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Nathalie Oestmann, Shafali Gupta, and Tram Anh Nguyen.Links:
The bids are in for Singapore’s digital banking licences
Banking errors open the new year
Hackers hold Travelex to ransom
UK regulators at work on digital data strategies
Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020
Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations
Citi starts recruitment drive to hire 2,500 coders from around the world
PayPal will acquire shopping rewards company Honey for £4 billion
Australia pauses Open Banking over security concerns
Tandem causes a “Tandemonium” with £6 monthly fee
Influencers Bo it for the ‘Gram
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Jan 10, 2020 • 23min
390. Interviews: Marta Krupinska, Head of Google for Startups UK
Our expert host Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK. Together they talk about how Google for Startups came about, what role it plays in the industry and what opportunities a company like this can offer to marginalised fintech founders!
This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Marta Krupinska.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 6, 2020 • 38min
389. Interviews: Kosta Peric, Financial Services for the Poor, Gates Foundation
In today's episode, we bring you an interview with Kosta Peric, Deputy Director of Financial Services for the Poor at the Bill & Melinda Gates Foundation. Laura Watkins caught up with Kosta at Fintech Connect 2019 and the pair discuss the foundation, its open-source banking code project, and the growth of fintech to help underserved communities.
Tune in for industry insights, a wealth of experience and much much more!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Kosta Peric.
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Jan 3, 2020 • 58min
388. 2020 Predictions
In this Fintech Insider show Sarah Kocianski and Adam Davis are joined by some returning guests to look into their crystal balls and discuss their fintech predictions for the new year. Joining Adam and Sarah are:
Melanie Palmer - Chief Marketing Officer at Nucoro
Ed Maslaveckas - Chief Executive Officer at Bud
Simon Vans-Colina - Co-founder at Fronted
Will challenger banks become a present threat? Will open banking become the default?
And will we see the widgetization of financial services?
No one knows for certain, but there's all this and so much more on this week's episode of Fintech Insider!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ed Maslaveckas, Mel Palmer, and Simon Vans-Colina.
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Dec 30, 2019 • 6min
387. Happy Holidays from 11:FS!
Season's greetings from 11:FS! As it's the most wonderful time of the year, David takes a few minutes to look back at all we've achieved in 2019.
It's been quite a busy year! We've chatted to some of the biggest names in fintech, including will.i.am for the second time, we've done four After Dark shows as well as other live shows all around the world, and we’ve continued to have fantastic guests on the show week on week to dissect the latest news from across the industry.
11:FS has gone from strength to strength and we would like to thank every listener for supporting and contributing to our content this year. From everyone here at HQ, have a very Merry Christmas and a Happy New Year!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 27, 2019 • 7min
386. Bloopers 2019
Happy holidays and season's greetings from 11:FS! To give you one last laugh before the end of the year we've rummaged through the archives to bring you a collection of stumbles, fumbles and absurdly mispronounced names from all the recordings this year.
Thanks to all our guests who have contributed to the shows over the past year, and thank you for listening!
Enjoy!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 23, 2019 • 1h 4min
385. News: Does anyone trust banks anymore?
In the last Fintech Insider News show of the year expert hosts, David Brear and Simon Taylor, are joined by a panel of awesome guests to talk about the most notable fintech, financial services and banking news from the past week.
Making his Fintech Insider debut:
Bradley Riss - Chief Commercial Officer at Checkout.com.
And we also have some familiar faces returning to the show:
Tom Blomfield - Cheif Executive Officer at Monzo
Louise Hill - Co-founder & Chief Operating Officer at gohenry
We cover the following stories from the fintech and financial services space:
RBS to pay £40m penalty for foreign exchange rigging (02:44)
WeLab raises $156 million ahead of virtual bank launch (11:01)
OakNorth sees first loan default (19:23)
Incumbents and challengers hike overdraft rates (25:34)
Venmo and PNC feud over glitch (34:06)
Volt’s onboarding process begins (38:17)
Three more payday lenders fold (46:50)
Mastercard launches mobile gift card (57:12)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Bradley Riss, Louise Hill, and Tom Blomfield.Links:
RBS to pay £40m penalty for foreign exchange rigging
WeLab raises $156 million ahead of virtual bank launch
OakNorth sees first loan defaults
Incumbents and challengers hike overdraft rates
Venmo and PNC feud over glitch
Three more payday lenders fold
Mastercard launches mobile gift card
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 20, 2019 • 56min
384. Insights: The top fintech stories of 2019
Joined by returning guests, David Brear and Simon Taylor are on hosting duties for this week's insights show. As 2019 draws to a close, the panel takes a look back at the most memorable and intriguing fintech stories from the past 12 months. This week's guests include:
Valentina Kristensen - Director of Growth & Communications at OakNorth
Ali Patersen - Editor in Chief at Fntech Finance
Emily Nicolle - Technology Editor at City AM
It was no easy feat narrowing down an entire year of fintech news, however, we revisited the following stories from the fintech and financial services space:
That time RBS hid Natwest data breach from their customers (03:38)
The RBS remedies fund (12:02)
That time TFL and fintech went very very wrong (21:32)
A busy year for Monzo (28:40)
Honourable mentions that didn't quite make the cut (37:58)
Bank of England finally welcomes fintechs (40:10)
The 10 biggest US mergers and acquisitions in 2019 (43:17)
K-Swiss' CEO sneakers (50:06)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Paterson, Emily Nicolle, and Valentina Kristensen.Links:
That time RBS hid Natwest data breach from their customers… and all hell broke loose
The RBS remedies fund - Pool A
The RBS remedies fund - Pool B
The RBS remedies fund - Pool C
The RBS remedies fund - Pool D
That time fintech went very very wrong
Monzo launches in US
Monzo's £2 billion valuation
Monzo hits 3 million customers
Monzo closes premium packaged account to new customers
Monzo denies unfairly freezing accounts in wake of BBC Watchdog claims
Bank of England finally welcomes fintechs
10 biggest US mergers and acquisitions in 2019
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Dec 16, 2019 • 1h 10min
383. News: No one can acquire Chime
This week David Brear is back in the Big Apple and is hosting today's Fintech Insider news show alongside Will White. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Lindsay Davis - Senior Intelligence Analyst at CB Insights
Arno Castanet - Director of Solution Marketing, Americas at Finastra
Jon Zanoff - Managing Director at TechStars
We cover the following stories from the fintech and financial services space:
Chime quadruples valuation in less than a year (03:30)
Robinhood tops 10 million accounts (15:48)
Goldman to bring wealth management to the masses (31:32)
Paul A Volcker, Former Fed Chairman, Dies at 92 (37:57)
SoFi founder raises $100 million for new company (40:40)
Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias (49:50)
One-digit sort code error costs Cambridge man his inheritance (59:27)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Arno Castanet, Jon Zanoff, and Lindsay Davis .Links:
Chime quadruples valuation in less than a year
Robinhood tops 10 million accounts
Goldman to bring wealth management to the masses
Paul A Volcker, Former Fed Chairman, Dies at 92
SoFi founder raises $100 million for new company
Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias
Learn more about your ad choices. Visit megaphone.fm/adchoices


