

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Nov 16, 2020 • 1h 9min
479. News: WhatsApp payments in India - exponential growth potential?
Our expert hosts, Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Babs Ogundeyi - CEO of Kuda
Sharon Kimathi - Editor of FinTech Futures
Rune Garborg - CEO at Vipps
We cover the following stories from the fintech and financial services space:
WhatsApp gets approval for payments in India (03:00)
Kuda raises $10m to be the mobile first challenger bank for Africa (14:39)
HSBC to launch “Transferwise rival” (28:25)
Cash payments plummet to just four percent of transactions in Norway as central bank weighs up their options (39:28)
US Department of Justice, challenges Visa’s $5.3 billion acquisition of Plaid (49:13)
Klarna gets sued by Pablo Escobar’s brother (1:02:10)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Babs Ogundeyi , Rune Garborg, and Sharon Kimathi.Links:
WhatsApp gets approval for payments in India
Kuda raises $10m to be the mobile first challenger bank for Africa
HSBC to launch “Transferwise rival”
Cash payments plummet to just four percent of transactions in Norway as central bank weighs up their options
US Department of Justice, challenges Visa’s $5.3 billion acquisition of Plaid
Klarna gets sued by Pablo Escobar’s brother-
Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 13, 2020 • 49min
478. Insights: Financial and economic abuse: are banks doing enough?
During the pandemic reports of financial and economic abuse have been on the rise. According to the charity Surviving Economic Abuse, 95% of people who experience domestic abuse are also experiencing some form of economic abuse. With many of us now spending the vast majority of our time in our homes, the home can be an even more dangerous place for survivors – and banks now need to step up to deal with the problem.
To dive into this topic, Sam Maule is joined by:
Natalie Ledward - Vulnerability Manager, Monzo Bank
Jane Barratt - Chief Advocacy Officer, MX
Dr. Nicola Sharp-Jeffs - Founder And Chief Executive, Surviving Economic Abuse
Tune in for a fantastically insightful conversation about how economic abuse functions and the role that financial institutions can play in preventing it.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Dr. Nicola Sharp-Jeffs, OBE, Jane Barratt, and Natalie Ledward .
Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 9, 2020 • 1h 3min
477. News: Disruptive innovation - Goldman bets big on BaaS
Our expert hosts, Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Emily Nicolle, Fintech Correspondent, Financial News
Mike Douglas, VP Strategy, Galileo
We cover the following stories from the fintech and financial services space:
This is Goldman’s bet to break into a $32 billion industry serving the world's biggest corporations (03:00)
Banks stay bullish despite worsening pandemic (12:04)
Ant Group IPO is blocked in Shanghai (23:35)
Fast, a Startup Backed by Stripe, Discusses Billion-Dollar Valuation (33:49)
Barclays launches accelerator for black-founded tech firms (40:32)
Mesut Ozil joins US venture capital firm Class 5 Global (53:41)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Chris Skinner, Emily Nicolle, and Mike Douglas.Links:
This is Goldman’s bet to break into a $32 billion industry serving the world's biggest corporations
Banks stay bullish despite worsening pandemic
Ant Group IPO is blocked in Shanghai
Fast, a Startup Backed by Stripe, Discusses Billion-Dollar Valuation
Barclays launches accelerator for black-founded tech firms
Mesut Ozil joins US venture capital firm Class 5 Global
Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2020 • 47min
476. Insights: The racial wealth gap: addressing economic inequality in the US
For many, 2020 has proven to be a year of struggle. Between a pandemic, widespread social unrest and a recession, Black and Latinx communities in the US are amongst those who have been hit the hardest - not just by the country's growing Covid-related death toll, but also in terms of financial loss.
In today's episode of the show, we are talking about the US’ racial wealth gap. Differences in income and income losses - like those experienced as a result of the coronavirus lockdowns - is one factor, but that doesn’t tell the full story about why the United States' racial wealth gap is widening.
To dig into this topic, Sam is joined today by :
Jennifer Tescher - President and CEO, Financial Health Network
Yemi Rose - Founder of OfColor
Reese Giddins - President and CTO at Greenwood
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Jennifer Tescher, Reese Giddins, and Yemi Rose.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 2, 2020 • 1h 13min
475. News: Ant’s record-breaking IPO - they’re 1% done!
Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Clare Gambardella - Chief Customer Officer at Zopa
Chris Skinner, author, speaker - CEO at the Finanser and fintech guru
We cover the following stories from the fintech and financial services space:
Ant Group to raise $34.5 billion, valuing it at over $313 billion, in biggest IPO of all time (02:43)
PayPal allows cryptocurrency on their platform, and JPMorgan creates new unit for blockchain projects (16:14)
Afterpay teams up with Westpac to offer savings account for Australians (28:02)
Zopa’s long-awaited credit card is here (38:14)
UBS to invest $200 million in fintech startups (49:00)
Hand over the trash: raccoons break into California bank (01:05:37)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Chris Skinner and Clare Gambardella.Links:
Ant Group to raise $34.5 billion, valuing it at over $313 billion, in biggest IPO of all time
PayPal allows cryptocurrency on their platform, and JPMorgan creates new unit for blockchain projects
Afterpay teams up with Westpac to offer savings account for Australians
Zopa’s long-awaited credit card is here
UBS to invest $200 million in fintech startups
Possible finance raises $11M on Zoom and shifts to a fully distributed workforce
Experian told to stop sharing data without consent
Hand over the trash: raccoons break into California bank
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 30, 2020 • 42min
474. Insights: Cyber Security - what are the biggest threats?
As the severity of the COVID-19 outbreak began to be recognised by world leaders, a wide-scale shift to remote working and social distanced interaction rapidly increased the pressure on cybersecurity teams. As October is Cyber Security Awareness Month, in this episode of Fintech Insider, Sarah Kocianski is joined by some great guests to dive into the topic of cybersecurity in the financial services and fintech space!
Exploring the biggest threats and best solutions, our guests for this episode are:
Joe Bloemendaal - Head of Strategy, Mitek
Oliver Rooney, CTO, Voxsmart
Ewan Silver - CTO, 11:FS
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ewan Silver, Joe Bloemendaal, and Oliver Rooney.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 26, 2020 • 1h 7min
473. News: Stripe acquires Paystack - are they taking over the world?
Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Shaun Puckrin, Chief Product Officer, Global Processing Services
Chris Maddern - Co-founder and Chief Innovation Officer at Button
We cover the following stories from the fintech and financial services space:
Stripe acquires Nigeria’s Paystack. We also hear a soundbite from Matt Henderson, EMEA Lead for Stripe. (02:06)
Marqeta: Covid-19 has forced three-quarters of banks to change their future banking strategy (14:18)
Visa invests in GPS (26:16)
Robinhood warns users about margin calls and nearly 2000 accounts breached by hackers (37:00)
ESG funds forecast to outnumber conventional funds by 2025 (46:05)
How Captain Tom started an open banking revolution (1:00:42)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Chris Maddern, Matt Henderson, and Shaun Puckrin.Links:
Stripe acquires Nigeria’s Paystack
Marqeta: Covid-19 has forced three-quarters of banks to change their future banking strateg
Visa invests in GPS
Robinhood warns users about margin calls and nearly 2000 accounts breached by hackers
ESG funds forecast to outnumber conventional funds by 2025
How Captain Tom started an open banking revolution
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 19, 2020 • 1h 6min
471. News: Klarna face backlash & Killer Mike launches a bank to support black businesses
Our expert hosts, Sam Maule and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Alice Tapper, Founder and Author - Go Fund Yourself
Gwera Kiwana, Ops Analyst - 11:FS
We cover the following stories from the fintech and financial services space:
Killer Mike’s new Black owned bank receives ‘tens of thousands’ of account requests in less than 24 hours (03:54)
Klarna’s email that prompted data privacy and security backlash (17:00)
Former Barclays execs to launch digital bank (29:11)
Square invests $50m in bitcoin (37:00)
Soundbite Simon Taylor, 11:FS Head of Ventures (37:55)
FCA turns the screws on compliance in work-from-home environment (44:06)
Coronavirus can survive up to 28 days on paper banknotes (55:37)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
The banking business model is broken. The question is, how can we rebuild it?
Embedded finance presents a massive opportunity for banks to play a new role in the financial services ecosystem, offering more revenue streams, lower costs and higher margins.
Our new report, Better banking business models: embedded finance and the path to growth, is a must-read for banks considering the smartest next step.
Head to bit.ly/bankingasaservice to download the report for free.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alice Tapper and Gwera Kiwana.Links:
Killer Mike’s new Black owned bank receives ‘tens of thousands’ of account requests in less than 24 hours
Klarna’s email that prompted data privacy and security backlash
Former Barclays execs to launch digital bank
Square invests $50m in bitcoin
FCA turns the screws on compliance in work-from-home environment
Garanti BBVA ships ‘blank’ card with no code imprints
Coronavirus can survive up to 28 days on paper banknotes
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 16, 2020 • 51min
470. Insights: Middle East fintech - revolutionising the region's financial landscape
Ross Gallagher is joined by a fantastic panel of guests to discuss the transformation of finance in the Middle East and how fintechs are gaining traction in the region. Here to discuss the matter are:
Mike Cunningham - Chief Strategy & Digital Officer, Banque Saudi Fransi
Amir Fardghassemi - Founder and CEO, JinglePay
Kate Moody - Senior Customer and Product Lead at 11:FS
In recent years financial technology has been transforming the delivery of financial services across the Middle East. With the pandemic still disrupting our day-to-day in-person interactions, fintech is seeing an unprecedented surge in popularity in a land where cash is king. Sitting down with both sides of the digital transformation game, Ross and the group discuss the unique character of the Middle East financial ecosystem, how social media is shaping customers' expectations and the challenges that fintechs face when entering into a market where traditional legacy banks rule supreme.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Kate Moody and Mike Cunningham.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 12, 2020 • 1h 1min
469. News: Who isn't launching a checking account?
Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Maia Bittner - Voice of the Member, Chime
Oscar Williams-Grut - Senior City Correspondent, Yahoo Finance
We also hear soudbites from:
Jeff Kelisky - CEO, Seedrs and Luke Lang - Co-founder, Crowdcube
Francesca Hopwood-Road - Head of Regtech and Advanced Analytics, FCA
Marcell King - Chief Innovation Officer, Payveris
We cover the following stories from the fintech and financial services space:
Crowdcube and Seedrs to merge: their CEOs say the move is about growth not survival
FCA sets coronavirus challenge for new sandbox applicants
Venmo launches its first credit card with scannable QR code and personalised cash-back rewards
Goldman Sachs reportedly just landed General Motors’ credit card business for roughly $2.5 billion
With its new checking account, Credit Karma wants to get into your wallet
John McAfee arrested after DOJ indicts crypto millionaire for tax evasion
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Francesca Hopwood Road, Jeff Kelisky , Maia Bittner, Marcell King , and Oscar Williams-Grut.
Learn more about your ad choices. Visit megaphone.fm/adchoices


