
Fintech Insider Podcast by 11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Latest episodes

Oct 30, 2020 • 42min
474. Insights: Cyber Security - what are the biggest threats?
As the severity of the COVID-19 outbreak began to be recognised by world leaders, a wide-scale shift to remote working and social distanced interaction rapidly increased the pressure on cybersecurity teams. As October is Cyber Security Awareness Month, in this episode of Fintech Insider, Sarah Kocianski is joined by some great guests to dive into the topic of cybersecurity in the financial services and fintech space!
Exploring the biggest threats and best solutions, our guests for this episode are:
Joe Bloemendaal - Head of Strategy, Mitek
Oliver Rooney, CTO, Voxsmart
Ewan Silver - CTO, 11:FS
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
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This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ewan Silver, Joe Bloemendaal, and Oliver Rooney.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 26, 2020 • 1h 7min
473. News: Stripe acquires Paystack - are they taking over the world?
Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Shaun Puckrin, Chief Product Officer, Global Processing Services
Chris Maddern - Co-founder and Chief Innovation Officer at Button
We cover the following stories from the fintech and financial services space:
Stripe acquires Nigeria’s Paystack. We also hear a soundbite from Matt Henderson, EMEA Lead for Stripe. (02:06)
Marqeta: Covid-19 has forced three-quarters of banks to change their future banking strategy (14:18)
Visa invests in GPS (26:16)
Robinhood warns users about margin calls and nearly 2000 accounts breached by hackers (37:00)
ESG funds forecast to outnumber conventional funds by 2025 (46:05)
How Captain Tom started an open banking revolution (1:00:42)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Chris Maddern, Matt Henderson, and Shaun Puckrin.Links:
Stripe acquires Nigeria’s Paystack
Marqeta: Covid-19 has forced three-quarters of banks to change their future banking strateg
Visa invests in GPS
Robinhood warns users about margin calls and nearly 2000 accounts breached by hackers
ESG funds forecast to outnumber conventional funds by 2025
How Captain Tom started an open banking revolution
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 19, 2020 • 1h 6min
471. News: Klarna face backlash & Killer Mike launches a bank to support black businesses
Our expert hosts, Sam Maule and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Alice Tapper, Founder and Author - Go Fund Yourself
Gwera Kiwana, Ops Analyst - 11:FS
We cover the following stories from the fintech and financial services space:
Killer Mike’s new Black owned bank receives ‘tens of thousands’ of account requests in less than 24 hours (03:54)
Klarna’s email that prompted data privacy and security backlash (17:00)
Former Barclays execs to launch digital bank (29:11)
Square invests $50m in bitcoin (37:00)
Soundbite Simon Taylor, 11:FS Head of Ventures (37:55)
FCA turns the screws on compliance in work-from-home environment (44:06)
Coronavirus can survive up to 28 days on paper banknotes (55:37)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
The banking business model is broken. The question is, how can we rebuild it?
Embedded finance presents a massive opportunity for banks to play a new role in the financial services ecosystem, offering more revenue streams, lower costs and higher margins.
Our new report, Better banking business models: embedded finance and the path to growth, is a must-read for banks considering the smartest next step.
Head to bit.ly/bankingasaservice to download the report for free.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alice Tapper and Gwera Kiwana.Links:
Killer Mike’s new Black owned bank receives ‘tens of thousands’ of account requests in less than 24 hours
Klarna’s email that prompted data privacy and security backlash
Former Barclays execs to launch digital bank
Square invests $50m in bitcoin
FCA turns the screws on compliance in work-from-home environment
Garanti BBVA ships ‘blank’ card with no code imprints
Coronavirus can survive up to 28 days on paper banknotes
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 16, 2020 • 51min
470. Insights: Middle East fintech - revolutionising the region's financial landscape
Ross Gallagher is joined by a fantastic panel of guests to discuss the transformation of finance in the Middle East and how fintechs are gaining traction in the region. Here to discuss the matter are:
Mike Cunningham - Chief Strategy & Digital Officer, Banque Saudi Fransi
Amir Fardghassemi - Founder and CEO, JinglePay
Kate Moody - Senior Customer and Product Lead at 11:FS
In recent years financial technology has been transforming the delivery of financial services across the Middle East. With the pandemic still disrupting our day-to-day in-person interactions, fintech is seeing an unprecedented surge in popularity in a land where cash is king. Sitting down with both sides of the digital transformation game, Ross and the group discuss the unique character of the Middle East financial ecosystem, how social media is shaping customers' expectations and the challenges that fintechs face when entering into a market where traditional legacy banks rule supreme.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Kate Moody and Mike Cunningham.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 12, 2020 • 1h 1min
469. News: Who isn't launching a checking account?
Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Maia Bittner - Voice of the Member, Chime
Oscar Williams-Grut - Senior City Correspondent, Yahoo Finance
We also hear soudbites from:
Jeff Kelisky - CEO, Seedrs and Luke Lang - Co-founder, Crowdcube
Francesca Hopwood-Road - Head of Regtech and Advanced Analytics, FCA
Marcell King - Chief Innovation Officer, Payveris
We cover the following stories from the fintech and financial services space:
Crowdcube and Seedrs to merge: their CEOs say the move is about growth not survival
FCA sets coronavirus challenge for new sandbox applicants
Venmo launches its first credit card with scannable QR code and personalised cash-back rewards
Goldman Sachs reportedly just landed General Motors’ credit card business for roughly $2.5 billion
With its new checking account, Credit Karma wants to get into your wallet
John McAfee arrested after DOJ indicts crypto millionaire for tax evasion
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Francesca Hopwood Road, Jeff Kelisky , Maia Bittner, Marcell King , and Oscar Williams-Grut.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 9, 2020 • 58min
468. Insights: COVID-19 - Mental health and financial wellbeing
There is no question 2020 has been a tough year for most. With the recent coronavirus outbreak, both our finances and mental wellbeing have been tested and strained in ways they never have been before. With World Mental Health Day around the corner, we wanted to take a closer look at how finance interacts with the mental health problems that affect 1 in 4 of us and how the pandemic is putting additional pressure on our mental and financial wellbeing.
To dive into this topic, David Brear is joined by:
Jamie Clements - Account executive, 11:FS & host of the Man Down: The Anti-Man-Up Movement podcast
Nikki Bond - Senior Research Officer, Money and Mental Health Policy Institute
Garry Evans - Chief Innovation Officer, OpenWrks & Chief Product Officer, Tully
The group also discusses how this period of time is potentially influencing our future financial decisions and how fintech firms and banks alike can embed socially responsible features into their products.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Garry Evans, Jamie Clements, and Nikki Bond .
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 5, 2020 • 1h 8min
467. News: Open Banking is working - but what comes next?
Our expert hosts, Sarah Kocianski and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Imran Gulamhuseinwala OBE - Trustee of the Open Banking Implementation Entity (OBIE)
Loral Quinn - Founder and CEO, Sustainably
We cover the following stories from the fintech and financial services space:
Open Banking doubles its user-base to 2m Brits in just six months (04:12)
China’s Ping An Insurance Increases Stake in HSBC to 8% (16:32)
Coalition of UK banks launched to standardise carbon accounting (26:43)
Amazon introduced the Amazon One - a payment method in the palm of your hand (36:35)
Greenlight raises $215m for kids’ debit card (44:05)
Coinbase has drawn a line in the sand for activist employees (57:34)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Imran Gulamhuseinwala and Loral Quinn.Links:
Open Banking doubles its user-base to 2m Brits in just six months
China’s Ping An Insurance Increases Stake in HSBC to 8%
Coalition of UK banks launched to standardise carbon accounting
Amazon introduced the Amazon One - a payment method in the palm of your hand
Greenlight raises $215m for kids’ debit card -
Coinbase has drawn a line in the sand for activist employees.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 2, 2020 • 45min
466. Insights: ESG and sustainable investing - the ethical future of finance
Sustainable finance is nothing new, but could it be finance's new normal?
This week host Simon Taylor is joined by a couple of great guests to talk about the growth of ESG and sustainable finance. This week's guests include:
Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg
Damian Payiatakis - Head of Impact Investing, Barclays
ESG funds are consistently outperforming the broader market with more than half beating the MSCI World index, but how did we get here and where is this going? In this episode, Simon and guests dive into the world of sustainable finance and probe the drivers behind its consistent rise in popularity.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Damian Payiatakis and Kat Mann .
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 28, 2020 • 1h 10min
465. News: FinCEN Files leak and NatWest carbon footprint tracker
Our expert hosts, Simon Taylor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
This week's guests include:
Olly Betts - Co-Founder and CEO at OpenWrks
Valentina Kristensen - Director, Growth and Communication at OakNorth
We also hear sondbites from:
Shane Riedel - Founder and CEO at Elucidate. Formerly Head of Financial Crime Compliance for Financial Institutions at Standard Chartered and Deputy MLRO at Goldman Sachs
Georgina Bulkeley - Chief Operating Officer, Personal Banking at NatWest Group
We cover the following stories from the fintech and financial services space:
The FinCEN file leak (01:50)
HSBC moved Ponzi scheme millions despite warning (12.20)
Tink continues path to European domination by acquiring OpenWrks' account aggregation platform (23:32)
Natwest trials carbon footprint tracker for its customers (32:12)
Klarna stands its ground amidst accusations (41:17)
Chime is now worth 14.5 billion dollars! (49:42)
Nationwide claps back again racism (1:02:35)
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Georgina Bulkeley, Olly Betts, Shane Riedel, and Valentina Kristensen.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 25, 2020 • 46min
464. Insights: Latin America - fintech's next hottest market
If you're looking for the next big thing in fintech, then look no further than Latin America.
With fintech investments in the region leaping from USD 700 million in 2018 to USD 2.118 billion in just the following year, it's clear to see that things are heating up in fintech's next hottest market. To discuss the growth, impact and evolution of digital finances services, host Sam Maule is joined by some great guests.
In this episode, our panel of guests include:
Ximena Aleman - Co-Founder & Chief Business Developer Officer, Prometeo
Juan Pablo Ortega - Co-Founder, Rappi
Alexandre Álvares - Head of Product, Neon
They dig into what's going on in the region right now, developmental limitations and their underlying social, economic and political factors, and how the future of fintech in Latin America is shaping up.
This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
_
This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.
Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.
Head to bit.ly/bankingasaservice.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alexandre Álvares, Juan Pablo Ortega , and Ximena Aleman.
Learn more about your ad choices. Visit megaphone.fm/adchoices