Fintech Insider Podcast by 11:FS

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple Bradley Riss - Chief Commercial Officer, Checkout.com We cover the following stories from the fintech and financial services space: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Bradley Riss and Shamir Karkal.Links: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA - London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account Learn more about your ad choices. Visit megaphone.fm/adchoices

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking. Joining Adam on the show are: Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation Jason Wilkinson-Brown - Head of Partnerships, TSB Keith Grose - Head of UK, Plaid This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Jason Wilkinson-Brown, Keith Grose, and Victoria Roberts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Anna Irrera - Fintech Correspondent, Reuters Iana Vidal - Head of Policy and Government Affairs at Innovate Finance We cover the following stories from the fintech and financial services space: Brexit: UK to start talks on quick EU financial services agreement (03:28) China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18) Goldman Sachs to offer digital wealth management to Main Street investors (22:38) N26 scoops Brazilian banking licence to take on Nubank (30:26) Robinhood user says $300,000 restored from hack, then taken back! (37:48) Google workers form tech giant’s first labour union (48:45) This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Anna Irrera and Iana Vidal.Links: Brexit: UK to start talks on quick EU financial services agreement China tries to reign in Ant Group as Jack Ma seemingly goes missing Goldman Sachs to offer digital wealth management to Main Street investors N26 scoops Brazilian banking licence to take on Nubank Robinhood user says $300,000 restored from hack, then taken back! Google workers form tech giant’s first labour union Learn more about your ad choices. Visit megaphone.fm/adchoices

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are: Chris Hutchins - Head of Financial Automation, Wealthfront Corinna Lamberti - VP of Product, Chip Giuseppe Caltabiano, Co-Founder & CEO, EverUp This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Chris Hutchins, Corinna Lamberti , and Giuseppe Caltabiano. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021. They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more. Tune in to hear how last year's predictions went and the big themes to look out for this year! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Catherine Birkett - CFO, GoCardless Keith Grose - Head of International, Plaid We cover the following stories from the fintech and financial services space: GoCardless raises $95M in Series F Funding (02:36) Plaid launches Payment Initiation via QR codes (14:24) Neobank Xinja blames COVID for pulling plug on Australia (27:06) Ramp raises $30 million as the fastest growing corporate card in America (36:35) Comment from Eric Glyman, CEO and founder of Ramp (37:37) The time is right for regulation, says Klarna as they also announce plans to tell credit agencies if repayments fail (45:03) Cash App launches a fashion brand (57:53) Merry Christmas from all of us at 11:FS! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Catherine Birkett and Keith Grose.Links: GoCardless raises another $95M as it bets on open banking alongside its recurring payments network | TechCrunch Plaid Launches QR Code Auth to Enable Faster and Easier Payment Authentication on desktop devices | The Fintech Times Neobank Xinja blames COVID for pulling plug on Australia Ramp raises $30M as the battle to own corporate spend heats up | TechCrunch Klarna plans to tell credit agencies if repayments fail - BBC News The time is right for regulation. | Klarna UK These Clothes Are Hip to Be Square - WSJ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to our latest instalment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them. In the debate, we have two teams and the consist of these masterminds: Team Love: Simon Taylor, 11:FS Head of Ventures Ali Paterson, Editor in Chief at Fintech Finance Team hate David Brear, 11:FS Group CEO Sharon Kimathi, Editor at Fintech Futures Moderator Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur. We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore! The teams debate the following topics: What counts as debt? Marketing The Battle of the Checkout This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Find out more: https://bit.ly/3lY9YRn Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts Sarah Kocianski and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Zivoder, CEO of gohenry Wade Arnold, CEO of Moov.io We cover the following stories from the fintech and financial services space: Stripe announces embedded business banking service Stripe Treasury Global financial education app gohenry raises $40 million Moov raised a $27 million Series A led by Andreessen Horowitz Grab-Singtel and Ant Group win digital bank licenses in Singapore Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud David Bowie coin launched towards space by Royal Mint This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alex Zivoder and Wade Arnold.Links: Stripe announces embedded business banking service Stripe Treasury UK-based kids' bank account app gohenry raises $40 million Moov raised a $27 million Series A led by Andreessen Horowitz Grab-Singtel and Ant Group win digital bank licenses in Singapore Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud David Bowie coin launched towards space by Royal Mint Learn more about your ad choices. Visit megaphone.fm/adchoices

David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking moments from the past year. This week's guests include: Chris Skinner - Author, speaker and Non-Executive Director of 11:FS Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg Adam Hadi - VP of Marketing, Current 2020 has been quite a year, and in this episode David and guests take a look at the fintech moments that defined the year. Without a doubt digital transformation in the industry this year has been major. It was always needed, but the rate at which financial services accelarated development is unprecedented and has continued to open the door to next generation financial services like banking-as-a-service. Not only that, 2020 has been a year of scandal with the FinCEN files leak and Wirecard also making the list of the top moments that stuck with us. Tune in for more insights and opinions! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Adam Hadi, Chris Skinner, and Kat Mann . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lars Trunin - Head of UK Product at TransferWise Ali Paterson - Editor in Chief at Fintech Finance We cover the following stories from the fintech and financial services space: TransferWise wins restricted banking licence in Australia Stripe Capital Extends Business Lending To Online Platforms JP Morgan and Lloyds set sights on Starling as Sabadell plan to sell off TSB Black Friday payment data reveals rapid growth of buy now, pay later Visa and Circle team up to Bring the Benefits of Stablecoins to Businesses Worldwide. To find out more about this story we also spoke to Cuy Sheffield, Head of Crypto at Visa and Jeremy Allaire, CEO of Circle. Mogo launches new interactive Rainforest Mode in its app This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Paterson, Cuy Sheffield , Jeremy Allaire, and Lars Trunin . Learn more about your ad choices. Visit megaphone.fm/adchoices