Fintech Insider Podcast by 11:FS

Our expert host, Simon Taylor, is joined by some great guests to ask: 'How did payroll data become the new gold rush?' Payroll data has become the topic of much hype over the last few years – from projected market values of over $10bn, to being referred to as the ‘holy grail of fintech’. So why are people so excited about something which has been in front of us the whole time? And in the midst of ‘The Great Resignation’, will this gold rush last? This week's guest include: Ahmed Siddiqui, Head of Product, Branch Lindsay Davis, Head of Markets, Atomic Andrew Brown, Founder and CEO, Check This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ahmed Siddiqui, Andrew Brown, and Lindsay Davis . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Founder, Payments Solved Karen Kerrigan, COO, Moneybox With soundclips from: Gwera Kiwana, Product Manager, 11:FS Paul Stoddart, President, GoCardless We cover the following stories from the fintech and financial services space: Stripe launches open banking product sparking Twitter taunt from Plaid CEO - 3:35 Moneybox announces crowdfunding campaign - 14:35 EU claims Apple breaking competition law over contactless payments - 30:00 Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic - 38:40 Buy Now Pay Later will soon affect your credit score in the UK - 48:15 GoCardless appoints Mastercard and Vocalink exec as president - 51:10 Citigroup trader triggers European flash crash - 54:00 Swiss banker put strip club visits on expenses - 55:22 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Gwera Kiwana, Karen Kerrigan, Nilixa Devlukia, and Paul Stoddart.Links: Stripe launches open banking product sparking Twitter taunt from Plaid CEO Moneybox announces crowdfunding campaign EU claims Apple breaking competition law over contactless payments Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic Buy now, pay later will soon affect your credit score in the UK GoCardless appoints Mastercard and Vocalink exec as president Citigroup trader triggers European flash crash Pierin Vincenz: Swiss banker put strip club visits on expenses Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross Gallagher, is joined by some great guests to answer the question: 'How global can Islamic finance become?' Islamic finance is an industry sector with faith and ethical practices at its very core – it’s also a sector which has moved from a regional niche into a booming industry valued at over $2.88tn by industry experts. So how global is Islamic finance? What are the challenges in its way? And how does the future look? This week's guests include: Samim Abedi, Chief Investment Officer, Wahed Areeb Siddiqui, Founder and CEO, KESTRL Nahim Bassa, Senior Vice President and Head of Strategy & Digital Transformation, Bank Aljazira With soundclips from: Samina Akram, Managing Partner, Samak Ethical Finance This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Areeb Siddiqui, Nahim Bassa, Samim Abedi, and Samina Akram. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Julia Ménayas, Co-founder, Helios Jason Mikula, Publisher, Fintech Business Weekly With soundclips from: Mauricio Magaldi, Crypto, 11:FS Abubakar Idris, Africa Reporter, Rest of World Philip Haglund, CEO, Gimi We cover the following stories from the fintech and financial services space: Fintech giant Stripe jumps into crypto with a feature that lets Twitter users get paid in stablecoin - 3:17 French sustainable neobank Helios picks up €9m for its fintech for good to protect the planet - 15:30 Revolut suspends refugee referral payouts after users game the system - 29:30 Plaid co-founder’s next venture is a bank to power fintech apps - 37:15 Flutterwave CEO addresses alleged misconduct claims in email to employees - 49:30 Swedish children’s financial literacy app Gimi teams up with ABN AMRO - 52:50 Spanish football fans thank cup-winning manager via his banking app - 54:40 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Abubakar Idris, Jason Mikula, Julia Ménayas, Mauricio Magaldi, and Philip Haglund.Links: Fintech giant Stripe jumps into crypto with a feature that lets Twitter users get paid in stablecoin French sustainable neobank Helios picks up €9 million for its fintech-for-good that’s protecting the planet Revolut scheme for Ukrainian refugees was exploited by customers Plaid co-founder’s next venture is a bank to power fintech apps Flutterwave CEO addresses alleged misconduct claims in email to employees Swedish children’s financial literacy app Gimi teams up with ABN AMRO Spanish football fans thank cup-winning manager via his banking app Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Simon Taylor, hosted a live onstage panel as part of Empire Startups New York FinTech Week! Earlier this year, we saw an executive order signed on the desk of the White House calling for research and development on a US CBDC. What was once a theoretical possibility has now been directly decreed by the President himself. So, today we’re talking about how this executive order will fit into the history books, what we know about CBDCs currently, what the challenges are still to overcome and what the future may hold. This week's guests include: Cuy Sheffield, Head of Crypto, Visa Carmelle Cadet, Founder & CEO, EMTECH Jennifer Lassiter, Executive Director, The Digital Dollar Project This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Carmelle Cadet, Cuy Sheffield , and Jennifer Lassiter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Kate Drew, Director of Research, CCG Catalyst Bence Jendruszak, Co-founder & COO, SEON We cover the following stories from the fintech and financial services space: Amazon is adding a 5% fuel and inflation surcharge - 3:30 Fraud prevention fintech SEON raises $94m to expand globally - 14.30 US consumer agency sues TransUnion for deceptive marketing - 27:15 Decacorn Brex expands into financial services, lands DoorDash as a new customer - 36:55 Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu - 46:00 Better.com announces more layoffs, citing mortgage market turbulence - 47:10 Nubank secures $650m credit line for expansion in Mexico and Colombia - 48:45 NFT of Jack Dorsey's first tweet struggles to sell - 50:15 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bence Jendruszak and Kate Drew.Links: Amazon is adding a 5% fuel and inflation surcharge Fintechs are under pressure to stop Russian sanctions evasion. This start-up raised $94 million to help U.S. consumer agency sues TransUnion for deceptive marketing Decacorn Brex expands into financial services, lands DoorDash as a new customer Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu Better.com announces more layoffs, citing mortgage market turbulence Nubank secures $650m credit line for expansion in Mexico and Colombia NFT of Jack Dorsey's first tweet struggles to sell Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Gwera Kiwana, is joined by some great guests to talk about the industries and communities left behind by financial services. While fintech has made great strides in democratising access to financial services for many – there are industries and real people who still remain frozen out. With than in mind, we’re focusing today’s episode on three different underserved groups and industries: the sex industry, the cannabis industry and new migrants. This week's guests include: Rosie Hodsdon, Executive Assistant, Marketing and Communications, National Ugly Mugs Mike Kennedy, Co-founder & Chief Strategy Officer, Green Check Verified Rohit Mittal, Co-founder & CEO, Stilt This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Mike Kennedy, Rohit Mittal, and Rosie Hodsdon. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Gwera Kiwana and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Misha Esipov, Co-founder & CEO, Nova Credit Polly Jean Harrison, Features Editor, The Fintech Times With soundclips from: Duke Ekezie-Joseph, Co-founder and Chief Growth Officer, Kippa We cover the following stories from the fintech and financial services space: US fintech Nova Credit expands into Europe to “unlock opportunities” for immigrants (awaiting FCA authorisation) - 4:00 Apple’s plan to pump up Apple Card and Apple Pay and win the payments war - 15:35 Nigerian fintech start-up Kippa launches digital payments offering for African SMEs - 26:45 Bank of England’s fintech chief leaves for digital asset platform Fireblocks - 35:50 Russia has defaulted on its foreign debt, says S&P - 44:30 Meta is reportedly making ‘Zuck Bucks’ - 46:15 UK pay falls for second month in a row as cost of living bites - 47:40 The microchip implants that let you pay with your hand - 49:30 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Duke Ekezie-Joseph, Misha Esipov, and Polly Jean Harrison.Links: US fintech Nova Credit expands into Europe to “unlock opportunities” for immigrants ‘Breakout’: Apple’s Plan To Pump Up Apple Card And Apple Pay And Win The Payments War Nigerian fintech start-up Kippa launches digital payments offering for African SMEs Bank of England’s fintech chief Varun Paul leaves for digital asset platform Fireblocks Russia has defaulted on its foreign debt, says S&P Facebook owner Meta targets finance with ‘Zuck Bucks’ and creator coins ONS pay and unemployment: UK pay falls for second month in a row as cost-of-living bites The microchip implants that let you pay with your hand Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Simon Taylor, is joined by some great guests to discuss what the future looks like for the anti-money laundering industry. The UK sees a whopping £88bn laundered annually, with that figure reaching £216.5bn in the US. This makes up a sizeable chunk of £1.8tn said to be laundered globally – a staggering 3% of GDP. So, today we’re looking at how AML keeps up with the sizable task ahead of it, what stands in its way and is this a problem that can truly be solved? This week's guests include: Adam Gable, Product Director - Financial Crime, Treasury & Risk, Temenos Joe Robinson, Co-founder & CEO, Hummingbird  Jessica Cath, Head of Financial Crime Project Delivery, Fintrail This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. That’s right—ten bucks! No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to AltoIRA.com/insider. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Adam Gable, Jessica Cath, and Joe Robinson. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Dan Hardy, VP - Sales, Crowdcube Peter Renton, Co-Founder and Chairman, LendIt Fintech With soundclips from: Prakash Pattni, Managing Director of Financial Services & Digital Transformation (EMEA), IBM We cover the following stories from the fintech and financial services space: Unicorn Qonto partners with Crowdcube to open up ownership - 5:10 Fast shuts doors after slow growth - 16:30 The competition will pay for this later: Klarna completes PriceRunner deal - 27:00 Rishi Sunak asks Royal Mint to launch non-fungible token - 36:00 Egyptian financial super app Khazna raises $38M from Quona Capital and Lendable - 45:00 IBM offers real-time fraud detection in new z16 mainframe - 47:15 Bank of Italy bans N26 from onboarding new customers over AML failings - 50:30 Liam Payne launches Revolut card - 52:00 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Dan Hardy, Nicole Perry, Peter Renton, and Prakash Pattni.Links: Unicorn Qonto turns to the crowd, partners with Crowdcube to open up ownership Fast shuts doors after slow growth, high burn precluded fundraising options The competition will pay for this later: Klarna completes PriceRunner deal Rishi Sunak asks Royal Mint to launch non-fungible token Egyptian financial super app Khazna raises $38M from Quona Capital and Lendable IBM highlights real-time fraud detection in z16 mainframe Bank of Italy bans N26 from onboarding new customers over AML failings Learn more about your ad choices. Visit megaphone.fm/adchoices