Fintech Insider Podcast by 11:FS

Exploring the reasons behind banks buying other banks, the challenges of M&A, and how it affects customers. Insights from experts on regulatory hurdles, customer impact, and measuring the success of mergers. Discussing the complexities of acquiring a bank, cultural alignment, and empowering community banks in the ecosystem.

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.In this episode they take a closer look at Bahrain, a country which has championed open banking in the Middle East. They explore the fintech landscape in Bahrain and the impact open banking has had on it to date, the potential challenges they’ve had along the way, and what this tells us about how regulation and innovation can co-exist super effectively, and can foster a thriving financial ecosystem.This week's guests include Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa Abdulla Almoayed, Founder and CEO of Tarabut ---------------------------------------This episode is sponsored by VisaFintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's guests on the podcast, Sophie Vo and Joanne Dewar, discuss Revolut's banking license in Mexico, Project Nemo's disability inclusion initiative, and partnerships like Ozone API and Thistle Initiatives. They also cover PIPE's funding solution for SMBs, Adyen and UNICEF collaboration, Canadian open banking legislation, and a bizarre bank fraud incident in Brazil.

Our expert hosts Rachel Pandyan is joined by some great guests to talk about how ESG is being championed by financial services to create meaningful change, not just for our industry, but for the whole world.ESG is a term most of us have heard, and it became a buzz word, a catch-all term to represent climate-conscious action and social responsibility. However, it's not just a cultural zeitgeist. Issues around climate change, gender parity, and corporate culture have also become key political battlegrounds around the world. These issues matter, and they resonate with huge numbers of people.But what have we actually done to move the dial in making our industry, and our world, a more sustainable and equitable place?As banks and other financial services providers invest more and more into ESG programmes, we want to take a look at what our industry has done, and what it continues to do, as ESG becomes evermore important to customers.From new banks targeting environmentally-conscious Gen Z-ers, to how more established banks might implement the changes needed to build ESG into their culture, we are going to discuss how financial service providers are driving meaningful change, and the challenges they still face in doing so.This week's guests include: Lisa Stanley, co-founder at Good With Money and chief sustainability officer at Zero Gail Gallie, Co-Founder at Project Everyone Highlights from this episode: How far has ESG come in financial services? (04:08) "An ongoing inability at leadership level" (06:20) The long term impact of staying as we are (10:17) ESG is so much bigger than climate (13:00) ESG in investment landscape (17:13) Consumer-driven change (20:05) The impact of not caring about ESG (24:05) The tangible benefit to customers (28:00) The UN sustainable development goals (31:38) "The strength is in the collective" (36:22) What can we do? (38:33) ---------------------------------------Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Veronica Glab and Chris Skinner discuss fintech funding hitting a 7-year low and Nubank partnering with Wise. They also delve into the transformative impact of AI on the economy, the US Green Bank lending program, and gender pay gap issues in UK tech companies.

TS Anil, CEO at Monzo, discusses Monzo's investment impact, community focus, global expansion plans, and the transformation of banking. Anil highlights the importance of trust, empowerment, and solving problems for customers. The episode delves into Anil's personal journey, Monzo's response to the Covid pandemic, and their mission to democratize financial services.

Lord Chris Holmes, Andrew Brown, and Mariela Hunter discuss the US-UK AI regulation agreement, Nuvei's $6.3 billion sale, and PayPal's legal win. They also cover AI regulations in financial services, payroll innovations, and the importance of supporting small businesses in the fintech industry.

The podcast explores how digital identities will shape the payments landscape, discussing the EU's plan for a universal e-identity, limitations of PSD2, value for merchants in the US, use case for biometrics, and finding a balance with regulations. The episode also delves into biometric payments in retail, regulatory challenges, user adoption of new payment systems, enhancing child protection with digital identities and biometrics, and trust dynamics in digital payments.

Explore UAE as a fintech hub with DIFC & ADGM, remote bank account opening, Web3 adoption & crypto innovation, regulatory stability, and industry experts promoting financial literacy & growth in the region.

Jason Mikula, founder of Fintech Business Weekly, and Doug Mackenzie, former Head of Content at FF News, join the hosts to discuss the $30 billion Visa and Mastercard settlement, OakNorth's profit increase, Belong's funding record, UK finfluencers regulation, soaring digital wallet adoption, HSBC Australia's Proxymity Vote Connect, and a Real Housewife's fintech sale to run a castle in South East England.