The Money Puzzle

The Australian
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Jun 5, 2025 • 33min

Electric incentives...the sequel

Our show on the incentives available (federal and state) on turning your home into a clean energy powerhouse brought in a flood of questions.Today we return to the issue with top questions from listeners. Financial adviser James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode. -----In this episode, we cover... The best way to go solar at home  Do second hand electric cars have any value  The future of battery power at home The latest on the new super tax See omnystudio.com/listener for privacy information.
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Jun 3, 2025 • 24min

Millionaire holiday home swap: The inside track

One of the most original ideas in property investment is the ThirdHome group, a global exchange club for holiday home properties that opens up what in many cases is an under-utilised asset to the wider world: Just quietly, the group has signed up more than 500 Australian luxury holiday homes - it's a fascinating story. Wade Shealy, founder and CEO of the ThirdHome group, joins Associate Editor Wealth James Kirby in this episode. In today's show, we cover... * The upmarket holiday home swap   * The rules of luxury property  * Wade Shealy on how he built a global property enterprise  *  New directions for the luxury holiday home market  See omnystudio.com/listener for privacy information.
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May 29, 2025 • 33min

Plundering the ASX: Is private equity a problem?

Everyday shareholders have always been at the back of the queue when it comes to takeovers, but this year global private equity players have clearly emerged as the 'Barbarians at the gate'.Healthscope, once a $5 billion stock is now in  receivership along with  its chain of 37 hospitals after a private equity deal went very wrong...what's next? Eric Johnston, Associate Editor- Business, joins James Kirby in this episode. In today's show, we cover... How do we navigate around private equity plunder?Can social infrastructure such as hospitals ever make useful listed investments?Have we been unfair to Bitcoin?How productivity makes a difference to your share portfolio   See omnystudio.com/listener for privacy information.
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May 27, 2025 • 27min

Top end tips : Upmarket property unmasked

pmarket property is, well, in a league of its own: Shane Smollen is a specialist in the area…and the creator of some of the most impressive heritage-focussed developments in the country.In today’s episode, we cover…* Quality first - Setting your property ambitions higher* Expect the unexpected - surviving whatever gets in your way* The distinct business of luxury property* Can I live in my SMSF-owned property ?Shane Smollen of the Central Element group joins Associate Editor - Wealth, James Kirby in this episodeSee omnystudio.com/listener for privacy information.
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May 22, 2025 • 31min

Special Edition: Your questions answered on new super tax

Hugh Robertson, a leading advisor from Centaur Financial Services, dives deep into the controversial new super tax affecting high-income earners in Australia. He explains the frustrations around taxing unrealized gains and the lack of inflation indexing. Listeners are advised on alternative investment strategies, including the potential of investment bonds, to mitigate these taxes. The discussion also addresses compliance issues and the implications for future retirees, stirring up critical questions about fairness and transparency in the superannuation system.
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May 20, 2025 • 31min

Is property inside super doomed?

Holding residential property inside your super fund has always been demanding - but also lucrative. Higher rates, higher deposits, and a shortage of lenders have always restricted this activity to the most determined investors: Now, the new super tax adds another layer of challenges for property investors. Stuart Wemyss of the Prosolution Private Clients group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover  * Property investment inside super...all too hard?* The threat to borrowing inside super from the Greens* How to negotiate a lower mortgage rate with your bank* Should sharemarket listed property funds be classified as shares or property?  See omnystudio.com/listener for privacy information.
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May 15, 2025 • 36min

Gold: Can it keep going up?

The hottest investment of the year has been one of the oldest known investments... Gold! It's increased at ten times the pace of the wider ASX 200 over the year to date... and that's after years of 20 per cent plus returns.Is it for you..and how might a new investor get started? In today's episode, we cover: Why has the gold price raced higher?  The ETF versus bullion debate Can gold keep going up if Trump settles down? A clarification on concessional (pre tax) super contributions Jordan Elesio, general manager of ABC Bullion joins Associate Editor - Wealth, James Kirby in this episode.See omnystudio.com/listener for privacy information.
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May 13, 2025 • 35min

Electric incentives! : How you can optimise the financial incentives for clean energy from the new government

The re-elected Albanese government is offering to effectively cut the price of home batteries for solar by half. That's on top of the generous tax incentives it has already rolled out for electric cars: It's time to cash in on the greening of Australia. In today's show we cover The new federal incentive to cut home battery costs in half  How to have a fully tax deductible electric car   Renting your home and Capital Gains tax Is the deeming rate now 'deemed' untouchable? James Gerrard of www.financialadviser.com.au joins Associate Editor- Wealth, James Kirby in this episodeSee omnystudio.com/listener for privacy information.
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May 8, 2025 • 28min

New government : Investment risks and opportunities

The ALP is back with a renewed mandate for government - what does it mean for your portfolio, or your SMSF or your investment property?In the space of the last few days we have got a much clearer picture of what the election result will imply for the active investor.. today we take you through what you must know.Will Hamilton of Hamilton Wealth Partners joins Associate Editor- Wealth James Kirby in this episode we cover...* The risk of new tax changes*  The latest on the super 'paper gains' tax *  A clear threat to borrowing in SMSFs *  Getting to know the new power of 'The Greens'See omnystudio.com/listener for privacy information.
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May 6, 2025 • 27min

Why 'rentvesting' doesn't work (for most people most of the time)

It seems like a good idea - rent your home and buy an investment property where you can deduct the mortgage payments against your annual income tax. In fact, it all works...to a point: But this increasingly popular investment strategy does not mean you get to buy your own home...worse still, it may mean the bank won't lend you any more funds. Stuart Wemyss of the Prosolution Private Clients group joins Associate Editor-Wealth, James Kirby in this week's episode as we cover... * The problem with 'rentvesting'* A predictable pick up in house prices * The new government's menu for first-home buyers *  How HECs changes will also boost the housing market See omnystudio.com/listener for privacy information.

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