The Money Puzzle

One of the biggest ‘movements’ in finance is the FIRE concept. You work hard, you save even harder and you retire early. Does it work? Does it pay off? Does it even make sense? James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ------In today’s show we cover: *Facing FIRE - It’s a neat acronym, but is it for real? *Insurance - The unavoidable cost that may have to come first *Property versus super *Negative gearing - Did getting rid of it in NZ really hurt the market?See omnystudio.com/listener for privacy information.

As today's guest points out, we are looking at a 'most distrusted share market rally' where investors are still trying to figure out what on earth prompted a shock reversal earlier this week. Maybe investors might be better off looking at fundamentals such as results, and interest rates and take less heed of exotic explanations for the downturn such as Buffett's offloading of Apple or the 'Japanese carry trade' : Because, after all, nobody really knows why 'Mr Market' sometimes acts irrationally. Author and analyst Danielle Ecuyer joins wealth editor James Kirby in this episode  --------------In this week's episode, we cover: The aftershock from the flash reversal on the share market  Should the ever day investor hedge? The risk of buying 'listed' private investments  Iron ore prices and ASX minersSee omnystudio.com/listener for privacy information.

The worst share market drop on the ASX for four years will have ripple effects for investors in every asset class.  For a start, it takes speculation of further rate rises off the table and it could prompt a swing towards property: Either way, it is going to mean a red alert for the next few weeks. Anthony Keane, personal finance writer at News Corporation joins wealth editor James Kirby in this episode. In today's show, we cover...* Lessons from this week's sharemarket pullback * How a weaker share market may lead to lower rates * Why diversifying property matters as much as diversifying your shares* Is my super safe from scammers?   See omnystudio.com/listener for privacy information.

It had to happen: The excitement around Artificial Intelligence ran hot on the share market and now the question is, where are the profits? For investors backing AI-fuelled stocks, it is time to take a breath - but at least they can take comfort in one fact: These stocks make money...it's not a bubble (so far). In today's show, we cover  * The AI share market boom takes a step backward* Can you get your money out of a private credit fund?* The minimum amount you need for a family trust * What is 'hedging' and should you pay for it?  Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

New data this week reveals the key to a slump in Victoria: Believe it or not there has been too much new property built in Melbourne. Moreover, there are now more sellers than buyers across the state: How long can it last?  In today's show, we cover  * Why prices and rents will keep rising ?* The state that overbuilt * Shared house - the ultimate investment property * Where can I get a 40-year mortgage?  Eliza Owen, economist at CoreLogic joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

So, you probably did very well in the year to June as an active investor: But what are your plans for the year ahead? Do you still believe rates are going down? Will small caps outperform large caps? It's time to take stock. In today's show we cover  * Setting your sails for FY 2025 * The Biden moment - When it's time to quit* The theory behind a potential small-cap rebound * CGT tangles in the home where you lived and then rented Hugh Robertson of Centaur Financial Services joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Whether you are an investor or an owner-occupier, the interest rate rises of recent years can be a squeeze.  But you do have options, including extending the life of your mortgage or switching to interest-only: Under both these arrangements you will pay less each month. Or maybe you could hold on a little longer, economists still believe we will see rate cuts early next year. In today’s show we cover: Is the national property market cooling?Getting over your mortgage cliff?How bank stocks and house prices are getting closely linked Preparing for a second ‘Trump bump’  Our guest is Nerida Conisbee, chief economist at the Ray White group.See omnystudio.com/listener for privacy information.

The ASX is up 12 per cent in a year, the US S&P is up 24 per cent and now 'pro-market' Republican Donald Trump looks set to win the US election. What are investors buying and what can we expect for the rest of the year?  In today's show, we cover... * Will Trump accelerate the share market bull run?* Australian investors stick with miners even though banks surge * What might a sudden Trump-driven $US drop unleash?* The problem with infrastructure ETFs Gemma Dale head of investor behaviour at nabtrade joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Investors with multiple properties often get a hard time: Anissa Cavallo owns 15 investment properties having started as a divorced mum living in her parent's home.So, don't expect any apology from this investor, but she does put forward a forceful argument for investing in residential property - and some excellent insights into how to do it successfully In today's show, we cover... * How many properties should an investor hold?* The perfect suburb for the investor * Is the WA property market reliable?* The outstanding attraction of stand-alone property  Anissa Cavallo of EDA property advice group joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

The sharemarkets are firing - the US market is on an absolute tear...and now we have the prospect that Republican Donald Trump could win again. The last time Trump won, Wall Street went for a run...what might happen this time? In today's show we cover: * The outlook for the share market  * Why 'active' ETFs are riskier than you think * The problem with assuming your super returns will stay so good * Thinking long-term about splitting super savings between couples  Adviser James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.