

The Money Puzzle
The Australian
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
Episodes
Mentioned books

Jul 18, 2024 • 45min
Red-hot sharemarket - your next moves
The ASX is up 12 per cent in a year, the US S&P is up 24 per cent and now 'pro-market' Republican Donald Trump looks set to win the US election. What are investors buying and what can we expect for the rest of the year? In today's show, we cover... * Will Trump accelerate the share market bull run?* Australian investors stick with miners even though banks surge * What might a sudden Trump-driven $US drop unleash?* The problem with infrastructure ETFs Gemma Dale head of investor behaviour at nabtrade joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Jul 16, 2024 • 25min
Would we be better off with less landlords?
Investors with multiple properties often get a hard time: Anissa Cavallo owns 15 investment properties having started as a divorced mum living in her parent's home.So, don't expect any apology from this investor, but she does put forward a forceful argument for investing in residential property - and some excellent insights into how to do it successfully In today's show, we cover... * How many properties should an investor hold?* The perfect suburb for the investor * Is the WA property market reliable?* The outstanding attraction of stand-alone property Anissa Cavallo of EDA property advice group joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

Jul 11, 2024 • 42min
If Trump wins...what would it mean for sharemarkets?
The sharemarkets are firing - the US market is on an absolute tear...and now we have the prospect that Republican Donald Trump could win again. The last time Trump won, Wall Street went for a run...what might happen this time? In today's show we cover: * The outlook for the share market * Why 'active' ETFs are riskier than you think * The problem with assuming your super returns will stay so good * Thinking long-term about splitting super savings between couples Adviser James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

Jul 9, 2024 • 27min
Villa Units: What's not to like for the smart investor?
Property investors and home buyers take a second look! Villa units - the humble single storey dwellings to be found in every metropolitan suburb are being reassessed by a new generation. They may not be fashionable - but they are going to be hot property. In today's show we cover: * Reassessing the villa unit * Why insurance inflation is crunching the housing market* Where is the government's shared equity scheme?* The $99,000 Melbourne apartment (not for everyone) Sarah Petty, property reporter at the Herald Sun joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.

Jul 4, 2024 • 31min
How much should you have in super…seriously!
It’s the single most common question among Australian investors and the answer is different for everyone. But there are firm principles you can follow and simple formulas that will at least give you a very good sense of how your super is shaping up. In today's episode we cover: * Why you need to be sceptical of ‘super calculators’ * How you - or your partner - could live to be 100 * Don’t underestimate the role of the government aged pension * Why the amount you spend per year is the number you need to know Ashley Owen of OwenAnalytics joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Jul 2, 2024 • 41min
The four magic words for a better mortgage deal
How much is property costing you? Home loan borrowers are extending their mortgages to keep costs down: Investors are absorbing higher running charges with an eye on the long term prize of capital gain. This week we take a close look at refinancing and how to make it work In today’s show we cover * How to speak the language of property finance (and score a better deal) *. Does downsizing actually save money?* Forecasts for the year ahead * Extending the mortgage - pros and cons Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Jun 27, 2024 • 38min
Big Shorts: CBA, Guzman Y Gomex...what's up?
The share market is heading for another strong year, but the short sellers are working hard to pull down some champion stocks on the ASX: Blue chip CBA and IPO darling Guzman Y Gomez are among the targets.What does it mean for investors? In this episode, we cover: Short order - Why do traders believe top stocks are heading for a fall? The tricky business of small-cap stock selection What happened to luxury goods seller Cettire? Stock splits - Why they push up the share price Dean Fergie of Cyan Investment Management joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Jun 25, 2024 • 27min
Secrets of buying your first home
You may think you are ready to join the property market but do you have your squad of professionals in place? And have you considered the humble villa unit? In today's episode we cover: * A buyer's advocate tips for the first -time buyer * Villa units - Are they the most undervalued properties in Australia? * Land tax - Getting to know state-based land tax regimes * Have we reached peak mortgage broker? Jarrod McCabe of the Wakelin Property Advisory group joins wealth editor James Kirby in this episode Cliona O'Dowd's piece on superannuation can be found here.See omnystudio.com/listener for privacy information.

Jun 20, 2024 • 33min
The stocks the billionaires are buying
Tycoons win and lose on the sharemarket just like the rest of us: This week Peter Cooper had a win with Guzman Y Gomez but then 'Hungry Jack' Cowin has watched his Domino's Pizza shares drop by a third so far in 2024. What can we learn from tycoon stock-picking? In today's episode we cover * The stocks that paid off big time for Rich 250 players * Terrible tycoon stock picks of 2024 (so far) * The Australian who has $900m worth of Nvidia stock * How stock splits work John Stensholt editor of The Rich 250 joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Jun 18, 2024 • 31min
Land tax: Time to shop around?
As NSW follows Victoria with fresh moves to raise more money from Land Tax: Investors need to review their options and look at the different settings around the nation.In today's show, we cover... Land tax -The states squeeze the lemon - what can you do? Interest-only loans as a way to better manage debt Buying a house with mates - what you need to know If your home is your main workplace - are trips to work tax deductible? Kitty Parker of Kitty and Miles Buyers Agency joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.