Money Rehab with Nicole Lapin

Buy a house, they said...  It’s a great investment, they said… Nicole tackles the hard questions around whether you should actually buy a house, and some of the reasons you may want to put it off for a while. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole heads to the streets to discuss NFTs, Blockchain, and why everyone’s talking about digital art collecting. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole covers exactly how much should go toward your essential spending, what the heck you have to put toward retirement, and how much you get to spend on the fun stuff: vacations and bottomless-mimosa brunches.

Nicole sits down with designer and fashion mogul Rebecca Minkoff for a frank talk about credit card debt, what it takes to build a profitable business, and making sure you put a floozy clause in your will. 

Nicole gives a listener advice on what to do about taxes if you filed for unemployment last year, and debunks Dave Ramsey’s statements that people collecting the stimulus check are "screwed." Nicole says: You are not screwed.From This Episode:Report your unemployment benefits on your Federal Tax Return, which will say “Form 1040”.You’ll need Form 1099-G, which you should have received from your state. You can see how much you received in unemployment benefits in Box 1.You’ll need to report this amount on your tax return on line 7, Schedule 1. You also have to report any taxes that were withheld from your unemployment benefits… to find that number, look at that trusty Form 1099-G again… the amount of taxes that were withheld from your unemployment benefits is in box 4. You report that amount on line 25b of your tax return.If you have an income of $72,000 or less, you can file for free using the IRS Free File program.If you’re a veteran, check out MilTax for free filing options.Find out more about VITA here. VITA is an organization that offers free tax coaching to folks in low-mid income brackets, as well as persons with disabilities, the elderly and individuals with limited English proficiency who need assistance in preparing their taxes.  Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In Money Rehab's first Listener Intervention, Nicole answers questions about how much to put into long term savings, guilt over receiving an inheritance, and when to spend on home renovations.    Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Just because 2020 was a dumpster fire doesn’t mean your taxes have to be. Nicole explains why you may qualify for free income tax help, what to do if you didn’t receive your stimulus checks, and how to figure out if you can write off medical expenses from 2020.From This Episode:If you’re filing your own taxes, look on Line 30 for a place to fill in the Recovery Rebate Credit if you didn't get your stimulus check. Find out more about the Earned Income Tax Credit here.Find out more about VITA here. VITA is an organization that offers free tax coaching to folks in low-mid income brackets, as well as persons with disabilities, the elderly and individuals with limited English proficiency who need assistance in preparing their taxes.  Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole shows you how negotiating your monthly bills can be addicting, gets invited by Dr. Oz to help a guest lower her APR, and shows you why not negotiating means you’re leaving money on the table. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Do you want to know how to kill it in the stock market? How about how to get that debt monkey off your back? Or, how to find unclaimed money you may not even know about? Nicole Lapin--the only financial expert you don’t need a dictionary to understand, New York Times bestselling author of Rich Bitch, and host of Money Rehab--is here to rehab your wallet, so you can get your financial life together once and for all. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.