Be Wealthy & Smart

Learn what assets make up your asset allocation and how to decide how much to invest. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod Question: "When working out asset allocation, do financial planners usually start with overall net worth, and then work back from there? Or do they not include everything in the asset allocation calculations? I can find plenty of examples of how to work out asset allocations, just nothing on what should be included when figuring what you have to start with." "It's hard to invest 10% of your portfolio in something when you don't understand how exactly to work out the figure you have to start with." - Gillian Financial planners usually segregate liquid assets from your net worth. Of course, Net Worth = Assets - Liabilities Most financial planners will only do asset allocation for investments in the stock and bond markets. They won't include your home, rental real estate, business, etc. They will break it down into Large Cap, Mid Cap, Small Cap, International, ST bond, Intermediate Bonds, LT bonds, REITs, sectors, etc. If you want more in-depth information on asset allocation where I really drill down deep, see Be Wealthy & Smart podcast #165. If you're serious about improving your net worth, get my "10 Quick Tips to Boost Your Wealth" at www.lindapjones.com.

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod ***The information mentioned in this podcast can be found on my website at http://lindapjones.com/cars *** Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Monday. Get 10 Quick Tips to Boost Your Wealth at www.LindaPJones.com.

Learn how to get savings from retailers you frequently purchase from. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod 1. Gelson's groceries: 10% + $5 2. 30% on CVS online to card, gives coupons at checkout too. 3. Saved $51 on dog sitting with spoton.com/app Other reward programs I like are at Ulta, Nordstrom, and Amazon.com. See Be Wealthy & Smart #127 for best credit card reward programs Your homework is next time you're at a store you frequent, find out if they have a loyalty program and sign up. Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Sept 5th.

Learn what steps you can take to make a different growing your wealth. Have you listened to Jason Hartman of the Creating Wealth podcast yet? Check out his latest episode "Real Estate Will Never Be the Same." There's over 700 episodes and a wealth of RE investing knowledge there. http://bit.ly/wealthpod Listener Question: I've read Rich Dad Poor Dad and How to Make Money in Stocks. I'm maxing out my 401k, but it doesn't feel like I'm doing enough. What can I do to get out of the rat race sooner? The 6 Steps to Wealth - how wealth grows The Twin Pillars of Wealth Building Continuously read Wealthy Mindset books like Power of Positive Thinking, Think and Grow Rich, and The Magic of Thinking Big Learn about investing at the Be Wealthy & Smart VIP Experience. Find it at http://lindapjones.com/joinVIP

Learn why billionaires are all around you, how they invest and what they look for when investing. Get an inside view of the ultra wealthy, what's myth and what's reality? Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod

The host of the TV show "Making It" shares his wisdom from interviewing over 1,000 successful entrepreneurs. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod

Learn about mortgage loans, refinancing, Harp loans and how to ensure a successful closing with Loan Officer Dana Zito Bator of GuaranteedRate.com. Dana can work with home buyers and home owners in the US and Virgin Islands. She can be reached at GuaranteedRate.com/DanaZito or 847-592-9201. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There's a wealth of real estate investing knowledge there. http://bit.ly/wealthpod

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you checked out the Creating Wealth Podcast yet? Listen to Jason Hartman's latest episode about nominal dollars vs. real dollars and understanding investor psychology. If you like this podcast, you'll like his too.

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There's a wealth of RE investing knowledge there.

Learn the 3 types of real estate and which is the best to invest in to create wealth. Interview with Jason Hartman of the Creating Wealth podcast. Check out Jason Hartman's Creating Wealth Podcast and his 700 episodes about how to successfully invest in real estate, here: http://bit.ly/wealthpod