Be Wealthy & Smart

Learn about 10 billionaires who grew up poor. New listeners hit SUBSCRIBE! The article is here: https://www.cnbc.com/2017/09/11/10-billionaires-who-grew-up-dirt-poor.html ****************************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn how to avoid making a common personal finance mistake. New listeners hit SUBSCRIBE! Research shows 59% of Americans are making a big personal finance mistake. Article by Matthew Frankel at Motley Fool. Article is here: https://www.aol.com/article/finance/2017/08/27/59-of-americans-are-making-a-big-personal-finance-mistake/23186944/ Here is the link to your free credit report: https://www.annualcreditreport.com/index.action ********************************* I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn a hack to save 20% to 30% at some of your favorite restaurants. New listeners hit SUBSCRIBE! I have a great money saving idea for you today. Many people want to eat out, but it's a huge money drain, right? Is there a way to get a deal on fine dining? How about chain restaurants? Normally, I'd be discouraging you from eating out too much because it can be a real drain on your bank account. Remember the podcast I did about the couple who lived in NYC and each made $100k but couldn't afford to buy a home? It turned out they spent too much money on eating out every night. Everyone needs a date night or a break from cooking at home, but is it possible to get a deal? YES! I'm going to show you how. Let me ask you a question. If you gave me $80 and I gave you $100 back, how often would you do it? Literally, you give me $80, I give you $100…or what if you give me $70 and I give you $100? Now think about some of your favorite fine dining restaurants - Roy's, Flemings, Maggiano's, McCormick & Schmick's, plus chains like Outback Steakhouse, Chili's, Macaroni Grill, Baja Fresh, PF Chang's, Rockbottom Brewery, and many others! Gift cards are something, if you're like me, you just walk by in the store because you might think it's give a dollar get a dollar. It's not! It's pay a dollar get $1.20 or $1.30! Let me explain and I'll come back to this. A gift card is a piece of plastic that has a dollar value to it. Like a pre-paid debit card. You can use them for only the store that is on the card. Retailers know that gift cards often aren't used. The statistics are astounding. Fully 6 to 10% of gift cards are never redeemed! Retailers have a huge incentive to sell them because it's free money they get that adds to their bottom line! No products or services are delivered, it's like a free donation of money if a card is not redeemed! From their perspective, they want to issue them all day long and even incent people to buy them! So they give people a healthy 20 to 30% discount to buy them. That's where YOU and I benefit! Because we are going to take advantage of the discount and USE the card! When you see the gift cards, realize you are paying $80 and getting $100 of value. That means you take the cards you paid $80 for, but when you are in the restaurant, you get $100 of value! It's not a coupon. It's not a discount in the restaurant. The discount occurs when you buy the card at Costco. When you go to the restaurant, it's full value. They give you $100 of food and drink, just like if you paid $100 for the card, except you didn't! You only paid $80! ***PLEASE NOTE: THIS IS ONLY AVAILABLE AT COSTCO.*** I love going to Roy's restaurant. It's a high-end seafood and asian cuisine restaurant. They self-describe as "Roy's Pacific Rim features upscale Hawaiian-influenced cuisine including the finest seafood, steaks and sushi." The chain was founded by James Beard Foundation Award Winner Roy Yamaguchi in 1988 in Honolulu, Hawaii. There's one near me in the Palm Springs area of Rancho Mirage, one in Newport Beach where I was this summer, one in San Diego, etc. Recently I was explaining gift cards to a friend, who I don't think understood it. He thought it was a coupon and turned his nose up. It's not a coupon! You're not taking away from your favorite waiter. They won't see the discount you get! It's invisible to the restaurant! It's between you and the store you bought the card at. It's free money to the tune of 20 to 30%! Is there a downside to buying a gift card? Well, I guess if you lose the card or forget to use it within 5 years, you will waste the money. Regulation passed in 2010 mandates that cards are valid for at least five years after issuance. So…you have 5 years to spend it before it becomes worthless. Even though eating out is one of my "5 sinkholes" for money, everyone needs a break sometimes. This is a way to stretch your restaurant dollars 20 to 30%! ****************************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn a simple way to overcome limiting beliefs about money. New listeners hit SUBSCRIBE! One of the ways we get limiting beliefs is through good intentions. I mean our well-intentioned parents are trying to communicate with their children about money. Sometimes they forget that the perspective they are giving us is not going to serve us long-term. I remember when I was invited to go on a swim team trip to Florida for 3 days. It involved a flight from Seattle, 2 nights hotel and money for meals, transfers and miscellaneous things. My mom wouldn't let me go because she thought it was too expensive for a short trip. I was devastated because everyone else was going. It was embarrassing, heart breaking and it was hard to understand. At 16, it's hard to understand the decisions parents make sometimes. As an adult, now I totally understand, but at the time all I knew was the rest of the team was going and I wasn't. Today we're going to explore things our parents said to us because these things have a way of getting into our subconscious and creating block and limiting beliefs. Write down some of your beliefs and possible blocks to money (hint: they may be subconscious) and think about phrases your parents said to you regarding money. Can you think of some? Did you ever hear: A. We can't afford it B. Money doesn't grow on trees C. I'm not made of money D. We're not rich ...Which one did you hear or add another negative money phrase. Make sure you are writing down your progress toward building wealth in your Wealth Journal. This is an example of a post on Instagram @BeWealthyandSmart Follow me! ******************************* I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn about the BUZZ Index, artificial intelligence in FinTech and Investing with Jamie Wise. New listeners hit SUBSCRIBE! Our interview today is with Jamie Wise, the inventor of the Buzz Index ETF. Jamie is incredibly intelligent and has some interesting insights about investing in the future. I really enjoyed interviewing him and I think you'll like it too. Here we go. ****************************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn what 3 financial mistakes not to make so you can have a bright future. New listeners please SUBSCRIBE! Here are 3 financial mistakes that can hurt your future: 1. Not becoming financially literate. When I was young, I had a thirst for knowledge and studied everything I could about finances. I took a lot of classes and studied for my CFP designation. I read books on mindset, journaled and listened to tapes. :) Today you can listen to mindset books on YouTube or Audible. I have a list of books I recommend on my Resources page on my website. Books on mindset that were amazing, besides Think and Grow Rich were The Magic of Believing and The Magic of Thinking Big. These are old classics, but the concepts are timeless and really inspiring. You also want to learn things like tax rules so you know what expenses are deductible. Get familiar with the tax code a bit. Get educated about investing in the stock market. It's a basic to learn because your IRA's or 401(k) are typically going to be invested in the stock market. Take some time to learn about funds, expense ratios, ETFs, active vs. passive management, asset allocation, etc. Because you're here, I know you're already doing this and not making this mistake! Be sure to start working on your wealthy mindset, it's Step 1 to Wealth! 2. Not staying out of debt. Lots of people are still drowning in consumer debt on credit cards, student loans and car loans. The only debt that's ok with me is mortgage debt. You've got to stay away from the consumer debt and get it paid off asap. The only debt I'll not be strict about is student debt below 3% that is long-term. 3. Not being a good saver. It's important to start saving (Step 2 to Wealth) and creating capital you can eventually invest with. It may be smartest to save in a 401(k) first, if your company matches your contribution. Many companies match 3% or more of your contribution, yet many employees don't take advantage of the free money! It also grows without income tax. You're not taxed on your earnings and the money your money earns. You're only taxed when the money comes out in retirement. Free money plus tax advantages. Of course, the downside is you have to leave it in until age 591/2 or there is a 10% penalty plus income tax due on what you withdraw. Starting to save for retirement early makes it much easier. It allows you to compound longer. For example: If you invest $1,000 per year @ 8% and start at age 25, that $40,000 will grow to $301K at age 65. If you wait until 35, and invest $1k a year for 30 years, at age 65 you'd have $132k. Even if you dumped in an extra $10,000 at 35 and then invest $1k per year for a total of $40k invested, it would only grow to $222k, or $79k less! Plus you had to come up with a $10k lump sum! Starting early is easiest! Just do $25 or $50 a month if that's all you can do, but start saving early. Want more? Follow me on Instagram! I just mentioned I'll be making a big announcement soon! A goal I've been working toward for 10 years is about to come true! I'll post it on Instagram first! I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn steps to take right now to become a millionaire. It may surprise you! ******************************** This episode is brought to you by Sanebox. Sanebox manages the email in your inbox. As my friend Doug Goldstein said, "I've been using Sanebox for years. It took a couple of weeks, but I got down to "inbox zero," where I've had complete control of my email. It has made me much more efficient and organized, and to this day, my inbox is emptied out every day… and no emails get lost." Sanebox… - filters out the unimportant emails so you can deal with it later - sort emails into folders, like news, receipts, attachments and more - has the ability to sort emails that haven't been replied to - can snooze, set reminders, and more - Makes email way less overwhelming - Helps you get more done with less distraction If you're in need of getting your email inbox to "zero", try Sanebox. Just go to http://www.sanebox.com/bewealthy You will automatically have a $20 credit applied to your account on top of a 14-day free trial. Just go to http://www.sanebox.com/bewealthy *********************************** Here are the steps to take immediately to become a millionaire: 1. Make a decision to become wealthy & write it down in Wealth Journal 2. Work on your wealthy mindset - get positive, listen to tapes, say affirmations, change negative beliefs (win my Wealthy Mindset Blueprint) 3. Pay off debt and start saving $$$ 4. Read for more knowledge - Think & Grow Rich, How to Make Money in Stocks, Rich Dad Poor Dad, links on my website Resources page. 5. Take advantage of free $$$ in 401(k) 6. Start learning how to invest…whether stocks, real estate, etc. *Podcasts *Books *Audio books 7. Develop a team - realtor, CPA or tax advisor, financial advisor *************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn common things you should be saving for. Here's the article: https://www.usatoday.com/story/money/personalfinance/2017/08/26/6-things-you-should-be-saving-for-but-arent/104677444/ Add to that list: 7) Save for children's education. If you plan to have children, you should start saving for college the day they are born. You have 18 years to compound the money and it's much easier to save gradually than to try to come up with the money when the kids go to school. Plan for approximately $240,000 per child which is $13,333 per year, about $1,111 per month. If that's too much, then start with $200 per month and add any raises to the amount. 8) Save for a wedding. If you have a daughter, you may be footing the entire bill of $50,000+. That's $200 per month or $2400 per year for 21 years. If they marry later, great! You may get away with just covering the groom's side like the rehearsal dinner, a tuxedo and you and your husband's outfits, but likely more than that. Any extra can be redirected to your retirement fund! 9) Save for vacation. Why not plan to save for your vacation rather than putting it on credit cards, going into debt and then having to pay high interest on it? A vacation savings account makes a lot more sense to me than a veterinarian account! I will post the article in the show notes and on my website. I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn what 5 common money mindset mistakes are and how to avoid them. The article is here: http://www.smartcompany.com.au/finance/wealth-management/top-five-financial-mindset-mistakes/ Your homework is to find a quiet place and close your eyes. Think about each mistake and check in with yourself if you think you are making one of these mistakes. If so, write in your wealth journal why you think the way you do and how you will dedicate yourself to thinking differently. ******************************** I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! ********************************* This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn about studies that show when money makes you happier. The results will surprise you! A study on money and happiness provided startling results about happiness, wealth and marriage. From time.com, the article is here: http://time.com/money/3934531/money-happiness/ ****************************************************** This episode is brought to you by Sanebox. Sanebox manages the email in your inbox. As my friend Doug Goldstein said, "I've been using Sanebox for years. It took a couple of weeks, but I got down to "inbox zero," where I've had complete control of my email. It has made me much more efficient and organized, and to this day, my inbox is emptied out every day… and no emails get lost." How does an empty email inbox sound to you? Sanebox… - filters out the unimportant emails so you can deal with it later - sort emails into folders, like news, receipts, attachments and more - has the ability to sort emails that haven't been replied to - can snooze, set reminders, and more - makes email way less overwhelming - helps you get more done with less distraction If you're in need of getting your email inbox to "zero", try Sanebox. Just go to http://www.sanebox.com/bewealthy You will automatically have a $20 credit applied to your account on top of a 14-day free trial. Just go to http://sanebox.com/bewealthy ****************************************************** I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197) OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gmail.com and let me know you left a review). If you've already done all 4 above, great! Thank you! No need to do them again! Just email me @ lpjhome@gmail.com and let me know. All names will be dropped in a hat and a drawing will be done in early October for winners! Move your net worth in the right direction by getting "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.