Be Wealthy & Smart

Learn the top 10 Real Estate Investment Trust (REIT) dividend paying stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements. This is part 3 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the top 10 utility dividend paying utility stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements. This is part 2 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the top 10 dividend paying stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements. This is part 1 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn how to dip your toe into investing in spite of fear. Listener Q: Linda, Thanks for the financial information that you are providing to your listeners. I would like to invest on my own (currently managed by a bank) but am too worried that I may fail and never bounce back. What can you recommend I should do? Tum Sounds like you are in fear. Fear of failure, fear of loss, fear of making a mistake. "Never bounce back." What do you mean by that? Maybe you lack of knowledge. Talk to your FA. Learn about what you already have. Decide what you want to learn about. Listen to podcast #293 regarding where to invest $300 to $500 dollars. Open an account. Dollar cost average into an ETF. Research and learn how to buy stocks. Books, magazines, newspapers. Start slowly. Take advantage of dips. Realize we are overdue for a 20% correction that happens every rolling 10-year period. Invest for the long-term. More success with buy and hold over long-term. Realize you will make mistakes. I did. You can recover and learn to be successful. You look young, so good for you for learning at a young age. Podcast 293 is here: http://www.lindapjones.com/wp-admin/post.php?post=13000&action=edit Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn why a Bitcoin millionaire does not think now is a good time to buy Bitcoin. With Bitcoin going crazy and everyone buying it, is now a good time? Is it the best cryptocurrency to buy? Could it be a bubble? Here is the link to the article: https://www.cnbc.com/2017/12/11/bitcoin-millionaire-grant-sabatier-dont-buy-bitcoin.html There is also a chart of all bubbles of assets in history that I will post on my website at http://www.lindapjones.com/wp-admin/post.php?post=13296&action=edit Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn 6 reasons why millionaires chose their financial advisors and 6 reasons they would change them. Millionaires may do things that you don't expect. You might think fees or investment performance is most important. Millionaires don't. In this article from Investor's Business Daily, we explore reasons why millionaires chose and would change their financial advisors. It helps to start thinking like a millionaire if you want to become one. In our ongoing discussions about wealthy mindset, this falls into the category of how to think like a millionaire. Bar charts of the research by Spectrem Group is posted on my website at www.lindapjones.com. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings into $1 million. Article is here: https://www.cnbc.com/2017/03/21/3-self-made-millionaires-share-their-no-1-money-saving-trick.html Follow the 6 Steps to Wealth. Get "11 Quick Tips to Boost Your Wealth" at http://lindapjones.com.

Learn what is important to understand about how the financial industry works. Recently I was talking to a friend about the book I'm writing. She mentioned a few things to me that she didn't understand. This woman is well-educated, middle aged and very successful. She lives in an expensive urban city. She's savvy, but I was surprised by what she had to say. 1. She couldn't be good with finances because she's not good at math. Financial matters have little to do with math. 2. Why are banks intimidating? She said she feels intimidated to go into a bank lobby and like she has to beg to get her own money. That is by design. You own your money of course, but banking is a fractional reserve business. That means they have only a small amount of cash on hand, the rest is created by computer digits, like when they make a mortgage loan. The worst thing that could happen is if everyone demanded their money at once. They do everything to discourage it. They even make you wait and have to send for cash from other branches if you want a few thousand in cash. They can also make you feel like you're suspicious. 3. Why people call her from the bank and try to get her to move her money. Banks are in business to make a profit. Some employees are on commission. If they are providing a "service" call to you, it sounds like they will earn a commission if they move your money into a higher fee financial product. 4. Along the same lines, I want to share my health insurance story. I received a letter in the mail that my health insurance was being cut off. They gave a phone number to an agency and a website that didn't have health plans on it. It basically forced me to call an agent. The agent showed me one company and told me the premium would be 70% higher than what I had been paying. She wanted to sign me up. I asked if there was a website and she reluctantly gave it, then abruptly wanted to get off the phone with me. On the website there were 5 companies with multiple plans and the premium stays about the same as what I had been paying. Let's look at what happened and what you need to know about how the industry works. The premiums were so much higher partly because the person on the phone was probably going to be paid a commission every time I pay my premium. She would get a cut of what I'm paying. I suspected this and that is why I wanted to go to the website directly. It's similar to booking a hotel directly at the hotel or finding a cheaper rate online. Bottom line: when you are dealing with people, they often work on a commission sales basis. The cheaper route - and by the way the identical coverage - is provided online when you buy it yourself. You may already know all this, but I was surprised my friend didn't. I don't hear a lot of people talk about these basics, so I'm glad we covered them today. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn 5 ways to benefit from your tax refund. The article is from Investor's Business Daily and is posted on my website at http://lindapjones.com Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn when your 401(k) will be worth $1 million, according to a Fidelity Investments study. There are 3 parts to creating wealth: money, time and compounding. Here's the article: http://www.businessinsider.com/how-to-become-millionaire-401k-savings-2017-11 Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.