Be Wealthy & Smart

Learn about public service loan forgiveness programs and what you need to do to qualify. Less than 1% of people are qualifying for these programs. Learn what you need to qualify and how one woman had $50,000 of debt forgiven using them. The article is here: https://www.cnbc.com/2018/10/02/tips-from-one-of-the-first-public-servants-to-get-their-student-loans-erased.html Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. All podcasts are available here: http://lindapjones.com/podcasts Please subscribe, rate and review the show.

Learn how dollar-cost-averaging allows you to invest in the stock market at highs and lows. Dollar-cost-averaging helps take advantage of lower prices automatically, but financial advisors may argue that it's best to invest all at once. What do I recommend and why? Wealth requires knowledge + action. Get the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. All podcasts are available here: http://lindapjones.com/podcasts Please subscribe, rate and review the show.

Learn what cities are overvalued and which one is undervalued. According to a UBS study, many cities are overvalued. One is undervalued. The article is here: https://www.cnbc.com/2018/09/27/ubs-real-estate-bubble-index-reveals-property-crash-risk.html Wealth requires knowledge + action. Get the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. All podcasts are available here: http://lindapjones.com/podcasts Please subscribe, rate and review the show.

Learn how to reduce debt when you can barely make ends meet, answer to a listener question. Sally asks: Hi Linda, I just wondered about your thoughts in my situation. I am in a lot of debt and so is my husband. We made a commitment to paying it all off in 5 years and are currently in year 3. We have twins about to turn 13. My issue is whilst we are paying the debt we are struggling to make ends meet and I feel like my wage is only lasting roughly a week every month... so whilst making all the debt payments - typically 50 pounds each debt a month... I'm struggling to enjoy things like treats/holidays and even basics - shoes etc. By the way I do everything I can on a budget and think about how to cutback everyday but it's putting me in a lack frame of mind. I feel like I'm always behind. Is there a better way to do what I'm doing? Should I pay less to my debtors for longer In order to live/ manage now? I review 4 choices she has to move forward and reduce debt. Wealth requires knowledge + action. Get the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. Please subscribe, rate and review the show.

Learn 10 hacks from an entrepreneur who became a millionaire by age 30. The article is here: https://www.cnbc.com/2018/09/12/advice-for-entrepreneurs-millennial-multimillionaire-tips-for-success.html Wealth requires knowledge + action. Get the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. Please subscribe, rate and review the show.

Learn 3 strategies to help you recover if real estate prices decline. From the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy9qk4 Join me on Instagram.com/lindapjones. Please subscribe, rate and review the show. Today's episode is sponsored by EveryPlate. What do you do when you're too tired to cook, but want something quick and healthy, that doesn't cost a fortune? I have a great suggestion for you. It's called EveryPlate. You get pre-measured ingredients and delicious, filling recipes delivered straight to your door every week, starting at only $4.99 a meal. Think about it, you can leverage your time without it costing any more than a cup of coffee. That means less time deciding what to cook and more time enjoying good food with your family. It arrives at your home, all figured out, shopped and measured with recipes for you. For 50% off your first box, go to everyplate.com use promo code "wealth". There's no committment. You can skip weekly deliveries or close your account at any time. I was just talking on one of my podcasts how eating out in restaurants can really add up, now you have a great tasting, healthy, less expensive alternative with everyplate! Think about it, one meal costs about the same price as a cup of coffee! It's a cheaper, healthier alternative to take out! Check out the delicious meals and get your first week of meals for only $2.50 per serving. That's like 2 dinners for the price of one cup of coffee. Get 50% off, go to everyplate.com use promo code "wealth". That's everyplate.com, promo code wealth. I'll leave a link in the show notes.

Learn what the next steps are after mindset and how the world's richest woman went from mindset to billionaire. Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Click here: http://amzn.to/2Hy9qk4 Join me on Instagram for daily wealth tips at http://instagram.com/lindapjones. Please subscribe, rate and review the podcast. Get the full library of podcasts at http://lindapjones.com/podcasts

Learn new trends in financial technology (fintech), apps and education. Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Click here: http://amzn.to/2Hy9qk4 Join me on Instagram for daily wealth tips at http://instagram.com/lindapjones. Please subscribe, rate and review the podcast. Get the full library of podcasts at http://lindapjones.com/podcasts

Learn myths about wealth building from my own experience as I wrote about in the Wealth Heiress book. These are my own opinions from my experience building wealth. Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Click here: http://amzn.to/2Hy9qk4 Join me on Instagram for daily wealth tips at http://instagram.com/lindapjones. Please subscribe, rate and review the podcast. Get the full library of podcasts at http://lindapjones.com/podcasts

Learn why you need small caps in your asset allocation. Many people only have the S & P 500 Index in their portfolio and think they are well diversified. They aren't. Here's why small caps are and why they belong in your portfolio. Performance for this year is stellar. How are international and emerging markets performing? Which ones are best and worst? Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Click here: http://amzn.to/2Hy9qk4 Join me on Instagram for daily wealth tips at http://instagram.com/lindapjones. Please subscribe, rate and review the podcast. Get the full library of podcasts at http://lindapjones.com/podcasts