

Fintech Ki Baat
by Shreyas Jani
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Episodes
Mentioned books

Dec 8, 2021 • 2min
The Future of Lending with Mikhil Innani - CEO MD - Apollo Finvest.
In the upcoming episode, we chat with Mikhil Innani, CEO and MD of Apollo Finvest. He talks about how the Digital lending ecosystem will evolve over the coming decade and it's impact on SME's and Unbanked India. We also briefly touch upon the how Lending will become invisble and an obvious natural course to pursue for majority of today's Aggregator giants like ZOmato, Oyo, etc.

Dec 3, 2021 • 36min
NFT, Crypto and DeFI. The right way to invest and how not to be scammed, Tarusha, Oropocket
This week on #FintechKiBaat we bring to you an interesting piece from Tarusha Mittal 🤖 (Hiring) ,- Founder at Oropocket and a serial Crypto-preneur.
Tarusha shares her views on:
- Regulations surrounding Crypto,
- Decentralised Finance #defi and how it'll impact the financial ecosystem in the long term.
- How to avoid having rug pulled from under your feet when investing in crypto.
- How to do your own due dilligence when investing in crypto.
- What is NFT?
- Is it safe to invest in NFTs?
and more.
Tune in to the latest episode of our podcast #fintechkibaat

Nov 22, 2021 • 2min
NFT, Crypto and DeFI. The right way to invest and how not to be scammed, Tarusha - Oropocket |Trailer
In this episode we talk with Tarusha Mittal - Founder of Oropocket, India's leading Defi platform. Tarusha Demystifies the world of NFTs, Decentralized Finance, Crypto currencies and throws light on how should one go about doing their own due dilligence to not end up losing money when investing in these new asset classes.

12 snips
Oct 30, 2021 • 35min
Deep dive into the account Aggregator ecosystem with Munish Bhatia - Founder FinVU EP-6
In this episode Gyaan from the Pehelwaan, we have with us Munish Bhatia - Ex senior banker and Founder - FinVu. FinVu is one of the first companies to get a AA NBFC license from RBI. Account Aggregator is a new concept which allows consent based data exchange between financial institutions. This data can include evertyhing from Baking data to investment information and more. Today we talk about how AA will democratize finance as we know it and usher in a new era of Open banking where Financial institutions will have access to the entire stack of consumers financial data, thus enabling more and more people get access to the formal financial system.
Tune in to learn more!!

Oct 23, 2021 • 3min
Deep dive into the account Aggregator ecosystem with Munish Bhatia - Founder FinVU (Trailer) EP-6
Here's a sneak peek into the next episode of Gyaan from the Pehelwaan, In this episode we have with us Munish Bhatia - Ex senior banker and Founder - FinVu. FinVu is one of the first companies to get a AA NBFC license from RBI. Account Aggregator is a new concept which allows consent based data exchange between financial institutions. This data can include evertyhing from Baking data to investment information and more. Stay tuned for the full episode to learn more about this new business model!

Oct 8, 2021 • 27min
On the flipside Episode 6: Atul Monga - Basic Home loan
In this episode of On the Flipside, we have Atul Monga - Founder, Basic Home Loan. Atul talks about his journey from being a Investment Banker and an Angel Investor in the states to becoming a founder in his motherland India! He talks about the problem that inspired him to take the leap of faith and start something to solve for the least digitized lending space: Home Loan. Below Are the few of the Takeaways from the conversation:
- We're at least a decade away from completely digitizing the Home Loan Process.
- The main problem areas in digitizing the home loan market is the vast un-organized and scattered property database in the country, even in the metro areas to an extent.
- The best possible solution for the current scenario to optimize this space is a Phygital approach which merges offline on-site verification with digital customer verification, underwriting and Disbursement.
Tune in to learn more how the home loan industry is poised and how will fintech revolutionize it.

9 snips
Sep 28, 2021 • 47min
Gyan From Pehelwaan - Panel discussion on E-Rupi
In this Maiden Panel discussion on our channel, we invite industry stalwarts and domain experts to give us their views on the newly released E-Rupi by NPCI. They share their views on - Possibility of plethora of new use cases - Impact of this solution on the future of Digital currency - CBDC equivalency or lack of it. - What this means for the rural India and DBT. - How will this addresses the problem of fund leakages in Govt funded subsidies

Sep 25, 2021 • 2min
Gyan From Pehelwaan EP 5 - Panel discussion on E-Rupi | Trailer
In this Maiden Panel discussion on our channel, we invite industry stalwarts and domain experts to give us their views on the newly released E-Rupi by NPCI.
They share their views on
- Possibility of plethora of new use cases
- Impact of this solution on the future of Digital currency
- CBDC equivalency or lack of it.
- What this means for the rural India and DBT.
- How will this addresses the problem of fund leakages in Govt funded subsidies

Sep 19, 2021 • 1h 3min
Gyaan From The Pehelwaan Episode 4 : The State of Insuretech in India
In this episode we have with us Chiranth and Asif from the Core team of Riskcovry a leading Insurtech startup that completely automates and digitises the backend Insurance journey for any fintech. We set out to understand the state of insurance in India and how the emerging Insurtech segment is enabling product innovation leading to a higher market penetration in "Bharat". We talk about: - State of Insurance before Covid - "API-fication" of Insurance and it's challenges - Sachetisation of insurance products and emerging product innovations. - Embedded Insurance - "Creating an Invisible Insurance Journey for the Gen Z" Here's a sneak peek into the episode, stay tuned to learn more.

Sep 6, 2021 • 2min
Gyaan From the Pehelwaan: Ep4 Trailer: Chiranth Patil And Asif - Riskcovry (An Insurtech Perspective)
In this Episode of Gyaan from the Pehelwaan, we have with us Chiranth and Asif from Riskcovry, which is an Cutting edge Insurtech API platform. In our conversation with them we dive deep into the Insurance industry it's nitty-gritties and how it's confluence with emerging technologies will bring in a paradigm shift in the Insurance sector. We also get insights into what it takes to build and scalea successful Insuretech startup in India.