Explore the looming tax increase due to the potential expiration of the Tax Cuts and Jobs Act. Learn about tax planning strategies to mitigate higher taxes, including gifting, estate planning, and Roth IRA conversions. Delve into the political dynamics shaping future tax laws and the importance of strategic tax planning amidst uncertainty for financial efficiency.

Explore how artificial intelligence is revolutionizing personal finance and job roles, including the integration of AI tools in financial planning. Delve into the debate on whether AI can replace human financial advisors, emphasizing the importance of emotional intelligence. Learn about the impacts of technology in education and the need for continuous discussions on effective integration.

Learn how retirement is changing and how to financially prepare for a longer life. Discover the importance of finding purpose in your later years. Dive into essential estate planning elements and how to navigate family conversations about it.

There’s a growing trend of people going through retirement alone. Whether it’s because of the loss of a spouse, the rise in divorces among baby boomers, or entirely by choice, more and more retirees are going through their golden years solo. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean is joined by wealth planners Andy Smith and Isabel Barrow to talk about the challenges of retiring alone and what you can do to prepare for a less stressful solo retirement. Then, Jean is joined by Rodney Weaver, a director of estate planning at Edelman Financial Engines, to discuss options for solo retirees to help prepare financially for the rest of their lives.     Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is prerecorded and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. The information regarding estate planning should not be construed as tax or legal advice and is for general informational purposes only. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

With a rapidly changing housing market and soaring mortgage rates, many people are questioning if now is the right time to buy. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean and wealth planner Isabel Barrow explore that question by dissecting today’s housing climate and weighing in on the factors you need to consider before buying a home. Then, they talk to Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors, about new and existing home sales, home builder trends and predictions for the second half of the year.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors are solely her own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances.  See omnystudio.com/listener for privacy information.

These days, fewer students are enrolling in colleges and the ones who enroll are graduating at lower rates. And with the cost of college on the rise, many people are asking if it’s worth it. In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean is joined by wealth planner Andy Smith to talk about college savings options, such as 529 plans, and alternatives to a traditional college education. Later, Jean and Andy talk to Ryan Craig, managing director at Achieve Partners, and author of the upcoming, Apprentice Nation: How the “Earn and Learn” Alternative to Higher Education Will Create a Stronger and Fairer America, which will be released in November. The book is about the importance of apprenticeship as an option for education and its potential impact on the American workforce.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Ryan Craig are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

When it comes to making plans for retirement, many people focus their time and energy on the financial aspects – investments, taxes, insurance, estate plans, health care and more. But what about the psychological impact of retiring? In this episode of Edelman Financial Engines’ Everyday Wealth™, Jean and wealth planners Isabel Barrow and Andy Smith explore the stressors of retirement and what you can do to help reduce stress and live the comfortable retirement you deserve. Then, Dr. Riley Moynes, retired educator and author of The Four Phases of Retirement: What to Expect When You’re Retiring, joins the conversation to shed light on what the four phases are and how to help navigate them in a healthy way.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Dr. Riley Moynes are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Discussing estate planning for individuals with disabilities, the podcast delves into financial challenges and options like special needs trusts and ABLE accounts. The founder of Morgan's Wonderland shares his inspiring story of creating an inclusive theme park. It also touches on finding fulfillment beyond financial success and supporting initiatives like the Special Olympics through charitable donations.

This episode of Edelman Financial Engines’ Everyday Wealth™ is, as Jean describes it, “everything you ever needed to know about insurance but didn’t know enough to ask.” Jean is joined by wealth planner Isabel Barrow and insurance expert Rob Bain from Edelman Financial Engines, to break down which policies you should have, like long-term care, life insurance and disability. And which ones you probably don’t need. They also cover lesser-known policies, like umbrella insurance, and bust a few myths along the way.   This show is pre-recorded, and any callers are prescreened. Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Learn how honesty about finances can lead to financial intimacy in relationships. Wealth planners provide tips for overcoming challenges and improving communication. Discover how discussing money beliefs can strengthen relationships and break the money silence.