
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Latest episodes

May 24, 2023 • 41min
Navigating the Mortgage Maze with Dan Does Mortgages EP16
On this week's episode of The Money Gains Podcast, we've got a very special guest who knows his way around the intricacies of mortgages.We're talking to none other than Dan Does Mortgages, a successful self-employed mortgage advisor hailing from Sunderland. As a connoisseur of mortgage landscapes, Dan delivers exclusive insights into the current mortgage landscape in the UK.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this exciting and informative conversation, Dan demystifies the complex world of mortgages. He addresses the hot topic of whether it's time to fix your mortgage rates and what signs you should look out for in this unpredictable financial climate.But there's more. Credit scores are a baffling concept for many, but not for Dan. He breaks down the importance of a good credit score and gives practical advice on improving it to secure a better mortgage deal. This could be a game-changer in your mortgage application process, and you certainly don't want to miss it.Are you self-employed and contemplating your first mortgage? We've got you covered. Dan, a self-employed entrepreneur himself, shares his journey of navigating the mortgage process. He offers unique insights, tips, and tricks tailored to self-employed business owners seeking their first mortgage.This episode of The Money Gains Podcast is a must-listen for anyone looking to gain a deeper understanding of the mortgage process, whether you're just starting on your property journey or well on your way to being a real estate mogul. Dan's expert advice and engaging anecdotes make this not just a learning experience, but a thoroughly enjoyable one.Tune in to this episode for a captivating journey through the mortgage maze, as we pick the brains of one of the industry's finest. Let's unravel the mortgage enigma with Dan Does Mortgages, only on The Money Gains Podcast. Get ready to take some notes!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 17, 2023 • 1h 4min
From Property Empire to Tech Start-up - A Conversation with Caro Syson, Founder of Pocket PA
Tune into this week's episode of The Money Gains Podcast as we welcome serial entrepreneur Caro Syson, the ingenious mind behind Pocket PA. From launching her first business venture at 23 to establish a property empire, Caro has now dived into the tech sphere, creating a revolutionary SaaS product, Pocket PA, with no prior tech knowledge.Pocket PA, inspired by her daughter's self-employment journey, is a one-stop platform designed for self-employed and small business owners. It simplifies the management of appointments, clients, sales, income, expenses, invoicing, and accounts, eliminating the dread associated with business admin and accounting tasks. With real-time cloud backup, Pocket PA ensures all data is safe, secure, and accessible 24/7.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In our conversation with Caro, we explore her entrepreneurial journey, the transition into tech, the inception of Pocket PA, and how it benefits small business owners. She also shares her insights into the role of resilience and determination in entrepreneurship.Don't miss out on this inspiring episode filled with valuable lessons from Caro's personal experiences. Follow The Money Gains Podcast for more insights from business and finance pioneers!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 10, 2023 • 54min
How Your Childhood Shapes Your Financial Future: Niaz, Co-Founder of Millennial Money UK - EP14
In this insightful episode of The Money Gains Podcast, we have an engaging conversation with Niaz, the Co-Founder of Millennial Money UK. We discuss Niaz's personal journey, highlighting the significant influence his father had on his childhood and how it shaped his relationship with money. We also learn how his degree in law opened up numerous opportunities and fueled his passion for financial literacy and education.Throughout the episode, we explore the story behind Millennial Money UK and how it serves as an outlet for Niaz's entrepreneurial and creative spirit. Founded on the idea of fostering conversations about money and the unique experiences of millennials, Millennial Money UK is committed to creating a platform that encourages and educates everyone to feel comfortable talking about money, no matter their background or circumstances.Tune in to discover Niaz's perspective on mastering money as a millennial, and gather insights on building a strong financial foundation. This episode is a treasure trove of inspiration and knowledge for anyone looking to improve their relationship with money and achieve financial success.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 3, 2023 • 41min
Raising Financially Responsible Kids & Adults Too! Will Rainey EP13
On this week's episode of The Money Gains Podcast, we had the pleasure of interviewing Will Rainey, author of "Grandpa's Fortune Fables - Fun Stories To Teach Kids About Money". ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode, Will shares the importance of teaching children about money from an early age and how his book can help parents do just that.As Will mentions, kids form most of their financial habits by the age of 7, making it crucial to start teaching them about money management, investing, and starting a business early on. However, many parents may not know how to talk to their kids about money, which is where Will's book comes in."Grandpa's Fortune Fables" follows the adventures of a 13-year-old girl named Gail as she learns about money management from her grandpa. Through Gail's journey, children will learn how to earn and save money, the basics of investing, the difference between being rich and wealthy, and why it's important to avoid gambling, scams, and debt. They will also learn about starting a business and the importance of giving to charity.The book also includes a fun game where children can answer questions at the end of each chapter to reveal a secret letter. By collecting all the letters and solving the code, they can win an amazing prize.Will's book has already helped many kids learn about money management and even inspired some to start a business and invest their money. So if you're a parent looking for an easy-to-read book that will teach your children about money in a fun and engaging way, "Grandpa's Fortune Fables" is definitely worth checking out.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Apr 26, 2023 • 39min
Discover the Secrets to Financial Success with Ola from All Things Money - EP12
In this episode of The Money Gains Podcast, we are joined by Ola, Founder and Creator of All Things Money, an online platform aimed at equipping young adults with the necessary financial tools to navigate the complexities of the adulting world.Ola explains how she founded All Things Money to address the gap in financial education for young adults. She highlights the importance of understanding key financial concepts such as taxes, mortgages, and credit cards, which are often not taught in schools or universities.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Throughout the episode, Ola provides valuable insights and tips on various personal finance topics, including budgeting, investing, and saving for retirement. She emphasizes the need for a proactive approach to personal finance, stressing the importance of setting financial goals and working towards them.Ola also shares some of the common financial mistakes that young adults make, and provides practical advice on how to avoid them. She highlights the importance of building good credit, managing debt, and investing wisely.Overall, this episode is a must-listen for anyone looking to improve their financial literacy and take control of their financial future. Ola's expertise and practical advice make it an engaging and informative conversation. Tune in to The Money Gains Podcast to learn more!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Apr 19, 2023 • 55min
The Female Money Doctor: Building Wealth for Better Health - EP11
Welcome to The Money Gains Podcast! Today we have a very special guest, Dr. Nikki, also known as The Female Money Doctor. With over 12 years of experience as an NHS GP and women’s health specialist, she has seen firsthand how poor money management can impact her patients' and colleagues' mental and physical health. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Dr Nikki believes that health and wealth are intimately intertwined and that we cannot be truly healthy while a money nightmare is going on in the background.To help combat this issue, Dr Nikki has trained as a money coach and runs an award-winning blog called The Female Money Doctor.Com. She is the only doctor to be featured in the top 25 Feedspot list of Personal Finance Blogs in the UK and has been highlighted in Plum’s Top 5 Personal Finance Blogs for female financial independence. On today's episode, Dr Nikki shares her insights on the connection between financial and mental health. She talks about the importance of being organised with finances, building wealth for the future, and creating a financial plan that suits individual needs. Dr Nikki helps women worldwide improve their mental health and well-being with her expertise. Tune in to gain valuable knowledge and learn how to take control of your finances to achieve the future you truly deserve.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Apr 12, 2023 • 44min
The Art of Side Hustling: Mastering Fiverr and Building Wealth - Side Hustle Steven EP10
In this episode, we sit down with the side hustle master himself, Side Hustle Steven. Steven has been side hustling since college and has made thousands of dollars doing it. He shares his secrets to success, including his expertise in niching down into freelance writing on Fiverr.We also explore Steven's experiences with various other side hustles, including re-selling online, vending machines, photography and digital products. Steven's passion for making money is infectious, and he provides valuable insights into the world of side hustling.But that's not all - Steven also gives us an exclusive look into his latest venture: rental properties. He also shares his 'stepping stones' approach to side hustles that lead to bigger opportunities.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Whether you're looking to make some extra cash on the side or start building your own empire, this episode is packed with practical advice and inspiration to help you achieve your financial goals. Tune in now to hear from Side Hustle Steven and start mastering the art of hustling.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Apr 5, 2023 • 46min
How Wombat is Changing the Investment Game: An Interview with a Product Manager | Ben Vickers EP09
Welcome to today's episode of The Money Gains Podcast, where we interview Ben Vickers, the Product Manager at Wombat, an innovative investing app revolutionising the investment game.In this episode, we explore the unique features of the Wombat app that make it an excellent platform for beginners to start investing and learning about the market. Ben shares his insights into how the Wombat app disrupts the traditional investment industry and creates a more accessible and transparent investment experience.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------We also dive into Ben's journey and his role as a Product Manager in a startup app. He shares his experience of working in a fast-paced environment, managing multiple teams, and developing a product that caters to the needs of its users.Tune in to this episode to learn more about the Wombat app and how it is helping beginners start investing while also providing them with an opportunity to learn and grow in the market.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Mar 29, 2023 • 44min
'How To Feel Confident With Your Money' - Laura Moore (Mind Money Soul) EP08
In today's episode, our guest is Laura Moore, founder of Mind Money Soul. Laura joins us to share her insights on training your mind to feel confident about money, the psychology behind spending, and her journey to starting Mind Money Soul.Laura is a Money Mindset Expert and Financial Wellbeing Speaker. She believes money is not just about numbers but also about emotions and mindset. Laura shares with us her experience managing money and how she transformed her relationship with money by shifting her mindset---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------We discuss the psychology behind spending and how our emotions affect our spending habits. Laura explains how understanding our own money personality can help us make better financial decisions. She also shares some practical tips on how to train your mind to feel more confident about money.Finally, Laura shares her journey to starting Mind Money Soul, her coaching business focused on helping people transform their relationships with money. She talks about the challenges she faced in starting her business and the lessons she learned along the way.If you're interested in learning more about how to train your mind to feel more confident about money, understand the psychology behind spending, and transform your relationship with money, then this episode is for you. So sit back, relax, and enjoy this episode of The Money Gains Podcast with our guest, Laura Ann Moore from Mind Money Soul.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Mar 15, 2023 • 49min
'How To Trade & Invest With eToro' - Sam North (Market Analyst & Head of Training) - EP06
In this week's episode, I welcome the legend that is Sam North, a Market Analyst and Head of Training at eToro.Sam has a wealth of knowledge about investing and the markets, so if you're wondering what it's like to become a trader or investor, this one is for you! In our conversation, we talk about Sam's journey from Reading football academy to the trading floors of Amplify Capital and finally to eToro, where alongside his job as a market analyst, he hosts eToro's 'Digest & Invest Podcast', plus also looks after the training academy.We also discuss how trading is a skill you need to craft over time and potential future market predictions. eToro is a trading and investing app with over 30 million users worldwide. They sponsor the Premier League and boast a wealth of top investors utilising their commission-free trading platform.Start investing with eToroDisclaimer: When you invest, your capital is at risk. Up the Gains is an information-based media platform, and the opinions heard in this podcast do not constitute financial advice.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool