

The Money Gains Podcast
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Episodes
Mentioned books

Dec 6, 2023 • 47min
How To Fix The £1.6 Trillion Gender Investment Gap with Laura Turner
This week we welcome Laura Turner, the founder of Thrifty Londoner.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Laura, an inspiring figure in the personal finance world since 2018, shares her wealth of knowledge and experience, delving into a range of topics from savvy investing to entrepreneurial challenges. Her unique perspective, especially on women's financial empowerment, offers invaluable insights for listeners in London and beyond. Join us as we explore the intricate world of personal finance with Laura's expert guidance.What's in this Episode:Laura's Childhood and Financial Upbringing: Exploring how early experiences with money shaped her outlook and influenced her teenage years.The Leap into Entrepreneurship: Insights into leaving a toxic job environment and the challenges and triumphs of starting her own business.London's Allure: Laura shares why she chose London and what makes the city special for her career and personal growth.Empowering Women to Invest: Addressing the significant gender investment gap in the UK, and strategies to encourage more women to invest.Societal Norms and Gender Disparity: How traditional gender roles contribute to financial disparities and the cultural attitudes that need changing.Risk Aversion in Women's Investments: Discussing how women's cautious approach to investments affects their long-term financial health.The Gender Pensions Gap: Exploring the impact of career breaks and part-time work on women's pensions, and potential solutions.In this episode, Laura Turner not only enlightens us with her journey and personal experiences but also challenges and inspires us to think deeply about the prevailing gender disparities in finance. Her insights provide a roadmap for both men and women to understand and bridge these gaps, paving the way for a more equitable financial future. Don’t miss this episode, packed with thought-provoking discussions and practical advice for anyone looking to enhance their financial literacy and empowerment.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 29, 2023 • 49min
How Much Does It Cost To Be You? - Tolu Frimpong
In this enlightening episode of 'The Money Gains Podcast', we are thrilled to welcome Tolu Frimpong, a renowned Financial Coach and Content Creator. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Tolu is passionately dedicated to empowering women to escape the payday-to-payday cycle and achieve their financial dreams. With her extensive experience, including features on Channel 4's Bidding Wars and Channel 5's 30 Tips to Cut Your Bills, Tolu brings a wealth of knowledge and inspiration to our listeners.In this episode, we discuss:Early Money Relationships: Exploring how our childhood experiences shape our attitudes towards money.Dealing with Debt: Insights into how people, from a young age, navigate different forms of debt, from university loans to consumer borrowing.Educational Gaps in Financial Literacy: Addressing the need for more comprehensive education around debt management.Tolu's Personal Debt Journey: A candid look at how Tolu overcame over £30k in debt through self-education in personal finance.Financial Coaching Principles: Tolu shares her guiding principles and techniques as a financial coach.Upcoming Events: Sneak peeks into Tolu's forthcoming engagements and how they aim to transform financial wellbeing.🚨 Get in touch with Tolu 🚨Website >> https://tolufrimpong.com/Financial Coaching >> https://tolufrimpong.com/financial-coach/Closing this episode, we are left with a deeper understanding of the importance of intentional budgeting, saving, and investing. Tolu Frimpong's journey from debt to financial literacy advocate is not just inspiring but also a testament to the power of self-education and determination. Whether you're grappling with financial challenges or seeking to enhance your financial knowledge, this episode is a treasure trove of practical advice and empowering stories.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 22, 2023 • 60min
Everyone Can Make £1,000 A Month From A Side Hustle With Aaron Knightley
This week we welcome Aaron Knightley, Founder of Peak Performance, The Breakout Programme and so many other businesses! A refreshing outlook on what it takes to get ahead in life, business and the workplace. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's In This Episode:- How to identify a toxic workplace- The foundations you need for success in the workplace, business and your finances- Aaron's breakout programme to free yourself from your 9-5 and what it entails- Finding your why and what that means- How to change the narrative in your own livesFind out more about Aaron here 👉🏼 https://www.aaronknightley.co.uk/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 15, 2023 • 42min
How To Live Large For Less With Matilda From A Millennial Saver
We're thrilled to welcome a special guest, Matilda Littler, the innovative mind behind 'A Millennial Saver' – the popular Instagram channel known for its engaging 'Deals on Reels' content.Matilda has become a beacon for millennials in the UK, guiding them towards fun-filled days out without breaking the bank.Join us as we delve into her unique financial journey, exploring the roots of her money management skills and uncovering practical tips for everyday savings.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's in This Episode:Matilda's Background: We explore how Matilda's upbringing shaped her relationship with money and her approach to savings.The Art of Finding Dupes: Matilda shares her expertise in discovering non-branded versions of popular products, revealing how she manages to save without compromising on quality.Tips for Identifying Dupes: An insightful guide on how listeners can spot these budget-friendly alternatives in their everyday shopping.Monthly Money Management: A look into how Matilda organizes her finances each month, offering listeners strategies to manage their own spending.The Lifetime ISA Journey: Matilda discusses her experience saving for a home using a Lifetime ISA, providing valuable insights for potential homebuyers.Budgeting as a Couple: Fresh insights into how Matilda and her partner navigate their finances after moving in together, offering practical advice for couples.Understanding Sinking Funds and Pots: An in-depth explanation of what sinking funds and pots are, and how they can be used effectively for financial planning.Loaded with practical tips and relatable wisdom, this episode is a must-listen for anyone eager to jazz up their savings without skimping on the fun.Don't miss out on these game-changing strategies – tune in, get inspired, and start reshaping your financial journey today!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 8, 2023 • 52min
How To Grow Your Wealth With Airbnb: Ibrahim Braimah's Success Story
We're joined this week by the remarkable Ibrahim Braimah, an Airbnb Coach who has carved a niche for himself in the property market.Ibrahim's story is not just one of financial success; it's a tale of tenacity and transformation, from the struggles of homelessness to managing over £10 million in invested funds.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Join us as we unravel his journey from his early days as an estate agent in Southampton to his ventures in property hedge funds in London, and his entrepreneurial leap into the realm of Airbnb.What's in this episode:Ibrahim's inspiring ascent from homelessness to a property investment entrepreneurThe pivotal transition from estate agent to spearheading property hedge fundsInsights into his innovative business model that leverages Airbnb without owning propertyIbrahim's approach to unlocking landlords' earning potential through Airbnb managementHow with the right training, anyone can replicate his success in Airbnb hostingDetermining the tipping point where your side hustle demands full-time attentionEntrepreneurship and what it takes to get aheadIbrahim's journey is more than just a success story; it's a blueprint for anyone looking to break into the Airbnb market and transform their financial future.His strategies prove that with the right mindset and guidance, the leap from side hustle to a lucrative full-time venture is within reach.Don't miss out on this episode of the Money Gains Podcast where we delve into the strategies that can make property work for you, in ways you might never have imagined.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 1, 2023 • 48min
How to Pay Off Your Mortgage Faster with Sprive's CEO, Jinesh Vohra
You can sign up to Sprive and get £5 towards your mortgage with the code 'GAINS'Sign up for free here 👉🏼 https://sprive.com/Today, we're thrilled to have Jinesh Vohra, the Founder & CEO of Sprive, a revolutionary app changing the way we approach mortgages.Sprive doesn't just help you manage your mortgage—it actively empowers you to pay it off faster, save heaps on interest, and even gives you cashback from big-name retailers to help you along the way.Meet Jinesh, the man who turned his own mortgage frustrations into a groundbreaking solution. After years in the corporate world, including a 14-year stint at Goldman Sachs, Jinesh ventured into entrepreneurship to make mortgage management a piece of cake.His mission? To make you debt-free, one tap at a time. Sprive has been turning heads since its launch in 2021, and today we're getting the inside scoop.In This Episode, You'll Learn About:The inspiration behind Sprive and its journey from idea to launch.The enormous financial gains from making small overpayments on your mortgage.Jinesh’s perspective on the current mortgage landscape in the UK.How Sprive's in-house mortgage team helps you land the best deals.What Jinesh thinks about high interest rates and how they affect your mortgage.Sprive's future: Where is the app headed next?The importance of becoming debt-free, and why your mortgage is likely your biggest debt.You can sign up to Sprive and get £5 towards your mortgage with the code 'GAINS'Sign up for free here 👉🏼 https://sprive.com/Don't miss this eye-opening conversation with Jinesh Vohra, as he shares valuable insights on how you can achieve mortgage freedom sooner than you ever thought possible.If you've ever felt overwhelmed by your mortgage or just want to get smarter about your biggest debt, this episode is a must-listen.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Oct 25, 2023 • 55min
When To Save & When To Invest with Moneybox, Head of Personal Finance, Brian Byrnes
Today, we have a special treat for you—Brian Byrnes, the Head of Personal Finance at Moneybox, joins us on the show. With a wealth of experience in the industry, including roles at Wealthsimple UK and Coutts, Brian is a Chartered Wealth Manager who is passionate about financial education.He's here to share his insights and expertise to empower you to make more informed financial decisions. Whether you're looking to invest, save, or secure your future with a pension, this episode promises to provide you with actionable tips and strategies.Join Moneybox here >> https://upthegains.co.uk/visit-moneybox-partner/(Capital at risk when you invest)What's in This EpisodeInvesting Basics: Brian lays down the fundamentals of investing and why it should be a crucial part of your financial strategy.Saving Rates: We delve into the current saving rates and discuss how to make your money work harder for you.Rising Interest Rates: What do rising interest rates mean for investors? Brian sheds light on how you can adapt your investment strategy to mitigate risks.Pensions and Lost Pensions: Brian discusses the role of pensions in financial planning and how Moneybox can help you locate any lost pensions you might have.The Future of ISAs: Individual Savings Accounts (ISAs) are evolving. Find out what changes Brian predicts for the future of ISAs and how you can capitalise on them.Remortgaging: If you're a homeowner, don't miss our discussion on remortgaging, including when to consider it and the potential financial benefits.Brian's Outlook on 2024: As we look to the future, Brian shares his personal predictions for the finance sector in 2024 and how you can prepare for it.We were privileged to have Brian Byrnes, a leading voice in the realm of personal finance, share his invaluable wisdom with us today.Brian’s unique blend of experience and foresight makes him a must-listen for anyone serious about navigating the complexities of the financial world. If you're looking for authoritative advice that cuts through the noise, he's your go-to expert.So don't miss out—make sure to tune in to our future episodes to catch more of Brian and other industry leaders who can elevate your financial game.Join Moneybox here >> https://upthegains.co.uk/visit-moneybox-partner/(Capital at risk when you invest)DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Oct 18, 2023 • 41min
How to Close the Pay Gap and Promote Inclusivity with Elizabeth Willetts
We are thrilled to have Elizabeth Willetts as our guest today. Elizabeth is the Founder of Investing in Women, an incredible platform that connects family-friendly employers with professionals seeking fulfilling, flexible, and part-time work opportunities.With over 17 years of recruitment experience under her belt, both in-house at one of the Big 4 and at one of the UK's largest recruitment agencies, Elizabeth has a wealth of knowledge to share.Not only a seasoned professional, she's also a dedicated mum to Emily, Annabelle, and a Labradoodle called Dougal. Elizabeth passionately believes in the transformative power of flexible work to retain women in the workforce and close the gender pay gap.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's in This EpisodeThe challenges women face when returning to work after maternity leaveHow remote and flexible working policies can benefit womenJob sharing: What it is and how it can be an effective tool for work-life balanceA comparison between traditional, archaic institutions and new-age, flexible start-upsCurrent policies on hybrid working and job sharingHow the landscape of work has evolved post-COVID-19Don't miss out on this engaging and eye-opening conversation. If you've ever wondered how we can break down barriers to make the workplace more inclusive for everyone, especially women, then this episode is for you.Elizabeth shares invaluable insights that are not only enlightening but actionable. So tune in, take notes, and be sure to engage with us on social media to continue the conversation.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Oct 11, 2023 • 1h
Earning £2,500 A Month In 90 Days - Amazon Influencer Program 101 with Jared Bauman EP36
This week on 'The Money Gains Podcast,' we're delighted to host Jared Bauman, a digital marketing legend with over 20 years of experience.As the Founder of 201 Creative and the host of the globally acclaimed Niche Pursuits podcast, Jared has a wealth of knowledge to share.From his early days learning the ropes of personal finance from his father to his current role as a digital marketing agency owner, Jared's journey is a compelling tale of entrepreneurship, strategy, and financial savvy.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's in This Episode:How Jared's father instilled in him the principles of personal finance from a young age, and how those lessons impacted the kids in the neighbourhood.Jared's entrepreneurial journey, from his academic background to the founding of 201 Creative.The transition from being a professional photographer to owning a digital marketing agency.Expert advice on setting up blogs that not only attract traffic but also turn a profit.A deep dive into the Amazon Influencer Program and how Jared managed to make £2,500 a month in just 90 days.Jared's extensive expertise in business strategy, marketing, and SEO.Don't miss this episode, brimming with actionable insights and invaluable wisdom from an industry leader.Whether you're an aspiring entrepreneur or a seasoned professional, Jared's story offers something for everyone. So grab your notepad; you won't want to miss a single word!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Oct 4, 2023 • 56min
How To Build 6 Figure Digital Assets with Aisha Preece
In this week's episode, we're thrilled to have Aisha Preece join us for an enlightening conversation.Aisha is the founder and owner of the side hustle website OutandBeyond.com, as well as five other monetised blogs.From her humble beginnings in Malaysia to making it big in London, her journey is nothing short of inspiring. She's passionate about blogging, side hustles, and teaching others the ropes of financial independence.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------📌 What's In This Episode:Aisha's journey from Malaysia to London: How her upbringing shaped her.The transition from a traditional banking career to becoming a full-time digital nomad.The realities of earning money online: The good, the bad, and the ugly.A step-by-step guide on how to build a blog and get it monetised.How long does it really take to build a profitable blog? Aisha shares her insights.The opportunities that come with having a monetised blog and how to seize them.If you're looking to start a blog or take your existing one to the next level, this episode is a must-listen.You can follow her on Instagram @aishapreece, where she shares invaluable blogging tips and the adorable antics of her grumpy cat, Supervisor Sandy.Don't forget to follow us for more episodes that help you make smarter financial decisions and build your online assets.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist


