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CryptoSapiens

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Nov 19, 2022 • 44min

Decentralizing social platforms | Mike McGuiness, Co-founder, gm.xyz

Today we are chatting with Michael McGuiness, Co-founder of gm.xyz We compare the different schools of thought on building decentralized social platforms, protocols vs. apps; we also touch on how we could connect with society at large to help people understand and care about decentralization; additionally, we discuss how decentralized social can improve the way people connect in web3 and govern communities.  There has been a lot of attention recently on building decentralized social platforms, a lot of this accelerated by the recent Twitter acquisition; this conversation highlights some of the reasons why those conversations are happening, how decentralized social can improve the way we make connections, find value-alignment with communities, share content, and retain the value of the work we put into social platforms. There is always a lot to unpack. If you would like to learn more about Michael and gm.xyz you can follow Michael on Twitter @mikemcg0 and gm.xyz at gmdotxyz Please don't forget to like and subscribe wherever you are listening to this podcast. And give us a 5-star review. This helps our content reach more people. You can also find more conversations like this one on our website @ cryptosapiens.xyz.  Until next time, stay brainy. Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research.     
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Nov 16, 2022 • 47min

Mini Series : Foundations of Desci by Flowscience |Funding, IP & Ownership with Trent McConaghy: Ocean Protocol, Savva Kerdemelidis: Crowdfunded Cure & Laurence Ion: Vita DAO

[mini-series] The Foundations of DeSci hosted by Flowscience. 💡 #2/4: Funding, IP and Ownership 🧠 DeScientralized ~ Exploring the Social Layer of Decentralized Science   Introduction What does it mean to decentralize science? In this series, we’ll consider the fundamental aspects of science as a social activity & institution through the lens of various contributors in the DeSci space. Our goal is to facilitate an exchange of ideas between people working on solutions to these fundamental problems. The first four episodes will be published as a mini-series and lay the groundwork for future conversations. Let’s start the show. Optional background: Thomas S. Kuhn: The Structure of Scientific Revolutions (1962)   Guests Trent McConaghy: Ocean Protocol Trent focuses on claiming IP on data, accessing data, sharing and marketing it through the tools of Web3. Savva Kerdemelidis: Crowdfunded Cure Savva focuses on creating a clinical data platform that a marketplace uses to fund top arrangements. Laurence Ion: Vita DAO Lawrence focuses on impacting and breeding citizen scientists through applying scientific methods in every aspect of conceptualization. Key takeaways Creating valuable intellectual property is costly. In Medicine, a lack of effective therapy is harmful to patients. Framing creates value; rights vs. power. Please remember to like and subscribe wherever you listen to this podcast.  You can also find more conversations like this one on our website @ cryptosapiens.xyz.  Until next time, stay brainy. Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Nov 14, 2022 • 48min

Managing Crypto Assets with Smart Contract Wallets | Lukas Schor, Co - Founder Safe

Today we are chatting with Lukas of Safe, or Gnosis Safe, as it is most commonly known. Lukas started with Safe as its Product Manager, and as the project grew, he became its Co-founder.  This episode IMO is very timely. As the current state of crypto shows, we must take custody of our wallets and digital assets. Safe helps you achieve this. Our conversation compares the more common private key wallets to smart contract wallets. And the value of using the latter, which Safe offers. We explore Safe usage from an organizational perspective and retail. As most of us are probably familiar, Safe is a commonly used tool in DAOs to manage funds.  But what about using it to collect art, manage funds, and share ownership of digital assets within our families? This is what is most exciting about Safe and tools like it. They can make crypto more accessible and usable for everyone. This episode has lots to cover, so let's get started. That's a wrap! If you  want to learn more, you can follow Lukas on Twitter @ SchorLukas and Safe as @ safe  If you have gotten this far, thank you! And please remember to like and subscribe wherever you listen to this podcast.  You can also find more conversations like this one on our website @ cryptosapiens.xyz.  Until next time, stay brainy. Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Nov 8, 2022 • 35min

Contextualizing User Data in Web3 |Henry Lee, Co-founder of Noox

Hello and welcome to Crypto Sapiens Today we are chatting with Henry Lee, Co-founder of Noox, a platform where you collect achievement badges as soulbound NFTs and build your reputation. We briefly explore his crypto journey, starting with a Layer 1 blockchain that he helped launch focusing on interoperability, where he also worked on Decentralized Identity and Verifiable Credentials. In 2021 Noox was born. Henry recalls the landscape was very much focused on NFTs then, with a few projects using transaction history to reward users, gate communities, and provide airdrops.  The vision of NOOX was to add more context to understand users in a more high-dimensional manner and evolve user tiering. They set out to find a way to contextualize user interactions and transaction data. While the MVP looked very different than today's product, the vision was always the same: to enable data as a composable piece of the web3 ecosystem.   If you want to learn more about Henry, you can follow him on Twitter @ hihenrylee and Noox @ noox_world      Thanks for listening to Crypto Sapiens.  If you enjoyed this conversation, please don't forget to like and subscribe wherever you are listening to this podcast.  You can also find more conversations like this one on our website @ cryptosapiens.xyz.  Until next time, stay brainy. Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research.     
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Nov 1, 2022 • 51min

Mini Series : Foundations of Desci by Flowscience | What is “DeSci”? - Dr.Jelani Clark, DeSci World & Clinamenic -Lobby3, JournoDAO

 🧠 DeScientralized ~ Exploring the Social Layer of Decentralized Science hosted by Flowscience   Introduction What does it mean to decentralize science? In this series, we’ll consider the fundamental aspects of science as a social activity & institution through the lens of various contributors in the DeSci space. The first four episodes will be published as a mini-series and lay the groundwork for future conversations. Our goal is to facilitate an exchange of ideas between people working on solutions to these fundamental problems. Let’s start the show. Optional background: Thomas S. Kuhn: The Structure of Scientific Revolutions (1962) 💡 #1: What is “DeSci”? Guests Jelani Clark: DeSci World Jelani’s “why?”: creating equitable incentives for open-access to knowledge. Clinamenic: Lobby3, JournoDAO Clinamenic’s “why?”: huge potential of non-financial applications for crypto. Key takeaways Science is a social activity ReFi + DeSoc = DeSci DeSci connects “end users” with the “developers” (scientists) ==== Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Oct 29, 2022 • 43min

Reimagining DAO Governance | David Phelps, Cowlaborator at Cowfund, Core at JokeDAO, EcoDAO

Today we are talking with David Phelps, co-creator of JokeDAO, EcoDAO, and Cowfund. He's also a writer and steward at Gitcoin. David has often been interviewed about jokeDAO, so we skip much of that discussion and instead cover a wide range of topics, including DAO culture, 100xing Twitter, web3 memes, and collaborative creation. On that last one, David later tweeted that one mistake of 2021 was assuming that co-purchasing creates communities; no relationship works like that. Instead, you play board games, sing karaoke together, share life stories, cry, laugh, and say you love each other. And that's what DAOs need. There is so much to unpack in this conversation, so let's get started. If you want to learn more about David and the projects he is building, you can follow him on Twitter @ divine_economy where you can also find the link to his blog. Thanks for listening to Crypto Sapiens. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. It costs zero dollars, means the world to us, and helps others discover this content too. You can also find more conversations like this by visiting our website, cryptosapiens.xyz. I look forward to reconnecting with you at our next discussion. Follow David https://twitter.com/divine_economy JokeDAO https://twitter.com/jokedao_ ==== Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion. Crypto Sapiens is produced in partnership with Bankless DAO. https://bankless.community - Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi. https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26a... https://www.instagram.com/cryptosapie... https://www.facebook.com/CryptoSapien... Connect with Humpty Calderon https://twitter.com/humptycalderon - - Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research.
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Oct 21, 2022 • 45min

DAOs For Diversity | Tony Herrera - Paisano DAO

Welcome  to Crypto Sapiens Network Sponsored by Otterspace. Today we are talking with Tony Herrera, Founder of PaisanoDAO and member of Neon DAO, ReadyPlayerDAO, and WAGMI United. Tony talks about his background as an immigrant activist and how working in that field led him to discover Bitcoin and, eventually, Ethereum. He also shares his early interest in DAOs as an ICO investor in Aragon.  Anyone who knows Tony knows that he has long been onboarding new people to web3 and that ENS domains have long played a big part in it. He often gives ENS domains as a way to make crypto more fun and accessible. Furthermore, he shares other tools he uses for onboarding: Metamask and Ethereum. While these probably are not what most people would think of first, he sees the importance of helping people understand how these work to have a good foundation from which to continue learning. Tony founded PaisanoDAO to engage underrepresented communities, particularly women and people of color. He classified it as an impact DAO. PaisanoDAO often hosts workshops and other educational events, including two regular series on Twitter Spaces: NFTs in Español and Frecuensia Paisana.  It was important to Tony that the DAO would not grow dependent on him, so he stepped away early. Now the DAO is in the hands of core contributors who continue to nurture the values and mission developed with Tony. He says We must build DAOs whose message and mission resonate with their community. There is a lot to unpack in this episode. So let's get started. That's a wrap. I hope you enjoyed this conversation with Tony.  If you'd like to connect with Tony, you can find him on Twitter @tonyherrera  And to learn more about PaisanoDAO, go to paisanodao.xyz and on Twitter at @ paisanodao As a final note, this episode is the final recording from our LIVE events hosted on Twitter Spaces. Future episodes will include videos and be released on YouTube and other social channels. I hope you will continue to listen and enjoy these thoughtful discussions. We’re thrilled to be sponsored by Otterspace who are busy making Web3 less financialized. Their protocol and app let communities build and issue badges to members to represent things like levels, roles, achievements, membership, and skills. We’re excited about badges because they are earned, not bought. They are non-tradable coordination primitive for communities. You can use badges for governance in Snapshot, token gating with Guild, and you can build your own custom extensions with their composable tools. If you’ve been thinking about how to run non-financial governance, represent roles and permissions on-chain, or recognize contributions via social recognition, check out Otterspace at otterspace_xyz on Twitter or at otterspace.xyz. ==== Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Oct 19, 2022 • 48min

Mini Series: Web3 ID |Proof of personhood, & sybil resistance - BrightID -Philip & Adam, Gitcoin -Disruption Joe

Welcome to episode 1 of our 4 part mini-series, Web3 ID. Overview of Web3 ID Web3 Identity is a new Crypto Sapiens series that features discussions with key builders from across the web3 landscape including Gitcoin, BrightID, DAOHaus, Orange Protocol and more to demystify the emerging topic of self-sovereign identity and reputation. We explore the value of owning your digital identity across DeFi, public goods, and DAOs. Today, we’re going to talk about creating more efficient governance frameworks. Specifically, we’ll be talking about moving beyond plutocratic governance and the role reputation can play in creating better governance frameworks. We’ll take a look at what people have been seeing on the ground when it comes to DAO governance, as well as how reputation can help build better governance frameworks. We'll also discuss what types of governance you're excited to start experimenting with, and why.   Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.xyz. I look forward to reconnecting with you at our subsequent discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Oct 18, 2022 • 47min

Mini Series: Web3 ID | Creating More Efficient Governance Frameworks | Snapshot, Orange Protocol, Govrn,Bright ID | Polygon ID

Welcome to episode 4 of our 4-part mini-series, Web3 ID  on Crypto Sapiens Podcast Network Sponsored by Otterspace. Overview of Web3 ID Web3 Identity is a new Crypto Sapiens series that features discussions with key builders from across the web3 landscape, including Gitcoin, BrightID, DAOHaus, Orange Protocol and more, to demystify the emerging topic of self-sovereign identity and reputation. We explore the value of owning your digital identity across DeFi, public goods, and DAOs.   Today, we're going to talk about creating more efficient governance frameworks. Specifically, we'll be talking about moving beyond plutocratic governance, and the role reputation can play in creating better governance frameworks. We'll look at what people have been saying on the ground regarding DAO governance, as well as how reputation can help build better governance frameworks. We'll also discuss what types of governance structures you're excited to start experimenting with and why. Guests.   Philp https://twitter.com/UBIpromoter https://twitter.com/brightIDproject   Aaron soskin https://twitter.com/AaronSoskin https://twitter.com/GovrnHQ David  https://twitter.com/OrangeProtocol     Nathan  https://twitter.com/NathanVDH0x https://twitter.com/SnapshotLabs Enrico https://twitter.com/backaes https://twitter.com/identhree https://twitter.com/0xPolygonID Chris https://twitter.com/boscolochris ====   We’re thrilled to be sponsored by Otterspace who are busy making Web3 less financialized. Their protocol and app let communities build and issue badges to members to represent things like levels, roles, achievements, membership, and skills. We’re excited about badges because they are earned, not bought. They are non-tradable coordination primitive for communities. You can use badges for governance in Snapshot, token gating with Guild, and you can build your own custom extensions with their composable tools. If you’ve been thinking about how to run non-financial governance, represent roles and permissions on-chain, or recognize contributions via social recognition, check out Otterspace at otterspace_xyz on Twitter or at otterspace.xyz. ==== Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 
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Oct 15, 2022 • 46min

Conquering the three C’s (Context, Coordination, Collaboration) | Nelson Jordan, co founder - Avenue

Hello, and welcome back to Crypto Sapiens Podcast Sponsored by Otterspace. Today we are talking with Nelson, Co-founder of Avenue.  We start by discussing the tools that DAOs use, specifically Discord, and some of the challenges presented by them. Nelson says tools force behaviors on us. So, if we use the wrong tools, we will inevitably also use the wrong behaviors. He continues that their tools are currently informing DAO behavior. We dig deeper into contributor behavior and find that they are not discovering what they can do but are limited by predefined roles, work, and channels.  Nelson adds we should instead build the right tools for people to suggest their work. We continue by exploring the three Cs that Nelson says are important in DAOs: context, coordination, and collaboration. And the role each plays in creating empowered contributors   If you'd like to connect with Nelson, you can find him on Twitter @ nelsontjordan.  https://twitter.com/nelsontjordan And to learn more about Avenue, go to avenue.place and on Twitter at @ avenueplace. https://twitter.com/avenueplace   -- We’re thrilled to be sponsored by Otterspace who are busy making Web3 less financialized. Their protocol and app let communities build and issue badges to members to represent things like levels, roles, achievements, membership, and skills. We’re excited about badges because they are earned, not bought. They are non-tradable coordination primitive for communities. You can use badges for governance in Snapshot, token gating with Guild, and you can build your own custom extensions with their composable tools. If you’ve been thinking about how to run non-financial governance, represent roles and permissions on-chain, or recognize contributions via social recognition, check out Otterspace at otterspace_xyz on Twitter or  otterspace.xyz. https://twitter.com/otterspace_xyz ==== Thanks for listening to Crypto Sapiens. It costs zero dollars, means the world to us, and helps others discover this content. If you enjoyed this episode, please give us a 5-star review wherever you enjoy your podcasts. You can also find more conversations like this one by visiting our website @ cryptosapiens.XYZ. I look forward to reconnecting with you at our next discussion.  Crypto Sapiens is produced in partnership with Bankless DAO.  https://bankless.community   --- Crypto Sapiens hosts lively discussions with innovative Web3 builders to help everyone learn about decentralized money systems, including Ethereum, Bitcoin and DeFi.   https://www.cryptosapiens.xyz/ https://twitter.com/CryptoSapiens https://www.youtube.com/channel/UC26aOc_4vSGiQATW1V4e9Tw https://www.instagram.com/cryptosapiensofficial/ https://www.facebook.com/CryptoSapiens-Podcast-107678875061018   Connect with Humpty Calderon https://twitter.com/humptycalderon ---   --- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Talk to your accountant. Do your own research. 

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