Many Happy Returns

Tyler, creator of Portfolio Charts, discusses optimal asset allocation for retirement portfolios. Topics include global withdrawal rates, diverse investment options, commodity exposure, adjusting data for inflation, global diversification, domestic overweight impact, and strategies for building an inheritance pot.

Exploring the importance of US stocks delivering strong earnings to sustain the market. Analysis on market conditions, earnings growth forecasts, and company strategies. Insights on economic factors impacting the stock market and valuation concerns. Explanation of blackout periods, insider trading, and contrarian signals in stock trading.

Exploring the effectiveness of dividend investing, shifting tech companies adopting dividend strategies, significance of dividends as a company health signal, shareholder yield concept comparison, maximization of shareholder yield for superior returns, and reliability differences in generating shareholder yields.

A stock market crash early in retirement can leave you struggling to live off your investments. We discuss de-risking our portfolios and how to manage ‘sequence of returns’ risk. And in today’s Dumb Question of the Week: Is a stock market crash good for long-term returns? Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100. When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply. ---Get in touch 📧 mhr@pensioncraft.com 🎧 many-happy-returns.captivate.fm --- Join PensionCraft 🌐 Become a member at pensioncraft.com ▶️ Subscribe on YouTube ---Disclaimer This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice. Copyright 2023 Many Happy Returns

The podcast discusses the Bank of England's failure to predict high inflation and the need for a major overhaul in forecasting methods. They also explore the challenges faced in economic forecasting, the importance of human judgment, and the impact of geopolitical events. Additionally, the podcast delves into quantitative tightening and its impact on monetary policy, debt auctions, central bank independence, and the uncertainty surrounding Quantitative Tightening and inflation impact.

The podcast discusses investing a lump sum, covering topics like risk tolerance, psychological aspects, managing money, lifestyle inflation, investing strategies, transparency in decisions, Financial Services Compensation Scheme, and risk mitigation for wealthy investors.

Daniel Kahneman, pioneer of behavioural economics, discusses how cognitive biases skew our decisions and influence investing. Topics include improving investing judgement, managing risk intelligently, and the worth of stock analysts' price targets. The episode explores market predictability, herd behavior, and analysts' forecasting biases in the market.

Discussing the legal challenges facing big tech firms like Apple accused of monopolistic practices. Exploring the impact of antitrust scrutiny on stock prices. Analyzing monopolies, market power, and innovation in the tech industry. Examining regulatory challenges and wealth disparity in historical and modern contexts.

Exploring concerns over market bubbles with all-time highs in assets like Bitcoin and gold, delving into investing versus speculation. Analyzing market trends and valuations, investor behavior, and rational optimism. Navigating market bubbles, psychology, and differentiating investing from speculation. Impact of speculators on food prices and market manipulation.

Delving into the decline of ESG investing popularity and exploring the challenges faced by fund managers. Discussing the evolution of ESG terminology and impact investing, alongside the complexities of sustainable investing. Exploring the differences between WTI and Brent Crude, and the significance of oil price benchmarks in the global economy. Understanding contango and backwardation in investment strategies, especially in relation to oil exposure and roll costs.