Money Box

The financial fallout from the Corona Virus pandemic. Making sense of the help available.And the Chief Financial Ombudsman, Caroline Wayman, tells us that the banks warnings are not good enough and that they need to do much to stop people becoming victims of so-called "push payment fraud". We report on a "never seen before" fraud that lead to a ninety-one year old losing his life's savings. The criminals used the victim's driving licence to set up an account in his name, but under their control. They stole £90,000 over five months. When he became suspicious he contacted his bank but they refused to refund him. Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Darin Graham Producer: Alex Lewis Editor: Emma Rippon

Whether you're young or old, rich or poor, how will the Budget affect your personal finances?Paul Lewis and a panel of experts give their opinions on how it will affect your wallet and take your calls.Our panel this week; Anita Monteith – Institute of Chartered Accountants Heather Self- Blick Rothenberg Accountants Tina Riches – Tax AidCall 03700 100 444. Lines are open from 1pm on Wednesday 11 March. You can also email moneybox@bbc.co.uk or tweet @moneybox

TikTok has been downloaded over 1.6 billion times and most of its users are young. They share videos and stream their activities live. The site allows people who have over 1000 followers to be given presents by other users in exchange for giving their account a 'shout out'. To give money you should be over eighteen. So how did a 9 year old girl gift thousands of pounds from her dad's bank account?It will be at least another two years before estate agents and the property business will be regulated - that estimate from the man the government asked to propose reforms.And why do student loan repayments take more from people who work and earn irregularly than if they had a steady salaried job?Presenter: Paul Lewis Reporter: Daniel Whitworth Producer: Alex Lewis Editor: Emma Rippon

The traditional model of giving is in decline, no longer do people have a charity for life. Now the sector is coping with huge changes in the way people give from card payments, crowdfunding to adventure fundraising. Is sponsored skydiving becoming the raffle of the 21st Century?Technology offers huge opportunities as well as challenges, with new software making fundraising easier as well as connecting charities to donors across the world. But how can smaller charities tap into this potential?Louise Cooper and her panel of guests ask whether charities are ready for these changes and what they mean for donors.Joining Louise are- Kelly Southcott from charity consultancy Kivo Joe Saxton from charity research firm NPF SynergyEmail: moneybox:bbc.co.uk with questions and experiences for the panel.

People who bought leasehold homes from developers were "misled". That is the damning verdict of a report by the Competition and Markets Authority. They say its findings support calls for a change in the law in this area and that they are ready to take this fight to the courts to force developers to change their ways bringing new hope to leaseholders. Young savers in the government-backed pension scheme called NEST see their money grow more slowly than older people because their contributions are automatically put into a low risk, lower return fund.And after years where hundreds of thousands of students have overpaid their student loans by hundreds of millions of pounds, the Student Loans Company is starting to trial a system to automatically refund customers who have over-paid on their student loan repayments.Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Alex Lewis Editor: Emma Rippon

Landlords and letting agencies who advertise property with a ban on renting benefits claimants - so-called "No DSS" clauses - risk legal action under anti-discrimination laws. So why do such restrictions persist? What can prospective tenants on benefits do about it? And what legal and financial risks are being run by landlords who display "No DSS" restrictions?Money Box Live takes your calls and hears from Polly Neate, the chief executive of the homelessness and housing advice charity, Shelter. And from John Stewart, policy manager of the Residential Landlords Association.Presenter: Paul Lewis Producers Paul Waters & Jordan DunbarEmail- moneybox@bbc.co.uk Twitter - @moneybox

A Money Box investigation has found that two of the biggest broadband providers are charging people up to £90 a year to keep their email address if they switch to another supplier. The regulator Ofcom has told Money Box that it has written to the firms and may take further action. Nearly two million savers will miss out on more than £100 million a year income following the announcement this week of cuts to National Savings and Investments interest rates. Is this the end of savings? From April the liability for any underpaid tax shifts from the contractor - IT expert, business consultant or indeed a care worker - to the firm that wants the work done. The result is that many big firms including banks are refusing to take on contractors unless they become employees for the short period they work there. The contractors say that cuts the fees they are paid, increases their costs, and removes their flexibility. Campaigners say contractors are leaving the UK and want the changes to be delayed.Presenter: Paul Lewis Producer: Alex Lewis Editor: Richard Vadon

Unexpected bills from video games and apps? The online world of video games and apps can be financially treacherous, filled with loot boxes and micro-transactions. They can mean large, unexpected bills through the relatively new phenomenon of in-game purchases. Louise Cooper and guests discuss what your consumer rights are if things go wrong. Guests:Dr Jo Twist, CEO at The Association for UK Interactive Entertainment (UKIE) Alex Neill, CEO at Resolver David McClelland, technology journalistProducer: Ben Carter Editor: Hugh Levinson

Should the unwed lose out on a benefit paid to married people? Bereavement Support Payment is available to the widows, widowers or surviving civil partners of people who died on or after 6 April 2017. There's additional money if they have children. A recent High Court judgement held that the Pensions Act, by excluding bereaved unmarried partners from claiming Bereavement Support Payment, contravened the human rights of any children they might have. This week, Prime Minister Boris Johnson told parliament that he would look into what he described as an "injustice". Guest: Alison Penny, director of the Childhood Bereavement Network.Richard is 20 and earns £18,000 a year. He applied online for a credit card. When this was approved he was shocked to find he had an £8,000 credit limit. Guest: Peter Tutton, head of policy, StepChange debt charity. If you missed the January self-assessment tax deadline, picked up a £100 penalty and still haven't filed, there's another deadline. It's March 1st and if you have tax to pay the penalties for missing it could cost you a great deal more. How can you track down old pensions from past jobs? When you find them, will you be able to you lump them together? Guest: Claire Trott, head of pension strategy for Technical Connections.Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Charmaine Cozier Editor: Emma Rippon

This week Louise Cooper asks how you can negotiate the best broadband deal. How do you know if you’re paying too much? What’s the best way of securing a better deal? What are your rights if you’ve been overpaying? What are the best deals available at the moment?Guests:Selina Chadha: Director of Consumer Policy at Ofcom Adam French: Consumer Rights Editor at Which? Guy Anker: Deputy Editor at Money Saving ExpertEmail questions for the panel or top tips to moneybox@bbc.co.ukProducer: Ben Carter Editor: Emma Rippon