Money Box

The Coronavirus Job Retention Scheme, known as the furlough scheme is coming to an end and we'd like to hear what this means for your job or your business. Are you able to work as you did before the pandemic, or will you be facing difficult financial and personal decisions?What are the alternatives and potential solutions if staff or employers need or want to work differently?Whether you’re running a small business or you’re an employee, e-mail moneybox@bbc.co.uk now and please include a phone number if you'd like to take part.Joining Paul Lewis on the panel are:Maya Alba-Heller, ACAS Adviser Hannah Thomas, Employment Solicitor, Markel LawPresenter: Paul Lewis Producer: Diane Richardson Editor: Emma Rippon

As the price of gas and electricity continues to soar. What more can be done to keep our bills in check?New pensioners who have turned 66 this year are facing long delays before their pension is paid as the queue of those waiting doubles. And as theft from customers bank accounts rises 80% in six months, should the Government declare fraud a threat to national security?Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Anita Langary Production co-ordinator: Janet Staples Producer: Alex Lewis Editor: Emma Rippon

Do you have a question about saving and investing for children? Whether you’re interested in easy access, regular savings accounts or thinking of stocks and shares, our panel will be ready to help on Wednesday’s Money Box Live. Whatever your question, e-mail moneybox@bbc.co.uk now and please include a phone number if you’d like to take part in the programme.Joining presenter Charmaine Cozier are:• Chartered Financial Planner Claire Walsh • Rachel Springall from financial comparison site MoneyfactsPresenter: Charmaine Cozier Producer: Diane Richardson Editor: Emma Rippon

Four energy companies go bust in a fortnight. Gas and electricity prices set to rise by 12% for millions of customers. And there are warnings of energy shortages this winter. What can consumers do to protect themselves?There has been a rapid growth in the number of young people who appear to be laundering money through their bank accounts for criminals.And a bank offering special deals for students turns down one eighteen year old because her credit score is only ‘good’.Presenter: Paul Lewis Researcher: Anita Langary Reporter: Dan Whitworth Production co-ordinator: Janet Staples Series producer: Alex Lewis Editor: Emma Rippon

Many workers send a share of their wages abroad to support loved ones financially, a responsibility they may or may not be able to shoulder.In this episode Joice Etutu explores the aspirations of those supporting family overseas plus the emotions, pressures and difficult questions that arise. What is the right amount of money to send, how do you choose between competing requests, what personal sacrifices do you make and where do you draw the line or say no?We’d love to hear your personal stories, views and experiences so please get in touch if you’d like to take part, e-mail moneybox@bbc.co.uk or Tweet @moneyboxPresenter: Joice Etutu Producer: Diane Richardson Editor: Emma Rippon

Thieves are going after the millions of pounds being handed over to people reaching the age of 18 from their Government-sponsored Child Trust Funds. Why are there not more effective, targeted fraud warnings?The unemployment rate among young black people during the pandemic was more than three times higher than the rate for white people of the same age. This week the Government was grilled over what's been described as a 'shocking inequality'.And mortgage interest rates hit record lows with more than 120 offers below 1% but only those with equity or savings already can get them.Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Anita Langary Production co-ordinator: Janet Staples Producer: Alex Lewis Editor: Emma Rippon

As students across the UK set off for university, we’re taking a look at the big student money dilemmas. E-mail moneybox@bbc.co.uk with your experiences, ideas and questions now. From student loans to bank accounts, scholarships and finding a job. Felicity Hannah and guests will be ready with help and advice about paying your way through university. Joining Felicity are: Tom Allingham, Save The Student. Pamela Lockhart, Student Money Adviser, Dundee University. Rachel Springall, Moneyfacts Comparison Site. We’d love to hear from you too, e-mail moneybox@bbc.co.uk with your experiences and questions and please include a phone number if you’d like to join the conversation on Wednesday 8 September at 3pm. Presenter: Felicity Hannah Producer: Diane Richardson Editor: Emma Rippon

Money Box hears from the successful businessman who had half a million pounds stolen in three months through a Bitcoin fraud. He wants to warn people that "if it can happen to me, it can happen to anyone" Plus we speak to cyber security expert Lisa Forte about how to help protect yourself when investing in cryptocurrency.Buy Now, Debt Later - how spreading the cost of buying could lead to being chased by debt collectors. A report by Citizens Advice says 10% of BNPL users end up being chased by debt collectors.And the Teacher’s Pension Scheme demands thousands of pounds back from a pensioner on benefits even though its error led to her being overpaid.Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Anita Langary Producer: Alex Lewis Editor: Emma Rippon

Covid has been an economic crisis as well as a health emergency.In this four-part series Felicity Hannah meets families, businesses & local councils whose lives and fortunes have been changed completely by the pandemic.This week, in the final programme, she chairs a discussion looking at what Covid will cost the nation’s economy with panellists Dr Gemma Tetlow, Chief Economist, Institute for Government, Lord Jim O’Neill, former Conservative Treasury minister & John Gathergood, Professor of Economics at Nottingham University.Producer Smita Patel Editor Alex Lewis Studio Engineer James Beard

Covid has been an economic crisis as well as a health emergency.In a new four-part series Felicity Hannah meets families, businesses & local councils whose lives and fortunes have been changed completely by the pandemic.This week, she meets the leaders of three local councils – Wirral, Lancashire and Newcastle - to find out what Covid has done to their budgets and how that will hit their communities. We hear how some councils saved money because families were too scared to send elderly relatives into care homes, while most faced huge extra costs and have struggled to recoup income lost through local lockdowns. How will they cope as they face a £3 billion funding gap over the next few years?Producer Helen Grady Researcher Louise Byrne Editor Alex Lewis