

Money Box
BBC Radio 4
The latest news from the world of personal finance plus advice for those trying to make the most of their money.
Episodes
Mentioned books

Oct 22, 2022 • 26min
A not-so 'mini budget'
Paul Lewis has full details of what the mini budget will mean for your finances including changing tax rates, stamp duty alterations and support for those on low incomes.
Presenter: Paul Lewis
Reporter: Dan Whitworth
Researcher: Sandra Hardial
Editor: Clare Worden
(First broadcast Saturday 24th September 2022)

Oct 18, 2022 • 28min
Money Box Live: The Future of Cash
Ten million people would struggle to cope in a cashless society even though only 17% of payments are not made with notes and coins, the Royal Society of Arts found.With thousands of bank branch closures in recent years, and access to cash withdrawals under threat, we discuss if we’re ready to abandon cash. Dan Whitworth is joined by a panel of experts to hear callers experiences and thoughts on the UK becoming a cashless society. With Natalie Ceeney CBE, Chair of Cash Action Group and Mike Chambers, chief executive of payment consultants Northey Point. Presenter: Dan Whitworth
Producer: Amber Mehmood
Editor: Clare Worden

Oct 15, 2022 • 24min
How Much Should It Cost To Get Out Of Debt?
As the Government begins a sector review Money Box explores personal insolvency options and why some are much more expensive than others, plus what is a deed of assignment and might you have agreed to one? And Paul Lewis investigates a new fraud involving buy now pay later companies.Presenter: Paul Lewis
Reporter: Dan Whitworth
Researcher: Sandra Hardial
Editor: Clare Worden(First broadcast, 12pm Saturday 17th September 2022)

Oct 8, 2022 • 24min
Energy Bills, Banknotes and Coins
Today on Money Box we will mark the death of Queen Elizabeth II by looking at what will change – from our stamps to our passports.
We'll speak to Dominic Chorney - an Ancient Coin Specialist at Baldwin's - one of the largest coin dealers and auction houses in the world.
We'll also get reaction the government announcement on energy bills - answering your questions - email moneybox@bbc.co.uk.Plus, more than fifty thousand people have applied for an interest free loan to help them pay for food at the supermarket Iceland. We'll speak to Simon Dukes, the Chief Executive of the lender Fair For You. Presenter: Felicity Hannah
Reporter: Dan Whitworth
Researcher: Sandra Hardial
Producer: Clare Worden
Editor: Jess Quayle(First broadcast 12noon, Saturday 10th September, 2022)

Oct 5, 2022 • 28min
Money Box Live: Making savings work for you
The UK Inflation rate has hit 10.1%, the highest it’s been for 40 years, and it’s set to go even higher. In this programme, our panel of experts hear about your saving habits and answer your questions on how to protect your savings from the record levels of inflation we now have.Sarah Coles, senior personal finance analyst at Hargreaves Lansdown, Mat Megens, CEO and founder of HyperJar, and Bukiie Smart, personal finance expert, will answer your questions. Presenter: Adam Shaw
Producer: Amber Mehmood
Editor: Jess Quayle(First broadcast 3pm Wednesday 7th September, 2022)

Oct 1, 2022 • 25min
Rent cap consultation for social housing tenants
Millions of people living in social housing in England could see increases to their rent capped next year. A consultation has been launched by the Government. If the plans go ahead it would protect 3.8 million households from a rise of potentially more than 10 percent. We'll speak to renters on a housing estate in Cheshire and get reaction from the National Housing Federation and the Local Government Association. If you're a pensioner you may have heard about extra money you could get to help pay your heating bills. The Winter Fuel Payment is higher this year meaning people who're eligible could get up to £600 depending on their circumstances. To qualify you must have been born on or before a specific date set by the government - which this year is 25th September 1956. We've been contacted by two people who reach pension age this winter but are unhappy because they don't fit that criteria. We'll get a response from the Department for Work and Pensions.Plus, we'd like to hear from you about your saving habits. Are you managing to save at the moment? Maybe high prices are eating away at your nest egg or perhaps you're unsure what options you have - let us know - we have Anna Bowes, savings champion on hand to help.And, why trusts need to be registered with HMRC.Presenter: Felicity Hannah
Reporter: Dan Whitworth
Researcher: Sandra Hardial
Editor: Jess Quayle(First broadcast 12pm Saturday 3rd September, 2022)

Sep 28, 2022 • 29min
Money Box Live: Your energy bill questions answered
In this programme we'll provide answers and advice for those worried about the cost of energy. Household energy bills will rise again this autumn to two and a half times what they were last year. Bills for businesses are already climbing.
Mike Foster, an energy analyst from Energy & Utilities Alliance, and Amy Taylor, a debt advisor and Chair of Greater Manchester Money Advice Group, will answer your questions. Email moneybox@bbc.co.ukPresenter: Felicity Hannah
Producer: Amber Mehmood
Editor: Jess Quayle(First broadcast 3pm Wednesday 31st August, 2022)

Sep 24, 2022 • 25min
Energy bill special: Q&A
In this special programme we'll answer your questions and provide advice for those worried about the cost of energy.
Ofgem has announced that the typical household energy bill for people in England, Wales and Scotland will hit £3,549 a year from 1 October. People on prepayment meters will typically pay an additional £59 a year on top of that.
Adam Scorer from the fuel poverty charity National Energy Action and Kathryn Porter from Watt-Logic, an energy analyst who's worked for EDF Energy and Centrica, will answer your questions.
We'll get the latest from Westminster on what financial support people can expect this winter.
And we'll hear more on the "warm banks" being set up by councils, community groups and libraries, for people to spend time in if they can't heat their homes.Presenter: Felicity Hannah
Reporter: Hannah Mullane
Researcher: Eimear Devlin
Editor: Jess Quayle(First broadcast 12pm on Saturday 27th August)

Sep 15, 2022 • 28min
Interest Free Loan Scheme to help 20,000 people
A scheme offering interest-free loans to the financially vulnerable is being expanded to reach up to 20,000 people. After a successful trial at South Manchester Credit Union the No Interest Loan Scheme (NILS) will be rolled out across the UK from September. It's backed by the Treasury but will be run by credit unions and other lenders. The aim is to offer emergency loans to people who would normally be turned down because they can't afford the interest payments. We'll speak to Economic Secretary to the Treasury John Glen.As a new survey, commissioned by the BBC, suggests half of people working are planning to increase their hours to boost their income and almost one in three people are thinking about taking a second job, we'll hear from the Low Incomes Tax Reform Group about the implications for tax and benefits.More on how thousands of people may be able to boost their state pension by paying extra National Insurance Contributions. Paying just one missing year can mean an extra £275 a year for your pension.Plus, less than half the firms that sell funeral plans look set to be approved by the regulator when tough new rules begin in six weeks. More on how you can check yours.Presenter: Paul Lewis
Reporters: Dan Whitworth and Katie Barnfield
Researcher: Sandra Hardial
Editor: Jess Quayle(First broadcast 12pm Saturday 18th June, 2022)

Aug 24, 2022 • 29min
Food Poverty
In England and Wales the school summer holiday is just beginning but Scotland and Northern Ireland are already well into their long and, often costly, summer.But for some families the challenge isn’t just keeping the kids busy, it’s keeping them fed – particularly when food prices are rising.Felicity Hannah, along with a panel of experts, are looking at what support is out there to help with food poverty and holiday hunger.Panel:Dr Megan Blake – Senior Lecturer, Food Security ExpertBilly McGranaghan – Founder of Dad’s HouseJonathan Sharples – Community Support WorkerReporter: Dan WhitworthProducer: Amber MehmoodEditor: Elisabeth Mahy


