

Money Box
BBC Radio 4
The latest news from the world of personal finance plus advice for those trying to make the most of their money.
Episodes
Mentioned books

May 15, 2024 • 28min
Money Box Live: Can you afford your car?
Car insurance costs are soaring, with premiums up 46% in the last year. The episode explores alternatives to car ownership, rising fuel and maintenance costs, and challenges faced by the motor insurance industry. Discussing 'fronting' in insurance, electric vehicle charging costs, and difficulties insuring older vehicles and learner drivers.

May 11, 2024 • 25min
Carer's Allowance and Car Insurance Costs
Carers facing limits on working hours due to Carer's Allowance earnings threshold. Rising car insurance costs explained by ABI. Changes in employment law affecting flexible working and paternity leave. Challenges for over 100,000 carers managing work while providing care discussed in the podcast.

May 8, 2024 • 28min
Money Box Live: Can you Beat your Bills?
Tips on beating bills and building a budget, with insights on saving money, recovering from debt, and a super saver's story. Hosted by Felicity Hannah with experts Martyn James and Jay Lowe, offering advice on managing finances effectively.

May 4, 2024 • 25min
National Insurance Cut and Council Tax Debt
This podcast delves into the impact of the National Insurance cut and Council Tax debt increase on average earners, providing insights on potential savings. It also discusses the challenges faced by individuals struggling with Council Tax payments, with some falling behind on payments. Additionally, the podcast explores changes to Child Benefit, highlighting how it will benefit more families from this weekend.

May 1, 2024 • 35min
Money Box Live: Resenting Renting?
Rent prices in the UK are soaring, causing financial struggles for renters. Exclusive research shows renters have higher overdrafts and lower savings. Government delays on tenant protection changes have left both renters and landlords unhappy. The podcast explores the emotional and financial toll of renting, including challenges faced by students and first-time renters.

Apr 27, 2024 • 25min
April Changes: National Living Wage, ISAs and Energy
April brings significant changes for money including higher National Living Wage, lowered Energy Price Cap, and updates on tax-free ISAs. Also, insights on childcare support, meter readings, and stamp savings. All you need to know for financial adjustments.

Apr 24, 2024 • 29min
Money Box Live: How Do Wills Work?
More than half of adults don't have a Will according to new research from insurance company Canada Life. The main reason people say they haven't sorted one is that they don't think they have enough money to leave behind. So what types of Will are there and what do they mean? We'll be hearing from one man who says he was disinherited over changes to a Mirror Will. We also speak to a mother concerned about digital assets following the death of her son.Plus, what happens if you don't have a Will at all, where will your estate go?Felicity Hannah is joined by Nina Sperring, Partner at Price, Slater, Gawne solicitors and is a member of STEP, the Society of Trust and Estate Practitioners which specialises in estates and Wills and Jade Gani, Chief Executive of Circe Law and a Director of The Association of Lifetime Lawyers.Presenter: Felicity Hannah
Producer: Sarah Rogers
Reporter: Neil Morrow
Editor: Jess Quayle(This episode was first broadcast at 3pm Wednesday March 27th 2024)

Apr 20, 2024 • 25min
Pension Freedoms and Flee Funds
The podcast delves into the impact of pension freedoms introduced a decade ago, TSB's 'Flee Fund' aiding abuse survivors, and HMRC's u-turn on closing the phone helpline. It discusses the importance of informed retirement planning and digital tax services for taxpayers' needs.

Apr 17, 2024 • 29min
Money Box Live: Mortgages and Debt
Mortgage customers face rising rates, vanishing deals and latest figures have shown more people are struggling to keep up with their repayments. Mortgage arrears, hit a seven-year high in the final quarter of 2023. So what can you do if that's you? Felicity Hannah is joined by Charlotte Harrison of Skipton Building Society, Sally Mitchell from the Mortgage Mum, and Richard Lane from the debt charity Step Change - to discuss what's going on in the mortgage market and what you need to know.Presenter: Felicity Hannah
Reporter: Dan Whitworth
Producer: Neil Morrow
Editor: Jess Quayle(First broadcast 3pm Wednesday 20th March, 2024)

Apr 13, 2024 • 25min
Crypto-Related Fraud and Mortgage Arrears
The number of people falling victim to fraud involving cryptocurrency has more than doubled between 2020 and 2023 according to Action Fraud. The value of such fraud has also increased. Our reporter Dan Whitworth has met one such victim, an 86 year old in South Wales who lost over £70,000. Following a Money Box investigation she's now had her lost life savings refunded.
We've been reporting on difficulties people are having moving from working tax credits to Universal Credit. We hear from a listener who runs an annual skinny dipping event to raise money for charity, she's been told by her work coach that all her fundraising will be considered personal income for the purposes of Universal Credit.
In a week that some lenders increase interest rates, figures from the Bank of England show an increase in arrears on mortgage accounts. We hear how people are coping with their mortgage costs and what you can do if you're struggling to pay them. Presenter: Paul Lewis
Reporter: Dan Whitworth
Researchers: Sandra Hardial and Jo Krasner
Editor: Beatrice Pickup(First broadcast Saturday 16th March 2024)