Doctors Building Wealth

You Have More Time Than You Think"I don't have time."It's the number one objection we hear from doctors considering real estate investing. And honestly? It's a question we asked ourselves back in 2015 when we were both working 80+ hours a week as hospitalists, Kenji had a startup, and I was picking up OB shifts on the side.So we get it. Your schedule is packed. Your responsibilities are real. And the idea of adding something else to your plate feels impossible.But here's what we've learned after building a portfolio of over 175 doors: real estate doesn't work like medicine. The rules are completely different. And once you understand that, everything changes.In this episode, we break down exactly why "I don't have time" is actually a limiting belief, and how doctors with schedules just as demanding as yours are building portfolios that generate consistent cashflow without sacrificing their sanity.By the time you finish listening, you'll discover:Why real estate is fundamentally different from trading time for money (and how that changes everything)The "episodic work" concept that explains why your tenth property takes less time than your firstHow the "who not how" principle lets you leverage teams so you're not doing everything yourselfThe costly trap of over-education and how to escape analysis paralysisWhy getting more efficient over time means scaling up can actually reduce your workloadThe real cost of inaction and what your life could look like five to ten years from now if you start todayThe Bottom LineYou already have the time. What you need is the right system, the right community, and the confidence to take action. Real estate investing isn't about adding more to your plate. It's about building something that eventually takes work off your plate and gives you the freedom to choose how you spend your time.A little more effort now for decades of freedom later. That's the trade we made. And thousands of doctors in our community have made the same choice.Ready to stop trading time for money and start building assets that work for you?Resources + LinksZero to Freedom: Our flagship course that takes you from knowing nothing to confidently buying your first cashflowing property. Learn moreFree Webinar: See how doctors are using real estate to reduce taxes, create cashflow, and build time freedom. Watch the replayJoin the Community: Connect with 4,000+ doctors who are on the same path HEREFollow + ConnectWebsite: SemiRetiredMD.comInstagram: @SemiRetiredMDYouTube: Doctors Building WealthFacebook Group: Semi-Retired MD CommunityREADY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

Learn powerful real estate insights condensed from a year of episodes! Discover the common pitfalls that new investors face and the importance of mentorship. Embrace a mindset shift to aim for exceptional returns rather than average. Explore how the ultra wealthy invest differently, opting for cash-flowing assets like real estate over traditional stocks. Understand the value of control in real estate for wealth building. Get ready to enhance your investment strategies and reclaim your time as you head into 2026!

Doctors often excel in their careers but struggle with personal goal setting. They’ve been trained to follow a strict path, leaving them feeling lost when it comes to designing their own lives. The hosts discuss the importance of creativity in goal setting and how to break free from the cycle of busyness. They highlight the need for accountability and the value of learning from failures. By prioritizing impactful actions and setting aspirational goals, physicians can reclaim control over their futures.

What if the best window to build real wealth isn’t when everyone feels confident—but when most doctors are sitting on the sidelines, waiting for clarity that never comes?Many doctors get stuck trading time for money, parking their savings in familiar places, and telling themselves they’ll invest “when things feel safer.” Meanwhile, rising costs, market cycles, and missed opportunities quietly compound, keeping them locked into the rat race longer than they planned.In this episode, Kenji and Leti break down why 2026 is shaping up to be a rare inflection point for real estate investors—and how doctors who understand the cycles, manage their mindset, and take intentional action can position themselves years ahead of the crowd.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:• Why slowing markets, reduced competition, and shifting interest rates often create the best buying opportunities• How tax strategies like 100% bonus depreciation can accelerate wealth building when used intentionally• The mindset shift required to act strategically while others wait—and why real wealth is often built in quieter seasonsIf you want, I can also adapt this for Apple Podcasts, Spotify, YouTube, or a short newsletter blurb.READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

Is it possible that your constant drive to do more is actually keeping you stuck?Many doctors find themselves in a cycle of chasing achievement—checking boxes, hitting milestones, and pushing forward without ever really feeling fulfilled. You’ve been taught that success comes from effort and control. But what if the freedom you're working so hard for requires a completely different approach?In this episode, Dr. Jacob Liberman—optometrist, visionary, and author of Luminous Life—offers a powerful reframe. He shares why letting go of force and tuning into what’s already calling you might be the key to building a life of true alignment.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:Why doing more doesn’t always bring you closer to freedomHow to spot the subtle cues that can guide your next moveA mindset shift that helps you stop striving and start aligning with what matters mostThis episode will challenge the way you think about productivity, success, and how to create a life on your terms.Connect with Jacob Liberman:Dr. Jacob Liberman’s discoveries in the fields of light, vision, and consciousness have been enthusiastically endorsed by luminaries in the fields of health, science, and spirituality from Deepak Chopra and Bruce Lipton to Eckhart Tolle. His newest book, Luminous Life: How the Science of Light Unlocks the Art of Living, reveals how light guides our every step, so we may fulfill our reason for being. For more information, please visit www.jacobliberman.org.READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

Discover the secrets of successful real estate investing for doctors. A clear vision, especially with partner alignment, can rapidly propel your progress. Weekly accountability meetings keep you on track. Embrace discomfort as a catalyst for growth and persistent engagement opens doors to opportunities. Learning from hands-on experience in syndications can significantly boost your confidence. Lastly, giving first nurtures relationships, transforming you into a preferred partner. These patterns can guide you to a flourishing investment journey.

What’s the best way to create content for your audience: with a structured plan or just going off the cuff?Do you struggle to find the right balance between having a structured plan and letting your creativity flow freely in your content?Not having enough structure can lead to confusion and a lack of clarity, while over-structuring can stifle creativity and spontaneity. So how do you find the middle ground?BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:The benefits of having structure in your content creation processHow to balance structure and spontaneity to increase audience engagementWhy structure can enhance learning and clarity, especially in educational contentREADY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

Ever wondered why the goal shouldn’t be to just be comfortable in life?A lot of people, especially doctors, are stuck in a cycle of comfort that prevents them from taking the next big step toward financial independence and real freedom.This comfort zone—while safe—can become a trap. The idea of living comfortably often stops us from embracing challenges that lead to true wealth and freedom. It’s time to break free from the norm.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:Why being comfortable might actually be holding you backHow discomfort can be the key to building wealth and achieving your dreamsReal-life examples of doctors who stepped out of their comfort zones and found success through real estate investingREADY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

Are you still thinking all debt is bad when it comes to real estate investing?Many doctors shy away from building wealth through real estate because they’ve been taught to fear debt and avoid leverage.But misunderstanding the difference between good debt and bad debt might be holding you back from unlocking serious financial freedom.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:Why leverage is one of the most powerful tools in real estate investing—and how smart investors use it to grow fastThe five most important insights about lending for investment properties (that most banks won’t tell you)How to work with investor-friendly lenders to win more deals, lower your stress, and access the right loan products for your goals______________________________________________________________Connect with our guests:Dan Peck | Branch Leader NMLS# 174968Call/Text: (206) 660-6241Dan.Peck@Movement.comwww.DanPeckTeam.com11255 Kirkland Way, Suite 110 Kirkland, WA 98033               AL-78397, AK-AK174968, AZ-1006555, AR-123587, CA Licensed by DFPI under the CRMLA-CA-DFPI-DBO174968, CO-100522979, CT-LO-174968, DE-MLO-174968, DC-MLO174968, FL-LO73384, GA-174968, HI-HI-174968, ID-MLO-2080174968, IL-031.0062296, IN-DFI-46657, IA-45065, KS-LO.0043482, KY-MC748498, LA, ME, MD-174968, MA-MLO174968, MI-174968, MN-MLO-174968, MS- 174968, MO- 174968, MT-174968, NE, NJ, NV-65929, NH, NM, NC-I-196451, ND-NDMLO174968, NY Licensed Mortgage Banker-NYS Department of Financial Services, OH-MLO-OH.174968, OK-MLO21645, OR, PA-81070, RI, SC-BFI-MLO - 174968, SD-174968.MLO, TN-225000, TX-SML, VT-MLO-174968, VA-MLO-52016VA, WA-MLO-174968, WI-174968, WY-101816 , WV- LO-174968 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.Scott Clirehugh  |  Loan OfficerNMLS 97357Mobile (253) 334-485411255 Kirkland Way, Suite 110, Kirkland, WA 98033www.movement.com/scott-clirehughAL-78461, AK-AK97357, AR-Temporary Authority, AZ-1006771, CA-DBO97357, CO-100522978, CT-LO-97357, DE- MLO-97357, FL-LO68238, GA-97357, HI-97357, IA-46410, IN-46572, IL-031.0062252, KS-LO.0043640, KY-MC748497, LA, MD-26-97357, MA-MLO97357, ME, MN-MLO-97357, MI-97357, MO-97357, MT-97357, NC-I-198015, NE, ND- NDMLO97357, NH, NM, NV-66638, OH-MLO-OH.97357, OK-MLO21647, PA-81154, SC-MLO-97357, SD-97357.MLO, TN-233851, TX,  VA-MLO-52014VA, WA-MLO-97357, WI-97357, WY-101815 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!

What kind of rental property should you invest in first—short-term or long-term?If you're stuck on this question, you're not alone—and the wrong choice could cost you time, money, and tax benefits.Many high-income professionals dive into real estate without aligning their first property purchase with their financial goals—and end up missing out on key tax savings or getting overwhelmed by property management.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:The key differences between short-term and long-term rentals, including risk, return, and workloadWhy short-term rentals can offer powerful tax advantages—even for full-time physiciansHow to align your first investment property with your long-term wealth and lifestyle goalsREADY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move. RESOURCES + LINKSWork w/ SRMD: HEREJoin our FREE Facebook Groups: HEREFOLLOW + CONNECTConnect with SRMD: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @semiretiredmdLove the show? Leave a 5-star review and let me know!