In this episode, we're tackling the remaining steps in the ADHD Money Mastery Ebook. Specifically, we are talking about building out your full life happens (emergency) fund, starting to invest in a Roth or traditional IRA, pre-funding large expenses, and maxing out your 401(k). I also talk about recent research I read about which suggests that we may be able to see ADHD on brain scans in the future, or at least be able to use them to help in the diagnosis process!Outline of the ShowADHD brain scan [4:05]Building your full emergency fund [7:15]Investing with a traditional IRA [11:20]Investing with a Roth IRA [15:50]IRA Rules [19:30]Prefunding expenses [27:21]Maxing out 401(k) [28:58]Challenge [30:38]Resources and Articles mentioned in the showBrain Scans measure ADHD Inattention - Additude MagazineIRA Contribution Limits - NerdWalletJoin My Facebook Group!Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit cards with zero balances are staring at you begging to be used. This is the most important time of your journey, and when you may be the most vulnerable!Outline of the showHyperfixating on improving your finances [3:35]Yo-yo diet [4:00]How to avoid financial burnout [6:40]Join My Facebook Group!Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

This week I am switching it up and pulling out an interview  I recorded many months ago for my old podcast, Invest Smarter. This was going to be my last episode for that podcast, but I instead decided I would hold onto it for a time to release on ADHD Money Talk because it is so relevant!My guest, Christine Luken, is the financial Lifeguard. She empowers high-earning individuals to master their money!We talk about budgeting, the money monster, paying with cash, guilt, shame, and so much more. Check out her website at: https://www.christineluken.com Join My Facebook Group!Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

You know that thing that happens where you need to do a big important thing, but then you do a million little not important things instead? Well, there is a word for that. Procrastivity. In today's show, I talk about what it is, examples of how it affects us, and how we can cut it out!Next, I talk about getting free money. We ADHDers already pay a thing called the ADHD tax. That is late fees, things we don't need, and the food we don't eat. Well, to help offset the tax, we might as well take the free money that is offered to us. And what I am talking about is making sure you get your full match through your 401(k) at work.Finally, I'll answer a listener question about how to study for an exam while you are also working! Lucy wants tips on how to actually sit down and study.Outline of the ShowProcrastivity [2:45]Get your free money! [11:25]Sitting down to start studying [16:23]Join My Facebook Group!Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

In this episode, we continue the budget conversation. Specifically, we are talking about budget killers. For ADHDers and neurotypicals alike, food, one-off purchases, and subscriptions are the most common reasons we find ourselves harmful each month. I talk about ways to mitigate these dangerous spending habits!Outline of the ShowWhy my budgets failed [2:05]Mistakes I made setting up my budget [6:27]The three categories that were holding me back [9:40]How I spend less on food [12:00]One-time expenses [16:45]Subscriptions [19:55]Get rid of Amazon Prime! [22:37]Listener Question [22:25]Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

The main thrust of today's show is to tell you about the 50/30/20 budgeting rule. It is a rule that can help you diagnose where your most significant budgeting issues lie. That leads me to a conversation about one of the most critical issues ADHDers have with sticking to budgets: hyperfixations. Hyperfixations can be very expensive. I talk about how two of my hyperfixations cost me a lot of money. They aren't inherently a bad thing. The problem is when it causes you to spend money you do not have!I start the show off with a discussion on taxes with simple tips to prepare. I end the show with two listener questions. One is on what to do with a tax refund, and the other is on cryptocurrency!Outline of the showMy ADHD financial planning service [00:18]Update on my life [00:57]Taxes [3:30]A story on wealth building [7:25]The 50/30/20 rule [11:05]A tangent on my homebuying experience [16:52]Hyperfixations [20:44]Fending off hyperfixation spending [24:48] Listener question on tax refund [25:38]Listener question on cryptocurrency [28:40]Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

Today on the show, we are talking about making more money! Now, this is not just to have more money. It is really because you've realized how important financial security and peace of mind are to you, and you have decided that one of the ways you can improve your life and the life of your family is by having more income. So we get into various ways to potentially make some more money on the side without much investment!I also talk about ADHD and creativity. Specifically, a study from 2018 suggests ADHDers are more creative than our neurotypical peers. I also talk about ADHD and drama. I read an article that really hit home for me about why we can self-sabotage by inviting drama into our lives unwittingly. Outline of the showADHD and creativity [3:00]ADHD and drama [4:40]Making more money [9:38]Start your own business on the side! [10:15]All of the other ways to make more money [15:05]Listener question on credit card selection for a beginner [20:02]Articles Discussed in the show.Why We Crave the Drama That Sabotages RelationshipsNew evidence that the “chaotic mind” of ADHD brings creative advantagesHelp Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinWant to work with me?Check out my ADHD Planning & Coaching service.Financial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

Today on the show, we are talking about credit cards and getting out of debt! Credit cards and ADHD should generally not be combined. I'll talk about how debt is terrible for our mental and physical health. I'll ultimately explain two strategies to get out of debt: the snowball and avalanche method. I'll start the show by talking about something that has been on my mind regarding ADHD and stigma. And today, I am answering two listener questions!Get the ADHD Money Mastery ebook and worksheets when you subscribe to the newsletter!Outline of the showADHD and stigma [2:50]Debt is bad for our health [6:15]Credit cards are tempting [8:15]Debt and the Bible [11:15]Credit card debt vs. installment loans [11:45]Minimum payments are evil [13:00]Tips to stop using your credit cards [15:20]Getting to the bottom of why we are in debt [18:40]The Snowball method [19.30]The Avalanche method [25:20]Listener questions [27:15]Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinWant to work with me?Check out my ADHD Planning & Coaching service.Financial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

Today on the show we are taking a pause and talking about mindset. Next week we will get back into it with strategies for paying off debt! One of the most common questions and comments I have been receiving is on mindset. How do we actually change our mindset? I will lend some perspective today.Get the ADHD Money Mastery ebook and worksheets when you subscribe to the newsletter!Outline of the showI can't remember movies [00:23]Mindsets I've been hearing [1:18]It is not that easy [3:15]How ADHDers struggle with money [5:30]Financial cheating [6:45]Executive function & money [7:35]What is your relationship with money like? [9:00]Money & childhood [10:40]Reframe your relationship with money [13:12]ADHD and self-confidence [ 13:25]You deserve the peace of mind and control money can bring you [15:15]The most reliable predictor of happiness [16:00]How money gives you control [16:50]Listener question [18:30]Changing a poverty mindset [19:35]Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, or give me five stars on Spotify.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyConnect with me!InstagramLinkedinWant to work with me?Check out my ADHD Planning & Coaching serviceFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!

Today during the non-financial topic, I talk about ADHD and time management. I then share how I use my external hard drive (AKA, my planner). We then get into the financial topic, the next step in our financial journey. Once you have your plan and budget, you need to make sure you're allocating your savings efficiently. If you don't have a life happens (emergency) fund yet, that is where you may want to start. We wrap the show up with a listener question about impulsive shopping and finding a healthy middle ground.Outline of the showFORO (Fear of running out) [1:50]ADHD & time management [2:40]How I use my planner [6:50]Life happens (emergency) fund [11:22]How I use my Honeydue account to stay motivated! [19:35]Listener question [21:10]Help Me Out!If you enjoyed this podcast, the best way to help me spread the word is to leave the podcast a genuine review on Apple Podcasts! If you don't have Apple, leave a review on my website, give five stars on Spotify, or review on Podchaser.Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyReview on PodchaserConnect with me!InstagramLinkedinWant to work with me?Check out my ADHD Planning & Coaching serviceFinancial planning and coaching for adults with ADHDADHD Money Talk on YouTubeSubscribe to the ADHD Money Talk Newsletter!