Money Clinic with Claer Barrett

Will taxes rise or fall in next month’s Spring Budget? Host Claer Barrett visits the recently appointed financial secretary to the Treasury, Nigel Huddleston. He addresses the topic of tax cuts as well as listener concerns about static personal allowance thresholds, reduced entitlements to child benefit and ISA withdrawal penalties. Back in the studio, FT’s Whitehall editor and Political Fix podcast host Lucy Fisher joins Claer to scratch beneath the surface of the minister’s comments on progressive tax policy in light of the IMF’s latest warning to chancellor Jeremy Hunt not to lower taxes. The two also discuss the national insurance reduction, the future of Lifetime ISAs and the importance of appealing to younger voters in the run-up to the election.Read the full news story here. For tips on how to organise your money, sign up to email series Sort Your Financial Life Out With Claer Barrett at FT.com/moneycourseFollow Claer on social media @Claerb and contact the Money Clinic team via money@ft.comWant more? Check out economics editor Sam Fleming’s article, IMF warns Jeremy Hunt against tax cuts in call to shore up UK public financesListen to more episodes on tax, such as When is a tax cut not a tax cut? The Autumn Statement digested, Understanding economics: why it matters for your money, and more.Presented by Claer Barrett. Produced by Tamara Kormornick and Persis Love. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT’s global head of audio.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Investment masterclass with Justin Urquhart-Stewart, former director of Seven Investment Management. Topics include his transition from barrister to the financial world, the impact of the big bang on the London market, Bitcoin as an investment or gambling, becoming your own investment manager, and the importance of financial planning and enjoying life through investments.

Experts discuss various options for investing money for the long term, including pension funds, lifetime ISAs, and index investments. They also explore the benefits of overpaying the mortgage and the advantages of index funds. Pound cost averaging as a long-term investing strategy is emphasized, as well as the importance of reviewing investment plans and diversification.

The podcast explores the intense and sometimes negative experiences people have had at Goenka meditation retreats. It delves into their deep emotions, inner struggles, and the idea of leaving the retreat. The series promises an intriguing investigation into this world of intensive meditation.

Mortgage experts discuss recent rate reductions, releasing equity for home extensions, managing multiple mortgages, and choosing the right mortgage. They emphasize the benefits of securing fixed rates and using a broker, caution against getting carried away with recent falls, and highlight the importance of choosing the right product and seeking independent mortgage advice.

Laura Gaga, aka Reduction Raider, shares tips on finding yellow sticker bargains. Richard Walker, managing director of Iceland supermarkets, discusses their interest-free buy-now-pay-later loans. Topics include rising food prices, saving money on groceries, benefits of frozen foods, and choosing between fresh and frozen options.

Explore the power of storytelling in understanding money. Learn about the value of sustained returns in long-term investing. Discover the potential impact of AI on work and investing. Discuss navigating money issues in relationships. Learn about the importance of humility and adaptability in finance.

Tackling credit card debts after Christmas, practical debt advice and budgeting tips, maximizing 0% credit card deals through balanced transfers, seeking reliable debt advice, the impact of credit card debts on getting a mortgage, connecting with the experts

Financial experts Bola Sol, Timi Merriman-Johnson, and Damien Jordan share tips on managing money effectively in 2024. They discuss dealing with cost of living, unexpected financial challenges, challenges of running a business, finding profitable opportunities, political engagement's impact, managing household finances, effective communication techniques, and goal setting.

Algy Hall discusses his book 'Four Ways to Beat the Market' and the four strategies it explores: quality, value, income, and momentum investing. They emphasize understanding investment ideas over numbers. They also touch on dividend benefits and reinvestment, the risks of momentum investing, and discuss Algy's book, including his experience as an author and illustrator.