The Cardone Zone

Are you tired of living paycheck to paycheck? You can be making $40,000 a year or $270,000 a year—I know people who do both—and live with no money leftover at the end of the month. What can you do, besides increasing your income? Here are two things you can do to cut your expenses: 1. Reduce your tax bill—There are many things you can do to pay less to the IRS. Make all 9 exemptions. You want the government taking less from your paycheck. Don't pay people, especially the IRS, before you need to. 2. Renegotiate student loans—Why would you pay this right now? Be Donald Trump, say that this deal no longer makes sense. If the president can renegotiate deals, you can too. The bottom line is that rich people do things that poor people don't do. It's not just what you make but what you keep. Search online about budgets, and nobody talks about the IRS or student loans. These are two huge expenses many people have. Cut into these and start keeping more of your money!

Grant is in the Cardone Zone every Friday at noon EST. Are You Ready for Economic Expansion? Will Donald Trump be good for the economy? If the taxes go down and the debt goes up, there will be big expansion for probably 2 years. People are getting confident and they start spending money. When the economy expands, here are 5 things to prepare you for when the table gets turned: 1.Increase your Think—Have massive goals. Think big and then 10X that. 2.Reduce the Time—Take time out of the equation. You need to shorten deals. Don't waste Saturdays. 3.Fill your pipeline Up—Always have so much going on that no one deal is that big to you. 4.Stay Super Focused—You don't get this from CNBC and Facebook. Train daily to stay sharp. 5.Follow the Money—Don't just hustle. Sorry Gary V, it's not just about the hustle. You need skills. 6.Stack and Pack—Keep saving money and put it away. You'll need it later. Whether there is economic expansion or contraction, you need to figure out how to prosper in all situations! Get on www.Cardoneu.com today it's your last chance for lifetime access.

Today on the Cardone Zone Grant Cardone compares and contrasts the stock market and real estate. If you invested $1,000 in stocks (one share of the DOW) in 1985 today it would be worth $18,950. The average cost of home in 1985 was $24k and today it is $240K. You don't make 216K from that, you have to put a new roof on it and paid property taxes for 30 years. Houses on average went up 10X. There are better investments than this. My properties pay me 10-12% every year and my tenants pay down my debt. With income producing real estate over time debt will go down or value will go up with the property—or both likely. Pay more rent and less in housing. You need renters paying your debt down not you paying it down in a house. In the stock market for every Apple there are 50 that never went anywhere. Don't make little moves. Make big moves. Get at least $100K before you start investing. If you want to get rich get income producing properties only. You don't need stock, houses, gold, or bitcoin. If you can't repeat it, it's no wealth because it can't be duplicated. Guessing the right stocks and flipping houses are like a casino, you can pick a winner but can you duplicate it over and over again? Try and start with 16 units—so what if it's a bigger payment, don't think small. If you can figure out 4 you can figure out 16. You have to be committed and creative. If you lack creativity to get money, you aren't committed. If you are ever going to get in the real estate game you must have income and know how to make money. Get on Grant Cardone's Playbook to start earning more cash so that you will have something to invest for in the future.

Dollars aren't tied to gold. Your money is dying—it's going down in value each day. That's why you need to get as much money as you can as fast as you can so you can put it into assets that will blow up. Money that just stays money will die. The problem is that you are being educated by people who are teaching you things from a bygone era. Middle class wages are flat and they won't be going up again. You must simplify this. If it doesn't produce income, don't do it. When interest rates go down, debts go down, and assets go up. It's all artificial. Your money is going down in value. Get rid of it and put it into assets, but wait until you have $100K saved. You need to first understand basic economics—you want it, they have it, go and ask for it. In 1960 the minimum wage was $1.60. That was worth $2 more than minimum wage is worth today even though the dollar amount is higher.

How do you start your day? Do you have a routine? When you think of the word ritual, do you picture a bunch of guys wearing hoodies starting a fire out in the woods? A ritual is really just a sequence of activities. Grant doesn't do a ritual every day because he's not perfect, but he is good and wins most of the time. He's happier, has more confidence, and gets more energy when he does his ritual. 1. Wake up and beat the sun—Why way until the neighborhood is already up when you can be the first one? 2. Write your goals down—Journal your future, don't report your past. You can only write about your mommy and daddy so many times. Your attention needs to be on the future. 3. Urinate 4. Workout—This will give you energy for the rest of the day. 5. Shower 6. Read 7. Eat 8. Listen to music while driving to work that pumps you up. You don't have to have this same exact routine but do something that fits you. Don't wait until you get to work to get your day started. You should know your targets for the day before you get to the office. In a crazy world you can bring normality, prediction, and control by having a ritual. You need to deliver every day and bring it—and having a daily ritual will help you fill your calendar and be more productive.

What does wealth management mean? It's managing all parts of your financial life, including money, assets, brand, reputation, and future expansion. Wealth is an abundance of valuable possessions or money. Management is the process of dealing with or controlling things or people. The bottom line is you can't manage what you don't create and you won't create what you can't manage. There's not a course in college on this stuff. If you don't have income, you don't have wealth. If I don't know you, I won't buy from you. Here are 3 simple steps to wealth: 1) Create it—Most people don't know how to make enough money to ever save any. 2) Protect it—Few people know how to keep the money they do make. 3) Grow it—Even fewer people can grow the stack they've got. That is wealth management. To get your finances in order get on Cardone University today.

Today on the Cardone Zone Grant Cardone talks real estate. Don't invest in stocks. Don't do gold or silver. Don't do an IRA. The best investment you can make is in real estate. Getting rich is simple. 1. Increase your income 2. Save the extra 3. Invest savings Grant breaks down why real estate is the best investment and goes over various examples with numbers on the whiteboard. It's better to get a place with many residents than just one. You don't want just one door. Let renters pay the debt down. You can leverage your money to a high-degree in real-estate. You can buy a $2 million property for 500K. But to invest 500K you need to save 500K, and that requires a salary larger than 50K.

There is a direct relationship between time and money—they are connected. What do they have in common? If you want more money, you really want more time. Speed is the new big. You need to either go half as far or twice as fast. If you could have more of time or money, which of them would you choose? Time is money. Time is distance / speed, so if you want to get rich you have to do more with your time or buy other people's time. Grant is in a hurry. When you slow down you become less valuable. Grant is in a hurry. When you slow down you become less valuable. Plant more crops each day and you'll have a bigger harvest. Here are 3 tips today: 1.Decide to control time. 2.Make Priorities. 3.Multiply time. The same 3 problems exist with time and money. People don't know how to make it, keep it, or multiply it. It's the same 3 problems.

Grant Cardone offers insights and advice to help the middle class break out and achieve true freedom in business, career and finance. Each week NY Times best selling author, self made multimillionaire entrepreneur and international sales expert Grant Cardone focuses on matters affecting the middle class. Whether it's jobs and careers, finance, entrepreneurship, Grant's real, raw in-your-face delivery serves as a wake up call for anyone ok with just being comfortable. The Cardone Zone is like no other business show presently on air. After one viewing you'll be inspired to make success your duty, responsibility and obligation as you break free of the middle class and break into true freedom.

Today on the Cardone Zone Grant Cardone talks real estate. Don't invest in stocks. Don't do gold or silver. Don't do an IRA. The best investment you can make is in real estate. Getting rich is simple. 1. Increase your income 2. Save the extra 3. Invest savings Grant breaks down why real estate is the best investment and goes over various examples with numbers on the whiteboard. It's better to get a place with many residents than just one. You don't want just one door. Let renters pay the debt down. You can leverage your money to a high-degree in real-estate. You can buy a $2 million property for 500K. But to invest 500K you need to save 500K, and that requires a salary larger than 50K.