Thought Behind Things

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Zafar Masud is the President & CEO of the Bank of Punjab and Chairman of Oil & Gas Development Company Limited. #thoughtbehindthings #muzamilhasan #banking #finance #taxation #economy #regulation Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Zafar’s LinkedIn: https://www.linkedin.com/in/zafarmasud/?originalSubdomain=pk Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Awais Shafique is a Product Manager at Meta and the Co-Founder of Stealth. #thoughtbehindthings #muzamilhasan #AI #startups #productdevelopment Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Awais’s LinkedIn: https://www.linkedin.com/in/awshafique/?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Jaffer Haider is the Founder of PosterMyWall. #thoughtbehindthings #muzamilhasan #product #startups #design Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Jaffer’s LinkedIn: https://www.linkedin.com/in/jafferhaider/?originalSubdomain=pk Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Jehad Zafar is an Independent Content Creator at The Wide Side. #thoughtbehindthings #muzamilhasan #geopolitics #worldorder Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Jehad’s LinkedIn: https://www.linkedin.com/in/jehad-zafar-61549760/ Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

Aleena Nadeem, Founder & CEO of EduFi, discusses raising $6 million for student loans, her upbringing in Riyadh, college experiences, options trading, gathering real-time data from colleges, starting a student loan fintech company, and efforts to support education and capital injection in Pakistan's tech sector.

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Umar Khan is the Country Manager of Pakistan & Afghanistan at Visa and Iman Urooj is the Chief Operating Officer at Safepay. Visa's She's Next: https://pk.visamiddleeast.com/run-your-business/she-is-next-campaign.html #thoughtbehindthings #muzamilhasan #visa #hbl #fintech #womenentrepreneurs #digitalpayments International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Umar Khan is the Country Manager of Pakistan & Afghanistan at Visa and Iman Urooj is the Chief Operating Officer at Safepay. Visa's She's Next: https://pk.visamiddleeast.com/run-your-business/she-is-next-campaign.html #thoughtbehindthings #muzamilhasan #visa #hbl #fintech #womenentrepreneurs #digitalpayments Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt 00:00 Introduction 02:03 From Cash to Contactless: Formalization of Payments 05:01 Umar’s Early Life & Education 08:23 Guiding, Not Dictating: Allowing Kids to Decide 11:43 Career Progression & Experience: Easypaisa, Jazz & Visa 14:50 Inside Visa: Company's Role in Financial Transactions 17:04 Iman’s Journey 20:26 About Safepay 20:37 Why are they in Pakistan? 21:49 Early Stage Markets vs. Pakistan 25:53 Future of Digital Payments in Pakistan 29:34 Women’s Financial Inclusion 32:05 Navigating Numbers: Women Entrepreneurs in Focus 36:05 Initiatives & Work Being Done 38:36 Evolution of Digital Payments 44:25 Updates on Raast 46:00 She's Next: Shining a Spotlight on Women Entrepreneurs 47:04 Experience Running it in Pakistan 49:44 Women Leadership 51:45 Criteria and How To Apply? 55:26 Global Insights & Collaboration with HBL 56:42 Men’s Role in Empowering Women Leaders 01:02:20 Women’s Role in the Economy 1:04:52 Safepay Insights 1:07:35 Wallet Payments 1:09:09 Their License & Stage 1:10:51 Visa Projects in Pakistan 1:14:24 Tap to Phone: Challenges & Potential 1:17:37 What’s next for Visa? 1:20:07 Safepay’s Future Outlook 1:21:23 Pakistan of 2050 Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Iman’s LinkedIn: https://www.linkedin.com/in/imanurooj/?originalSubdomain=pk Umar’s LinkedIn: https://www.linkedin.com/in/umarshahbazkhan/?originalSubdomain=pk Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Faisal Aftab is the Founder and GP at Zayn VC. #thoughtbehindthings #muzamilhasan #startups #funding #fintech #technology Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Faisal’s LinkedIn: https://www.linkedin.com/in/faisal-aftab-93a8b3129/ Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Prof. Dr. Hafeez ur Rahman is the President of Alkhidmat Foundation Pakistan. #thoughtbehindthings #muzamilhasan #donations #palestine #help #gaza Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Dr. Hafeez’s Twitter: https://twitter.com/profdrhafeez?lang=en Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Kanwal Cheema is the Founder and CEO of My Impact Meter. #thoughtbehindthings #muzamilhasan #startups #charity Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Kanwal’s LinkedIn: https://www.linkedin.com/in/kanwalc/ Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI

International listeners can support TBT here: https://buy.stripe.com/6oEaFEdAXbGe69W6ou Muhammad Naeem Shafique is the Ex-Country Executive at GE Power Systems. #thoughtbehindthings #muzamilhasan #powergeneration Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT’s Official Instagram: https://www.instagram.com/thoughtbehindthings Muzamil’s Official Instagram: https://www.instagram.com/muzamilhasan Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support Naeem’s LinkedIn: https://www.linkedin.com/in/shafique-naeem-5b31a211?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Podcast Links: • Spotify: https://spoti.fi/3z1cE7F • Google Podcast: https://bit.ly/2S84VEd • Apple Podcast: https://apple.co/3cgIkfI