
Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes

Jan 3, 2024 • 21min
2023 Recap I Top 5 Podcast Episodes You Should Hear
2023 was one heck of a wild ride. Thanks for taking the trip with me! I love doing an "end of year" recap video to see what episodes you liked the most! Here is the list and links to the episodes I mentioned: 5. https://youtu.be/Z3XIMlQE4ok 4. https://youtu.be/lqU-SZAPVE0 3. https://youtu.be/BQjIu7BlhfU 2. https://youtu.be/JzmA7i4rElI?si=TpxA4G5TYbFwZqWN 1. https://youtu.be/nw84jpyboaU?si=ul1jjxzHMsGaS42D Take a listen to them all. It's 2024. Time to start doing things differently and getting your money working for you. Click here to start: https://bit.ly/3tH2LhF

Dec 29, 2023 • 26min
How To Increase Your Passive Income by Another $3k Per Month With Bob Smith
It doesn't matter what you've done in the past for your retirement, if you see that the path is broken, you must fix it. Bob saw that and now is making $3K a month in completely passive income! Bob is the co-owner of Michelle's products on Amazon and Walmart.com. At the same time, he's also been in the Louisiana and Texas Army National Guard. He is a hard worker who thinks differently and tries new things. For years, he tried the "Dave Ramsey" methods of saving everything and putting your retirement in stocks, but he saw that he was not growing his money or living the life he expected from his discipline. That's when he discovered alternatives and started privately lending money. That one change led him to us and he started seeing exponential returns! Listen as Bob tells his story and talks about what changed in him to try this type of investing and get HUGE results. Listen now! Want to be like Bob and create financial freedom for you and your loved ones? Start here with our passive income calculator: https://bit.ly/48tCm5A

Dec 27, 2023 • 24min
My Message of Hope with a Reality Check
Are you going to keep thinking with the masses and getting NO RESULTS or are you going to try something new? It drives me NUTS to see people continuing to contribute their life's savings into 401ks even though they see that 99% of people who retire with a 401k don't have enough to live on long term. Oh, and those are 401k MILLIONAIRES that don't have enough... What does that mean for you? Is there no hope? Thankfully, today I am talking about a better way to retire and stop worrying about cash. Listen and learn, Start thinking differently. See your passive income potential now with our calculator: https://bit.ly/41E2fNY

Dec 22, 2023 • 25min
What Really Defines Passive Income with Pace Morby
If you've been on social media in the real estate space, I bet you've come across a guy named, "Pace Morby," right? Pace Morby is the cohost of A&E TV series, Triple Digit Flip, and runs one of the largest real estate investing communities, SubTo. He has a HUGE social media following and is an expert in creative financing for active real estate deals. BUT, I wanted to know his thoughts on PASSIVE real estate investing and if he believes it is possible. Listen to today's episode to hear his insights on what investments are passive, how you can invest in these, and what he thinks are good ways to become a passive investor. Oh, and...in a turn of events, listen to him flip the questions on me! Pace Links: https://www.youtube.com/@PaceMorby Want to create passive income for yourself to unlock true freedom? START HERE: https://bit.ly/3NBwcIC

Dec 20, 2023 • 27min
4 Proven Mindset Hacks to Improve Your Finances
Are people with more money saved for retirement happier? Are they happy simply because they have money or is there something else involved? Optimism is the key to life success. No, really, I fully believe this. The happier someone is, the more you pay attention to detail and actually care about savings, having a good life, and building something great. Today I am going over 4 mindset principles that will set you up for financial success. Listen to learn more! Want to see how much passive income you could make in the next year. CLICK HERE: https://bit.ly/41xRkFl

Dec 15, 2023 • 29min
The Real Estate Strategy That Can Work in ANY Market with Chris Prefontaine
Today I brought back my friend and guest, Chris Prefontaine. Chris is the founder of Smart Real Estate Coach, as well as, the Wicked Smart Companies, and he hosts the Smart Real Estate Coach podcast. Plus, he has 4 bestselling books about real estate investing. This guy is legit in the active REI world, plus, he has a servant's heart. He wants to help people with the work he does. He is diving into the best REI strategy that will work in any market, no matter the economy or bank interest rates. He also is going into, from his own experience, how going with the real estate investing companies on your home sale can actually get you better returns in certain situations as the seller if you choose the right person to sell to. Listen now to learn more! Follow Chris Prefontaine: Website - https://smartrealestatecoach.com/ Linkedin- https://www.linkedin.com/in/chrisprefontaine Interested in passive investing? See how much potential you have to make cashflow in the next 12 months! - https://bit.ly/3TpiIDu

Dec 13, 2023 • 26min
Here's Why Dave Ramsey's Co-Host Disagrees On The 4% Rule
Dave Ramsey's co-host, George Kamel, suffered backlash recently for going against the standard "4% rule" that Dave and many others teach about retirement and how much you can take out a year to live. George said what I commonly teach which is more like a 3% rule if you want to make retirement last. Listen and hear my thoughts on Dave's response to the challenge and learn how you can properly prepare for retirement - no 4% rule required! What's your Passive Income Potential? - https://bit.ly/3uOWDUD

Dec 8, 2023 • 28min
Is the Real Estate Market About to Crash With Lee Arnold
As we head into the new year, we are hearing so much noise in the media about what's going to happen with the housing market. It is overwhelming! That's why I invited real estate master, Lee Arnold, on to my show. Lee is a genius in the real estate and lending space. He's not only just a CEO of multiple multimillion-dollar companies. The guy is a bestselling author and international speaker. With 30+ years of real estate experience, I wanted him to share his predictions and insights. Listen now! Guest Bio: Lee Arnold is a real estate investor, developer, trainer, international speaker, and best-selling author, who has spent years perfecting the real estate investing and private money lending process. As CEO of several multi-million-dollar enterprises and the chairman of several private equity funds, Lee has facilitated billions of dollars in real estate transactions across the country as a buyer, a lender, and a consultant. His current success is the result of rebuilding after he lost everything in the real estate market crash of 2008. Prompted by that experience, he and his wife founded He’s The Solution Ministries, a global nonprofit that helps entrepreneurs live out the truth that God is the CEO of all — and to host the annual Be Bold For Jesus conference. The conference provides discipleship training to Christians from all around the world to Be Bold For Jesus. Sub2Funding link: https://bit.ly/3NgIm9E Want to make passive income? Click here to see what is possible for you: https://bit.ly/46NcJvi

Dec 6, 2023 • 24min
3 Simple Ways to Overcome Scarcity
Lately, people who thought they were okay have found they are dipping into savings... and that is okay. Do not shame yourself if you are in this position, that will only lead you to making more decisions that could hurt your pocketbook even more. Scarcity is a huge danger to your bank account and financial success. In today's episode, I am going to give you my top 3 tips to overcome doubt, insecurity, and scarcity in your life so you can be free. Are you ready? Listen now. Want to see your passive income potential? Take this calculator and see how much passive income you can make in the next 12 months: https://bit.ly/3GxBml7

Dec 1, 2023 • 26min
Buy Back Your Time With Dan Martell
Buying back your time sounds awesome... but HOW!?!? I have Dan Martell to explain exactly that! Dan is a serial entrepreneur having built several multi-million dollar technology companies starting at the age of 17. He's also an award-winning angel investor, having invested in companies like Intercom, Udemy, Hootsuite, Unbounce. Today he's an executive coach focused exclusively on B2B SaaS working with the founders from ClickFunnels.com, Proposify.com, Carrot.com, and many others to help scale their businesses in a predictable way. He lives in Kelowna, British Columbia with his wife, Renee, and two boys. Listen as Dan talks about his unexpected past and explains ways to make the most out of your day and work less in your business so you can start enjoying life! https://www.instagram.com/danmartell/?hl=en https://www.facebook.com/Danmartell/ https://ca.linkedin.com/in/dmartell Youtube: https://www.youtube.com/@danmartell Tiktok: https://www.tiktok.com/@danvmartell?lang=en Our passive income calculator: https://bit.ly/47X60zT