PIWORLD Investor Podcasts

Tracsis CEO, Chris Barnes and CFO, Andrew Kelly present results for the year ended 31 July 2023, followed by Q&A. Chris Barnes, CEO 00:16 - Introduction 03:19 - FY23 Highlights 04:55 - Digital transformation Andrew Kelly, CFO 07:36 - FY23 Financial highlights 09:48 - Divisional performance 12:18 - Cash position Chris Barnes, CEO & Andrew Kelly, CFO 13:43 - Group Transformation Andrew Kelly, CFO 17:53 - Rail technology and services (UK) 20:19 - Rail Technology and services (USA) Andrew Kelly, CFO 22:46 - Professional services 24:16 - Traffic data and events 25:08 - ESG Andrew Kelly, CFO 26:24 - Research & development 29:32 - Summary and outlook 31:46 - Q&A Tracsis plc is a technology company and a leading provider of software and hardware products, data capture and data analytics/GIS services for the rail, traffic data and wider transport industries. Tracsis' products and services are widely used to increase efficiency, reduce cost and risk, improve operational and asset performance, improve safety management and decision making capabilities and improve the overall end-user experience for clients and customers. The Group is split into two principal operating areas built around detailed industry knowledge and expertise: - Rail Technology & Services: A software, technology and product led business. It develops and supplies software that solves complex resource, asset optimisation and control problems for Train Operators, and Smart Ticketing, Delay Repay and other retail software to improve the customer experience for rail users. It also develops remote condition monitoring hardware, data acquisition software, and safety and risk management software for rail infrastructure providers. - Data, Analytics, Consultancy & Events: A largely services led business that focuses on data capture, data analytics, GIS, earth observation, data insights, consultancy and event traffic management within a range of transport and pedestrian rich environments. The business provides technology and bespoke products and data that underpin large scale intelligent transport systems, smart city planning and positive environmental decision making. Tracsis has a blue-chip client base which includes all major UK transport owning groups, Network Rail, Passenger and Freight Train Operating Companies, the Department for Transport, TfL, multiple local authorities, major outdoor music and sporting event organisers, and a wide variety of large engineering and infrastructure companies. In North America our clients include Class 1 rail freight companies, transit operators, shortline railroads and several large rail served ports and industrials. The business drives growth both organically and through acquisition and has made seventeen acquisitions since 2008. For more information on Tracsis please visit http://www.tracsis.com

The Capital Markets Event, hosted by Pod Point, a leading provider of Electric Vehicle charging solutions, which updated the market on its new focussed strategy and provided more details of its medium-term financial plans. Andy Palmer, Chief Executive Officer 00:16 - Introduction 09:08 - Powering Up strategy overview 11:24 - Core strengths and opportunities 14:34 - Market share Pilgrim Beart, VP - Grid 19:36 - Grid load management and flex Andy Palmer, Chief Executive Officer 27:41 - Priority market segments 28:19 - Strategy and transformation plan Arjan Van Rooijen, Chief Technology Officer 37:44 - Product roadmap 42:23 - Arch 5 Product demo Pilgrim Beart, VP - Grid 44:33 - Realising flex value David Wolffe, Chief Finance Officer 48:54 - Financial Outlook Andy Palmer, Chief Executive Officer 58:53 - Summary 01:01:57 - Q&A Gareth Davis, Chair & Andy Palmer, Chief Executive Officer 01:52:50 - Closing remarks Pod Point was founded in 2009. Driven by a belief that driving shouldn't cost the earth, Pod Point is building the infrastructure needed to enable the mass adoption of electric vehicles and to make living with an EV easy and affordable for everyone. As at 30 October 2023 the company has shipped more than 222k charge points on its network in the UK and is an official charge point supplier for major car brands. Pod Point works with a broad range of organisations and customers to offer home and commercial charging solutions. For more information, visit https://pod-point.com/

ActiveOps CEO, Richard Jeffery, CFO Ken Smith and incoming CFO, Emma Salthouse present Interim Results for the six months ended 30 September 2023. Richard Jeffery, CEO 00:16 – Introduction 04:26 – H1 FY24 highlights Ken Smith, CFO 10:03 – Financial Highlights 12:15 – P&L Performance 13:42 – EBITDA Bridge Emma Salthouse, Incoming CFO 15:03 – Financial outlook Richard Jeffery, CEO 16:30 – Strategy and Opportunity 17:57 – Decision intelligence 21:36 – Market Evidence 22:56 – ControliQ Series 3 26:15 – Product investment 27:57 – Current trading and outlook The Company’s offerings provide predictive and prescriptive insight to help service operations make better decisions – faster. The Company’s AI-powered SaaS solutions are underpinned by 15+ years of operational data and its AOM methodology that’s proven to drive cross department decision-making. With Decision Intelligence, ActiveOps’ customers deliver MORE – release 20%+ capacity within the first 12 months and boost productivity by 30%+ leading to MORE business impact. Customer turnaround times are improved substantially, costs are reduced, SLAs are met, and employees are happier and more engaged. The Company has 180 employees, serving a global customer base of over 80 enterprise customers from offices in the UK, Ireland, USA, Australia, India and South Africa. The Group’s customers are predominantly in the banking, insurance, healthcare administration and business process outsourcing (BPO) sectors, including Nationwide, TD Bank, Elevance and DXC Technology.

Tracsis CEO, Chris Barnes and CFO, Andrew Kelly provide an overview of their results for the year ended 31 July 2023. Chris Barnes, CEO 00:22 - Introduction Andrew Kelly, CFO 01:56 - Financial overview Chris Barnes, CEO 03:22 - Rail division Andrew Kelly, CFO 05:34 - North America 07:16 - Organisational Enhancements Chris Barnes, CEO 09:45 - Outlook Tracsis plc is a technology company and a leading provider of software and hardware products, data capture and data analytics/GIS services for the rail, traffic data and wider transport industries. Tracsis' products and services are widely used to increase efficiency, reduce cost and risk, improve operational and asset performance, improve safety management and decision making capabilities and improve the overall end-user experience for clients and customers. The Group is split into two principal operating areas built around detailed industry knowledge and expertise: - Rail Technology & Services: A software, technology and product led business. It develops and supplies software that solves complex resource, asset optimisation and control problems for Train Operators, and Smart Ticketing, Delay Repay and other retail software to improve the customer experience for rail users. It also develops remote condition monitoring hardware, data acquisition software, and safety and risk management software for rail infrastructure providers. - Data, Analytics, Consultancy & Events: A largely services led business that focuses on data capture, data analytics, GIS, earth observation, data insights, consultancy and event traffic management within a range of transport and pedestrian rich environments. The business provides technology and bespoke products and data that underpin large scale intelligent transport systems, smart city planning and positive environmental decision making. Tracsis has a blue-chip client base which includes all major UK transport owning groups, Network Rail, Passenger and Freight Train Operating Companies, the Department for Transport, TfL, multiple local authorities, major outdoor music and sporting event organisers, and a wide variety of large engineering and infrastructure companies. In North America our clients include Class 1 rail freight companies, transit operators, shortline railroads and several large rail served ports and industrials. The business drives growth both organically and through acquisition and has made seventeen acquisitions since 2008. For more information on Tracsis please visit http://www.tracsis.com

The STB Capital Markets Day was titled, A Pathway to delivery of Medium Term Targets of a £4bn loan book ambition. The day focussed on V12 Retail Finance, referred to as ‘An emerging powerhouse’. V12 is delivering significant growth, structural improvement in its cost of risk and significant operational leverage and scalability through digitalisation of customer service. Then, Rachel Lawrence, CFO, goes on to provide an update on the Group’s medium term targets. The event was opened by Lord Forsyth, Chairman, with David McCreadie, CEO providing an introduction and closing summary, followed by analyst and investor questions. Lord Forsyth, Chairman 00:17 Chairman’s introduction David McCreadie, CEO 04:16 Group Overview Nick Davies, CEO, V12 Retail Finance & Andrew Phillips, Commercial Director, V12 Retail Finance 21:39 Retail Finance Rachel Lawrence, CFO 50:38 Medium Term Targets David McCreadie, CEO 01:52:00 Conclusion 1:03:08 Q&A Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with a 71‐year trading track record. Secure Trust Bank operates principally from its head office in Solihull, West Midlands, and had 858 employees (full‐time equivalent) as at 30 September 2023. The Group’s diversified lending portfolio currently focuses on two sectors: (i) Business finance through its Real Estate Finance and Commercial Finance divisions, and (ii) Consumer finance through its Vehicle Finance and Retail Finance divisions. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Secure Trust Bank PLC, Yorke House, One Arleston Way, Solihull, B90 4LH.   Distributed by PIWORLD, but not produced.

Interview with Huddled Group CEO Martin Higginson about the acquisition and an overview of the brands. 00:25 - The Structure of the Group following the Huddled acquisition? 01:28 - What is Discount Dragon? 03:13 - Martin Higginson’s background and why he believes the time is right for Discount Dragon. 07:44 - The growth and KPIs. 10:59 - Cash and how it will be used. 12:12 - How does BeerMonster fit into the group? 13:27 - An update on the Home Based Entertainment products: Vodiac & Let’s Explore. 14:20 - Why invest? Huddled Group PLC, formerly Let's Explore Group PLC, is a United Kingdom-based company, which is focused on building a portfolio of e-commerce brands. The Company has built digital marketing and e-commerce. It is engaged in delivering value and service in the growing world of e-commerce. It is also engaged in the business of an e-commerce retailer and rebranded it as Discount Dragon. Discount Dragon is a direct-to-consumer e-commerce business, which focuses pre-dominantly on the sale of branded fast-moving consumer goods (FMCG), predominantly dry and tinned groceries and beverages. It has invested in Discount Dragon, including a complete rebrand and new warehouse management system. Discount Dragon operates out of a third-party owned warehouse in Leigh, near Manchester. It takes all orders through its Website, which runs on an e-commerce platform.

Ian Manocha, CEO, Richard Last, Chair, Tom Mullan, CFO, Neil Vernon, CTO, Geneva Loader, CMO and Alan Huse, Head of Transaction Banking Product Management, ANZ present an investor briefing, focused on the launch of Floe, the Group's next-generation smart bank account platform, followed by Q&A. Ian Manocha, CEO 00:16 - Introduction 03:43- Strategy re-cap 07:37 - Introduction to Floe Alan Huse, Head of Transaction Banking Product Management, ANZ 09:44 - Overview of ANZ 18:33 - The need for Floe 21:55 - Why work with Gresham? 25:14 - Floe Integration 27:15 - Working with Gresham Ian Manocha, CEO 32:26 - The business model 34:35 - Vision for Floe 35:26 - Market Priorities Neil Vernon, CTO 36:52 - Corporate and Institutional needs 40:54 - Use cases 42:48 - Example use case 44:04 - Tech Demo 50:34 - The platform Ian Manocha, CEO 53:01 - Messaging Geneva Loader, CMO 53:43 - Marketing strategy 57:33 - FY24 Directions Ian Manocha, CEO 58:01 - FY24 Directions continued Tom Mullan, CFO 59:50 - Growth and investment plans 1:02:03 - Floe current investment and Financials 1:01:02 - Group transformation Ian Manocha, CEO 1:05:42 - Summary 1:06:44 - Q&A Ian Manocha, CEO 1:19:48 - Closing remarks Gresham Technologies plc is a leading software and services company that specialises in providing real-time solutions for data integrity and control, banking integration, payments and cash management. Listed on the main market of the London Stock Exchange (GHT.L) and headquartered in the City of London, its customers include some of the world's largest financial institutions and corporates, all of whom are served locally from offices located in the UK, Europe, North America and Asia Pacific. Gresham's award-winning Clareti software platform is a highly flexible and scalable platform, available on-site or in the cloud, designed to address today's most challenging financial control, risk management, data governance and regulatory compliance problems. Learn more at www.greshamtech.com.

1Spatial CEO, Claire Milverton and CFO, Stuart Ritchie present interim results for the six-month period ended 31 July 2023. The group delivered significant ARR and revenue growth. Claire Milverton, CEO 00:16 - Introduction 01:33 - Overview of 1Spatial 03:53 - HY24 Highlights Stuart Ritchie, CFO 05:13 - HY24 Financial highlights 06:40 - Income statement 07:59 - Cash flow 09:01 - Regional revenue 09:50 - Recuring revenue growth 11:09 - Business model evolution Claire Milverton, CEO 12:11 - Location data management business 14:35 - 1Streetworks 19:20 - NG9-1-1 20:59 - Summary & Outlook 1Spatial plc is a global leader in providing Location Master Data Management (LMDM) software, solutions and business applications, primarily to the Government, Utilities and Transport sectors via the 1Spatial platform. Our solutions ensure data governance, facilitating the efficient, effective and sustainable operation of customers around the world. Our global clients include national mapping and land management agencies, utility companies, transportation organisations, government and defence departments. Today, when using and sharing trusted data provides significant opportunities for businesses and governments to deliver against important sustainability and Net Zero goals, our vision is clear: to make the world safer, smarter and more sustainable by unlocking the value in data, enabling better decisions and greater insights. The 1Spatial platform is a comprehensive set of data and system agnostic LMDM software components which helps ensure master data is compliant, current, complete, consistent, and coordinated - and that customers can be confident it will remain that way as it evolves. It allows them to master their data on any device, anywhere, anytime and can be deployed as SaaS in the cloud, on-premise, or as a hybrid of both. 1Spatial plc is AIM-listed, headquartered in Cambridge, UK, with operations in the UK, Ireland, USA, France, Belgium, Tunisia and Australia. Website: www.1spatial.com

Sosandar Joint CEOs, Ali Hall and Julie Lavington and CFO, Steve Dilks present a Trading and Strategic Update for the first half of 2024, outlining the company's performance as well as their omnichannel strategy, launching its first bricks and mortar stores plus international launches in Australia and Canada. Ali Hall & Julie Lavington, Joint CEOs 00:16 - Introduction 00:57 - Overview 03:46 - Launch of nationwide stores 04:20 - UK Clothing market 05:42 - Store locations & programme 07:03 - Benefits of Omnichannel strategy Steve Dilks, CFO 07:58 - Womens fasion omnichannel case studies 08:54 - Investment strategy 12:16 - Revenue growth FY24 & FY25 12:52 - H1 FY24 key financials & KPI's 13:58 - Strategic progress Julie Lavington, Joint CEO 14:18 - Summary & Outlook 15:10 - Q&A Sosandar is one of the fastest growing women's fashion brands in the UK targeting style conscious women who have graduated from price-led alternatives. The Company offers this underserved audience fashion-forward, affordable, quality clothing to make them feel sexy, feminine, and chic. The business sells predominantly own-label exclusive product designed in-house. Sosandar's product range is diverse, providing its customers with an array of choice for all occasions across all women's fashion categories. The company sells through Sosandar.com and has a number of brand partnerships including with Next, Marks & Spencer and J Sainsbury. Sosandar's strategy is to continue growing brand awareness and expand its routes to market, reaching customers wherever they wish to shop. This is achieved both through direct to consumer channels and through third party partners. Sosandar offers an exceptional product range, seamless customer experience and impactful, lifestyle marketing, all of which is underpinned by combining innovation with data analysis. Sosandar was founded in 2016 and listed on AIM in 2017. More information is available at www.sosandar-ir.com

Xeros Technologies CEO, Neil Austin, Finance Director, Alex Tristram, Tom Cobb, Group Product Development Officer and Alasdair Scott, Filtration product owner introduce Xeros, providing an overview of their technologies and the opportunities for the group. Neil Austin, CEO 00:16 - Introduction Alasdair Scott, Product Owner 01:15 - Filtration technology Neil Austin, CEO 01:38 - Filtration Demand Tom Cobb, Group Product Development Director 02:18 - Care technology Neil Austin, CEO & Alex Trtistram, Finance Director 04:09 - The Business model Tom Cobb, Group Product Development Director 05:11 - Finish Technology Neil Austin, CEO & Alex Trtistram, Finance Director 07:22 - Market drivers 10:01 - Why Invest? Xeros Technology plc has developed patented and proven, industry-leading technologies which reduce the environmental impact of how industries make and care for clothes. The traditional wet processing methods used in industrial and domestic laundry and garment manufacturing consume billions of litres of fresh water and large amounts of energy and chemicals, as well as damaging and weakening clothing fibres and creating rising levels of environmental pollution. It is estimated that washing machines contribute 35% of the 171 trillion microplastic particles in the ocean. A range of actors, including consumers, the media NGOs and regulators are exerting pressure on these industries, with legislative action beginning to be taken. Xeros' three main technologies, Filtration, Finish, and Care, facilitate garment manufacturers, industrial laundries, domestic washing machine manufacturers and consumers, to reduce their environmental impact, whilst also significantly improving efficiency in the process. Xeros' model is to generate revenue from licensing its technologies, generating royalties and the sale of consumables. Currently there are 8 agreements in place. The addressable markets in Filtration, Finish and Care are estimated to be valued at £350m p.a., £132m p.a. and £3bn p.a. respectively.