

Band of Traders - Together We Trade
China Shop Productions
Education is the foundation of successful trading and community/support is the glue that holds it all together. At Band of Traders, our mission is to provide you with educational resources to sharpen your trading skills. Our thriving Discord community is a great source of inspiration, motivation and camaraderie. We are bringing together traders of all levels for no-nonsense insights into the trading world. We don’t sugarcoat the truth because traders must have the ability to evaluate their trades, strategies and emotional states in order to achieve personal growth. That growth is an integral part of becoming a master trader. We believe that we are stronger together, learn more together, and have better trades together. Our weekly Round Table episodes are casual conversations about the week's trading lessons, educational content, strategies, and all things trading. Our rotation of co-hosts keeps the discussions fresh. Plus, once a month, we’ve got a special treat – a Round Table with expert guests to dive deep into a specific topic. These episodes drop on Mondays. On Thursdays we release our in-depth guest interviews and informative miniseries episodes, all with a focus on trading and trader education. We cover a wide range of topics including stocks and options, FOREX, and futures. Don’t just listen, get involved! Our community members not only share insights, trade ideas, charts and journals, they actively participate in podcast content. Beyond suggesting possible guests, we encourage our listeners to consider recording an episode with us and an expert guest they have questions for. Many of our guests also participate in our Discord discussions, giving traders of all levels opportunities to learn and connect. Are you ready to embrace the true essence of trading? Join us on the Band of Traders podcast, where we uncover the real world of trading, one episode at a time. Whether you’re just starting out or you’re an experienced trader, we have something for everyone. Explore our episodes, connect with fellow traders, learn from each other’s successes and failures, and grow as we trade together.
Episodes
Mentioned books

Mar 27, 2023 • 1h 6min
Anthony Fatseas: Host of WTFinance Returns (again!)
This week's guest is China Shop favorite Anthony Fatseas, host of WTFinance! Listen in as we catch up on what Anthony has been up to in the past year: From starting a new career after finishing school, to getting back into trading currencies, it's been a busy one! We also can't help but get into a healthy discussion on all the crazy news coming from the banking sector... No wobblies in this one!About Anthony:Anthony's experience in investing began through a chance encounter at college and introduction into Cryptocurrencies in 2018... He still remembers first buying Bitcoin and then the price halving the next day. He has been fascinated by all things investing and trading ever since, expanding his learning to Forex, Equities, Fixed Income and NFT's. He is the host of the WTFinance podcast, posting weekly interviews with experts in a variety of finance related subjects.Guest Links:WTF PodcastYouTube ChannelSocial Links:Follow on TwitterOther Links:Podcast - TMC (themacrocompass.com)SponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Or leave a message at (725) 22-BULLS. Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:2 Bulls DiscordMiniseries PageChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 25, 2023 • 1h 4min
03-25-2023: Gerbil Banking(?) and FOMC
This week's in the China Shop the guys discuss the latest FOMC decision, as well as Yellen's verbal missteps during the past week's banking troubles. In Stock News, ATVI gets a boost on new developments in MSFTs acquisition bid and TikTok CEO doesn't impress in his congressional hearing. Over in the Crypto Corner, Coinbase's CTO makes a $2m bet on BTC hitting $1M in 90 days while the SEC plans a lawsuit against his company. In The Bet, the Kyle looks for a homerun after realizing the actual terms of Joel's bet...Check out Dan's newest podcast, Conspiracied History here!Check out the merch in our new shop here!If you like our show, please let us know by rating and subscribing on your platform of choice!Should you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising and help you find more friends (or to fix Kyle's sewer line), then you can donate here!SponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! Links:FOMC StatementBullard Sees More Rate Hikes as Bank Stress AbatesYellen Chairs Closed FSOC MeetingGerbil Banking Preceded the Great Depression and It's Happening Again?MSFT/ATVI Merger gets Good NewsIPO May be TikTok's Only Chance to Avoid US BanFirst Republic Shares Continue to PlummetCoinbase CTO Makes "Bold" Crypto BetSEC Plans Lawsuit Against CoinbaseDiscord:https://discord.gg/Q8hft2zMTMLearn More Here***Send us your mailing address so we can send you a smash it yourself mug when you join!***Friends of the Show:TRADEPRO AcademyMindMuscles AcademyOrderFlow LabsBeginner Stuff:Beginner EpisodesMiniseries PageKnowledge CenterResourcesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 23, 2023 • 29min
Midweek update 03-23-2023: Improve Discipline with One Easy Trick!
News Links:FOMC StatementFOMC SummaryRate Hike ProbabilitiesErik's Links:esInvests - YouTubeesInvests - WebsiteSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Or leave a message at (725) 22-BULLS. Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:2 Bulls DiscordChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 20, 2023 • 50min
Trade Runners w/ Rich Friesen: Ep. 6, Conversations with Money
In the Sixth and Penultimate (yes, that is the correct use of the word!) episode of our limited series with Rich Friesen of Mind Muscles Academy, Money is the focal point of the conversation, and our relationship with it. Diving deeper into the topics covered in Rich's recent book, Rich helps Kyle better understand his view of money and the ways that view directly impacts his trading. This month's homework assignment is an exercise to practice visualizing the future we wish to have, so be sure to visit Conversations.Money/2Bulls to take advantage of the guided visualizations bundle to assist with the assignment!If you have a question to submit for next month's episode, email it to 2bulls@financialineptitude.com or post it in our Discord.About Rich:Richard Friesen works with professionals and business leaders who want to increase their personal effectiveness with joy and grace. His neuroscience based Mind Muscles™ model gives his clients the opportunity to reach their goals with online training, simulations, interactive exercises, group support and real time decision processes.Richard has been a futures broker for Merrill Lynch, a floor trader on the CME, CBOT and the options floor of the Pacific Exchange where he built and sold a successful options trading firm where he served on the Exchange’s board of directors. He also founded and built a financial software company and is the inventor of ten significant trading interface patents. This combined with his Master’s Degree in Clinical Psychology, Neurolinguistic Programing Master’s certification and neuroscience focus, brings a unique framework to business, investing and career success. Rich recently published “A Private Conversation with Money,” which observes the main character “Joe” who deals with all the conflicts, self-sabotage and belief systems around money and wealth.Guest Links:Mind Muscles WebsiteA Private Conversation with Money - Book LinkSocials:Follow Rich on TwitterHomework:Practice stepping into the broader future of the trader you wish to become (the house, cars, money, etc.) and notice any voices, guilt, shame or parts of you that resist the change.Negotiate with those parts in order to better understand what about those changes is scary to your subconscious.Keep practicing until you can step into that mindset without any stress or resistance from yourself.If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!2 Bulls Links:2 Bulls DiscordChina Shop MerchMiniseries PageKnowledge CenterResourcesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 18, 2023 • 57min
03-18-2023: Too Regional to Succeed...
This week in the China Shop, all eyes are on the banking sector as fears mount in the wake of three collapses and nearly a fourth in First Republic. In Stock News, Sam Altman voices concerns about AI and Ryan Reynolds stands to make a mint from a pending sale. Over in the Crypto Corner, Cramer predicts Bitcoin's imminent demise while Cathie Wood wants to start a new crypto fund, leaving the guys to guess who's wrong this time... In The Bet, Kyle realizes a deal made with Joel means no risk of losing in March.Check out Dan's newest podcast, Conspiracied History here!Check out the merch in our new shop here!If you like our show, please let us know by rating and subscribing on your platform of choice! Should you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising and help you find more friends (or to fix Kyle's sewer line), then you can donate here!SponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! Links:Big Banks Rescue First RepublicSVB Files for Chapter 11 Bankruptcy ProtectionPowell Blocked "Regulatory Failures" Phrase in Joint StatementYellen Says No Help for Regional BanksFed Assests Chart"No Equity Capitulation" Says BofAOpenAI CEO Scared of AI??Ackman Tweets BofA Buying Signature BankRyan Reynolds Could Earn More than $300M in Mint Mobile SaleJim Cramer Predicts Bitcoins "Imminent Demise"Cathie Wood's ARK Raises $16M for Private Crypto FundDiscord:https://discord.gg/Q8hft2zMTMLearn More Here***Send us your mailing address so we can send you a smash it yourself mug when you join!***Friends of the Show:TRADEPRO AcademyMindMuscles AcademyOrderFlow LabsBeginner Stuff:Beginner EpisodesMiniseries PageKnowledge CenterResourcesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 16, 2023 • 26min
Midweek update 03-16-2023: Banking Weakness Spooks Markets
Links:Credit Suisse Just "The Tip of the Iceberg?"Credit Suisse Woes ExplainedBofA Sees Inflows of $15 BillionFedwatch Interest RatesCPI SummaryErik's Links:esInvests - YouTubeesInvests - WebsiteSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Or leave a message at (725) 22-BULLS. Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:2 Bulls DiscordChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 13, 2023 • 51min
Andie Kramer: Crypto Tax Expert
Andie Kramer, founder of AsKramer Law visits the shop this week to talk about Crypto! Listen along as we discuss the shifting crypto tax landscape and things to keep in mind when filing this year's returns, as well as the political fallout from the FTX collapse.About Andie:A business leader and lawyer, Andrea (Andie) S. Kramer is a global authority on tax, regulation, and governance. Leaders of fast-moving companies making high-stakes decisions seek her advice on a broad range of matters including digital and emerging asset classes. The National Law Journal named her one of the 50 Most Influential Women Lawyers in America citing her “demonstrated power to change the legal landscape, shape public affairs, launch industries, and do big things.”Andie combines wisdom, candor, and pragmatism to anticipate the challenges her clients face in making strategic decisions. Her prolific writing includes an authoritative treatise on financial products, and the Financial Industry Regulatory Authority (FINRA) recognizes her as a tax expert witness.A well-known leader in diversity, equity, and inclusion, Andie is a Forbes.com contributor and author of three books on gender equality in the workplace, including the forthcoming Beyond Bias: The PATH to End Gender Inequality at Work. For 30 years, she has helped organizations become more diverse, equitable, and inclusive, thriving as a result.In January 2023, Andie launched her boutique law firm, ASKramer Law, where she advises clients on complex, high-stakes transactions and all aspects of ESG.Guest Links:AsKramer Law WebsiteSocials:Follow Andie on LinkedInOther Links:IRS Digital Assests DefinitionSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Or leave a message at (725) 22-BULLS. Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!Paypal donation linkChina Shop Links:2 Bulls DiscordMiniseries PageChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 11, 2023 • 33min
03-11-2023: Housing Market Update w/ Sue Maki
In this week's special weekend episode, Sue Maki (formerly Pullen) drops by the shop to give us an update on the housing market, interest rate expectations and what she's been doing since we last had her on! We also look at the Silicon Valley Bank collapse and for some reason, a little ancient history digression... About Sue:Sue is an expert at finding mortgage solutions for her customers. She has over 15 years of lending experience and over 25 years of construction experience. She educates her customers with the available financing options and assists them in securing the right mortgage loan to fit their individual needs and financial goals. Sue is dedicated to helping families become homeowners, as she keeps them continually informed throughout the mortgage loan process.Sue's MLS number is 206048 and Fairway Independant Mortgage's MLS number is 2289.Guest Links:Fairway Independent MortgageFollow Sue on LinkedinEmail Sue at SPullen@Fairwaymc.comOther Links:Barry Habib's WebsiteSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:Beginner EpisodesMiniseries PageKnowledge CenterResourcesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 9, 2023 • 35min
Midweek update 03-09-2023: But it's Already Priced in??
Links:Ken Griffin Tells Fed to Be QuietFedwatch Interest RatesSSRN Papers #1SSRN Papers #2SSRN Papers #3Erik's Reddit PostErik's Links:esInvests - YouTubeesInvests - WebsiteSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Or leave a message at (725) 22-BULLS. Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:2 Bulls DiscordChina Shop MerchGuest DirectoryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 6, 2023 • 1h 3min
Round Table, Square Traders: Ft. Retail Capital
In this latest installment of Round Table, Square Traders, Retail Capital joins Robert to answer his questions about strategy development, back testing metrics, and risk management. We also discussed algo trading and resources to learn Python coding, and even some stories about how Retail learned the hard way the importance of managing risk! Be sure to check out Retail's substack for more info on how he trades and analyzes data!Want to join an expert on the next episode? Send us an email at 2bulls@financialineptitude.com with a list of topics and a short bio and you could be selected for the next episode!About Retail Capital:I started trading a decade ago, have blown my accounts, and had a lot of fun, pain, and tears along the way. In 2022, I turned pro. This has been the best choice I have ever made. I’m far from being the greatest trader out there, but I love what I do and work every day towards becoming one of the best scalpers. I also have a passion for programming and I develop algos that trade live with real $. I mostly trade $NQ and $BTC (more recently).About Robert:I started trading seriously 2 years ago, and I'm still learning and striving for consistency. I have many years of coding experience, and I'm still learning how to use those skills to improve my trading. Currently I'm developing custom trading tools for Sierra Chart, and testing strategy ideas with Python.Episode Links:Datacamp.com - Learning ResourceUsing Python for Statistical Analysis - Learning Resource from RetailChat w/ Traders (212) - Podcast RecommendationChat w/ Traders (243) - Podcast RecommendationGuest Links:Retail Capital's SubstackSocial Links:Follow Retail Capital on TwitterFollow RobertR on TwitterSponsorshipsSupport for 2 Bulls is brought to you by MANSCAPED™, who is the best in men’s below-the-waist grooming. Their products are precision-engineered tools for your family jewels. MANSCAPED’s™ Performance Package the ultimate men's hygiene bundle! Join over 7 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code: 2BULLS at manscaped.com.If you are interested in signing up with TRADEPRO Academy, you can use our affiliate link here. We receive compensation for any purchases made when using this link, so it's a great way to support the show and learn at the same time! **Join our Discord for a link and code to save 10%**Check out the custom studies for futures trading over at OrderFlow Labs. We do not receive any compensation for referrals, we just love their community and tools!To contact us, you can email us directly at 2bulls@financialineptitude.com Be sure to follow us on Facebook, Twitter, or Discord to get updated when new content is posted! If you enjoyed this week's guest, check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!China Shop Links:Beginner EpisodesMiniseries PageKnowledge CenterResourcesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy