Get Rich Slow Club

Whether you celebrate Christmas, Hanukkah, Kwanzaa, Diwali, or just Silly Season, there’s a universal truth we all face: November-to-January costs. A. LOT.Between gifts, banquets, end-of-year parties, and family trips, it’s easy for even the most airtight budget to come undone. Get Rich Slow Club hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have been there – again and again. And, through sheer lived experience, they learned how to ensure their budgets remain largely unscathed.In this bonus episode, Tash and Ana share their top five tips to save for the holiday season. They also discuss the short-term financial goals and easy wins they’ve set themselves for the end of the year. Join the Get Rich Slow Club and start the Silly Season on the right foot!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Over the last few years, the Aussie super industry has seen a bit of a revamp. An increase in comparison tools, calls for greater fund transparency, and initiatives like the first home super saver scheme have all been to the benefit of the public. Even so, there’s still a lot that many people don’t know about their super. To pull back the curtain, the Get Rich Slow Club this week welcomes a very special, very anonymous guest.Join Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) as they discuss all things superannuation with Dr Super. An industry super fund professional, Dr Super has donned a pseudonym to maintain his anonymity. This is good news for us – because it means he can REALLY dive into the industry’s secrets!In this episode, you’ll hear about how to make the most out of your super. You’ll also hear Dr Super’s thoughts on salary sacrificing, fund comparisons, the first home super saver scheme, and much more.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

You don’t need this podcast to tell you that property is a fraught topic in Australia. Between clickbaity news headlines, nail-biting RBA announcements, and bank-busting Domain listings, it can sometimes feel like the game is rigged. That’s why, in this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have approached the topic from a different perspective.Instead of churning out stats or sound bites, they use this episode to share their own journeys with real estate. From the how, to the when, to the hurdles they hit along the way, they lay it all out. In doing so, they hope to empower you in your own journey to property ownership.Happy listening!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

A question Natasha Etschmann (Tash Invests) receives all the time is: “How did you get licensed to give general financial advice?” To answer this query for one and all, Tash and her co-host Ana Kresina (Head of Product & Community at Pearler) have dedicated a bonus episode to it!Join Tash and Ana as they discuss how (and why) Tash got licensed. They also explore various license types; the difference between general and specific advice; and what a licensed representative is actually allowed to say.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

If you’ve seen, heard, or read any financial content, you’ve probably stumbled across this phrase: “speak to a financial adviser.” Usually, it comes from content creators who don’t want to mislead their audience, or appear to provide recommendations. While one of our co-hosts is licensed to give financial advice, you’ll hear it plenty on this show as well. The reasons behind it are understandable – generalised content doesn’t account for specific circumstances, and shouldn’t be construed as advice.But, real talk: do most people need a financial adviser? Do they offer genuine value to would-be and current investors? Or do content creators simply mention them to cover themselves?To answer this question, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) sit down with Deline Jacovides, the founder of financial advisory group Mazi Wealth. In this episode, Deline, Tash, and Ana discuss when to seek a financial adviser, and how to find one. They also explore how to ensure your financial adviser is qualified, and what questions to ask for the best results.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

First and foremost: we recognise that the topic of children isn’t easy for everyone. Families take different shapes and sizes, and some people don’t want or aren’t able to have kids. If parenthood is a subject you’d rather avoid, please feel free to give this episode a miss.However, if you have (or plan to have) kids, you may have considered investing for them. As with all types of investing, there’s no definitive answer – there’s only what’s right for you. But if you’d like to ponder the topic more deeply, this Get Rich Slow Club episode is here to help.In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss the myriad forms of investing for your kids. They also hear from members of the community who have (or haven’t) made financial plans for their children’s futures. Finally, they identify a series of questions you can ask yourself to find the right approach for yourself (even if that’s no approach at all).@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Whether you have kids, would like to start a family, or have no plans for parenthood, one thing is clear: children in this country are expensive. Get Rich Slow Club co-host Ana Kresina (Head of Product & Community at Pearler) has experienced this reality first-hand. However, unlike many other aspects of personal finance, Ana found there were few resources to help expecting parents financially prepare. That’s why she decided to do something about it. Enter: Kids Ain’t Cheap, Ana’s first book!In this bonus episode, Natasha Etschmann (Tash Invests) chats with Ana about what current and would-be parents can learn from her book. They also discuss the average cost of raising a two-child family, and ponder the “Motherhood Penalty”.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

“Money can’t buy you happiness.” It’s an expression most of us have heard for most of our lives. Of course, anyone who’s ever struggled to pay their rent, bills, or mortgage may beg to differ. True, money can’t buy genuine relationships, meaningful memories, or purpose in life. Even so, it can remove many of the stresses that often erode our sources of happiness. Is there an argument to be made, then, that money can buy happiness?Few people are better positioned to explore this topic than Kate Campbell – financial educator and author of “Buying Happiness”. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Kate about the money/happiness quandary. Kate also details five ways to use your money and time to buy happiness, and highlights how money has influenced her own happiness journey.Beyond money and happiness, Kate shares an array of ideas around personal finance in general. These range from creating an emergency fund, to better understanding ETFs, to pinpointing your net worth. Stick around to the end, and you may learn a thing or two you weren’t expecting to learn!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

So far, the Get Rich Slow Club has explored a range of methods to increase your net wealth. From investing in ETFs to budgeting and saving, there are a slew of strategies available to you. However, there’s one tactic which arguably delivers more satisfaction than the rest combined: earning more.In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore all the different ways you can increase your income. They also cover how to negotiate for a pay raise; how to launch a side hustle; and when you may be best served by switching roles. By the episode’s conclusion, you’ll have a clear plan for pocketing a bigger pay packet!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

There are few people in the Aussie personal finance scene who run the game as well as Emma from The Broke Generation. As a Certified Financial Behaviour Specialist, podcast host, and financial educator, The Broke Generation has become synonymous with “millennial finances”. She also happens to be a good friend of the Get Rich Slow Club’s co-hosts.In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Emma about money habits that help and hurt. These range from why we spend money to feel better; to the golden rules for saving money (hint: don’t order drinks in restaurants); to setting goals that you’ll actually stick to. They also ponder whether buying clothes is an indulgence, or an investment.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.