Get Rich Slow Club

On the journey to getting rich slow, frugality can often seem like a less flamboyant travel companion. However, when deployed wisely, frugality can be a game-changer in any long-term wealth-building quest. That’s why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have devoted this episode to their top frugal hacks.They’re joined in this endeavour by Hayden Smith, co-founder and Chief Technology Officer at Pearler. Beyond being the technical mind behind Pearler, Hayden is also a renowned disciple of frugality. In this episode, they ponder a range of crucial frugality questions, including:- What’s a good price per kilo for clothing?- How much cake mix is TOO much (even if it’s really cheap)?- Are budget airlines worth the discounts?- What’s acceptable to take from a hotel, and what is theft?If you’ve been looking to upgrade your frugality game, this is the episode for you!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Share registries are like franking credits or family trusts: most people don’t think about them until they become investors. In fact, if you’ve never (or rarely) invested before, your eyes might have understandably glazed over at “share registries”.However, whether you’re a would-be, novice, or seasoned investor, it pays to learn more about share registries. The better you understand them, the better equipped you’ll be to make the right choices for your investing journey.To give you the deep dive you deserve, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) welcome the perfect guest for this topic: Ibrahim Hussein, Head of ETFs at Computershare Australia and New Zealand.In this episode, Ibrahim chats with Tash and Ana about all things share registry, and answers some common insights. And because this is the Get Rich Slow Club, they also delve into some ETF insights.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Have you ever wondered how the Get Rich Slow Club became the Get Rich Slow Club? In this episode, you can learn all about one half of the duo.Join Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) as they explore Ana’s career and wealth journey. They also share their tips for upskilling, pivoting professions, and following your passion. By listening to Ana’s story, we hope you can find some inspiration for your own future plans!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

“Financial Independence Retire Early – or FIRE”. The name is so epic that the concept practically sells itself. However, there’s nothing clickbaity about the road to FIRE. Like many topics we cover on this podcast, FIRE requires structure, consistency, and a long-term plan.The good news? With enough of those three qualities, FIRE can be attained by virtually anyone.Few people embody this better than Dave Gow, founder of Strong Money Australia and co-host of the Aussie FIRE podcast. Having reached FIRE by age 28, Dave now shares his FIRE experiences with people across Australia. And in this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Dave about all things FIRE.If you’re working towards Financial Independence yourself, you’ll get a kick out of this session!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Many investors are perfectly happy to invest in just one ETF (or none, for that matter). However, some of our listeners prefer to invest in a diverse portfolio of Exchange-Traded Funds. For these investors, choosing the right ETF pairing can make a big difference. After all, some ETFs overlap in their assets, while others are diametrically opposed in their strategies.In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss which ETFs pair well together. They also detail what to look for if you’re trying to choose complementary ETFs. After listening to this episode, you’ll feel much more confident in choosing the right range of ETFs for your goals.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In the investing space, there are two concepts which have gained a lot of traction lately. One is “venture capital” – or, to put it oversimply, investment in startups. The other is “impact investing” or “sustainable investing”, which we’ve touched on in a previous episode. That’s why the Get Rich Slow Club is thrilled, then, to host a guest who combines expertise in both.In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Zarmeen Pavri. A partner at venture capital and advisory group SDGx, Zarmeen’s work focuses on solutions that address UN Sustainable Development Goals (SDGs). Whether you want to understand how venture capital works, or you want to delve deeper into sustainable investing, you’ll love this session!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Guess what? The Get Rich Slow Club has written a book!"How to Not Work Forever" will be hitting online bookstores soon, so in this bonus episode, Tash and Ana give you a run-through of what you can expect from it, and how it will help your Get Rich Slow journey. Listen to the full episode, or preorder your copy today!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Are you an Australian citizen who has started a local uni degree in the last 35 years? If so, you’ll know about HECS-HELP debt. In the early stages of your career, HECS-HELP debt can be pretty easy to forget about. For starters, you don’t need to start making payments until your income reaches a certain threshold. And even then, it’s deducted from your salary, meaning it simply feels like another form of tax. It stands to reason, then, that many people would decide to let time and pre-tax income whittle it away.But here’s the kicker: the more you earn, the more you’re required to pay towards the principle. And here’s the second kicker: the debt is indexed to inflation. In other words, when inflation increases, so does what remains of your HECS-HELP debt. Armed with this knowledge, is it worth making additional payments to clear your HECS-HELP debt?In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore this very topic. In doing so, they discuss how HECS-HELP debt works, and then dissect the arguments for and against paying it off early. By the show’s wrap, you’ll have a clearer idea of how to make the right decision for your goals.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

At the Get Rich Slow Club, there are (among other things) two topics we love discussing. One of them is wage transparency, financial literacy, and closing the gender pay gap. The other relates to side hustles, entrepreneurialism, and people who successfully monetise their passion. That’s why we’re thrilled to host two guests who combine both topics: Victoria Harris and Sophie Hallwright from The Curve.In a nutshell, The Curve is a platform that helps women feel more empowered around money. It’s a safe space for women to get investment-savvy, without the noise and confusion. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Victoria and Sophie about all things financial literacy. They also cover how to speak about money with friends, and how to transition from a side hustle to a full-time business.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Recently, the Get Rich Slow Club received an interesting question from a listener:Is it better for a person in their late 20s to funnel their savings and earnings into ETFs, or to work towards a home deposit via a high-interest savings account?While there’s no universally “correct” answer, there are a range of factors that can influence the decision. And by considering these factors in-depth, each listener can come closer to the right answer for their goals.In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) tackle this question head-on. They do this by exploring the considerations for each choice, and looking at potential options for anyone at this crossroads. If you’ve ever asked a version of this question, you’ll want to catch this ep!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.