Ready For Retirement

Episode 02: Show Notes.Welcome to the first full episode of Ready for Retirement, we are so happy to have you join us here as we share some great and simple strategies for making retirement that much easier and enjoyable! A big part of doing this has to do with tax and that is our focus today. If you can optimize your taxation situation you can alleviate a lot of unnecessary strain on your finances and so we are providing you with four easy ways to reduce tax. These are guaranteed to help you keep more of your income, which is ultimately the goal. This list is not exhaustive and there are definitely others too but these four are approachable and common enough to start with! We talk about maxing your social security benefit to make the most of it when you do collect it, important considerations for asset location, looking beyond investment dividends, and reducing IRMA surcharges. All of these measures can help you retain more of your resources and maintain the type of lifestyle you hope for as you enter an important part of your life. Please join us for this accessible and informative exploration, today!Key Points From This Episode:Learn how Social Security is taxed and Pay attention to your asset location; tax-efficient investments in taxable accounts!Focus on more than just dividends; other considerations to take into account.Reducing IRMAA surcharges; considering your modified adjusted gross income. You do not need to reduce your lifestyle, but think about when and how you take your income. Links Mentioned in Today’s Episode:Modified Adjusted Gross IncomeLet's Connect!James Conole on LinkedInReady for Retirement Root Financial PartnersCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Welcome to the Ready for Retirement Podcast! Episode 01: Show Notes.Hello, everyone, and welcome to the first episode of the Ready for Retirement podcast! Your host for the show is James Conole, a certified financial planner and the founder of Root Financial Partners. Before getting into the details of this new show, we want to thank you for taking the time to tune in – you will not be disappointed by the many surefire tips and strategies that we will share on the podcast. In this episode, James walks listeners through the basic information of the show, including who it is designed for, the depth at which topics will be explored, the kind of subjects that will be covered, and how often new episodes will be published. In addition to learning what you can expect from the show, listeners will also hear a bit about James and how his day-job has equipped him to bring you the most up-to-date information on retirement. Key Points From This Episode:•    Who the show is designed for and will benefit most from its content. •    The depth at which we will explore topics related to retirement. •    Investments, taxes, social security, insurance and other topics to look forward to. •    Learn more about your host James, a Certified Financial Planner™  with a passion for people. •    James' unique perspective working with people who are planning to retire.•    The frequency of the podcast and the estimated running time of each episode. •    BONUS: Check out the two additional episodes we have ready for you! Let's Connect!James Conole on LinkedInReady for Retirement Root Financial PartnersCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!