The Long Game

It's no secret that interest rate changes are coming. With that comes a lot of good like lower mortgages and cheaper borrowing on other loans. But is also means lower rates on cash, bonds, etc. In this episode we go talk about what is happening and what it means for you. We talk about refinancing, recasting, what you should do with your cash, etc.

Real estate is something almost everyone wants to invest in. Why? Because of 'passive income'. But is real estate really that passive? Or is it as easy as people make it out to be? In this episode with Raj Tut, we talk: - his journey with investing in real estate - how you have to view it like a business - mistakes others make (and one's he has made) - what to look for when investing in a fund

For high income earners, deferring taxes to the future can be a great move. But you are oftentimes limited to the $69,000 you can put into a 401(k). This is where cash balance plans come into play. You can potentially defer hundreds of thousands more using this tool. In this episode with Ben Lake, we talk all things cash balance plans, how they work, the good, the bad, etc.

As you get further along in your financial journey, the decisions you make have HUGE impacts. Many turn to friends, family members, peers, etc for advice. The problem... it is not tailored to you. It's what has worked well for them and they are telling you about it. This can be dangerous. And it's a huge reason why having a planner who knows you, your goals, your values, your fears, and your situation is so valuable.

HSA's and FSA's are both great accounts. They allow you to save for health expenses on a pre-tax basis. In this episode we walk through: - what an HSA is - what an FSA is - what health plans allow for each - how most use FSA's incorrectly

This is a question that comes up time and time again. Many believe that the party of the president matters. They assume the markets do better with republicans and worse with democrats. But is this true? We dive into the data to explore this further.

Roth = post tax Traditional = pre-tax Both have their benefits and can be the right account at different times. In this episode Thomas and Jacob breakdown: - how Roth accounts work - how pre-tax accounts work - when it might make sense to use one vs the other - Roth conversions - which we use and prefer

Learn about the benefits of self employment retirement accounts like Solo 401(k)s and SEP IRAs, including contribution limits and tax advantages. Dive into the complexities of each option and discover why solo 401(k)s may be a preferred choice for retirement planning.

Expert in business financials and outsourced CFO services, Kurtis Hanni, discusses the importance of understanding your business's financials and how hiring an outsourced CFO can be beneficial. They touch on key financial metrics, strategic financial planning, and the empowerment that comes from financial understanding.

In this episode with Taylor Schulte, CFP we talk: - how to plan for retirement - the big risks you face - how to overcome the mindset shift as you switch from accumulation to decumuluation (the hardest part for everyone)