The Chris Harder Show

Money mindset is often shaped by childhood experiences and influences. But, just like you can change your views on relationships, you have the ability to transform your mindset about money. Remember, your beliefs about money are within your control, and by adopting the right mindset, the possibilities are endless. In this episode, I share my personal money mindset journey and highlight that anyone can achieve wealth and make a positive impact. The key lies in aligning your beliefs, habits, and actions with your desired outcomes. IN THIS EPISODE, WE TALK ABOUT: - Recognizing your childhood influences on your current money mindset - Revisiting your earliest money memories, questioning their validity, and reframing them to align with your desired beliefs - How to seek money heroes with similar values and aspirations - Ways to practice generosity and provide value to others - My perspective on success RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

Lori and I are constantly asked about our investment strategies, and today, we're breaking each of our investments down by the level of risk associated with them! We encourage you to invest in yourself and your business before anything else, as it's the least risky and most crucial investment you can make. From there, we dive into how we approach low-fee index funds for long-term retirement goals, individual stocks, and real estate investments for passive income. We also touch on the potential gains and losses of Web3 investments and exotic opportunities such as cryptocurrency and start-ups. IN THIS EPISODE, WE TALK ABOUT: - Understanding that investments require time, patience, and potential loss - The value of investing in yourself and your business - Contributing to autopilot investments, such as low-fee index funds, to plan for retirement - Tips for investing in individual stocks, real estate, Web3, and exotic opportunities - Our criteria for investing in start-ups - How to get into rooms with successful high-level people RESOURCES - Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Listen to Earn Your Happy CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

By consistently adding time, effort, authenticity, and value to a community, you will create a strong foundation and build trust with successful collaborators. Today, I'm discussing the art of community building and encouraging you to seek out communities that consist of like-minded individuals who take action. Plus, I share my advice on dealing with imposter syndrome by embodying your unique perspective, entering rooms with confidence, and detaching yourself from the outcomes. IN THIS EPISODE, WE TALK ABOUT: - Tips for building a tangible community - The significance of authenticity and a genuine desire to be a part of a community - What makes a community valuable? - Advice for overcoming imposter syndrome - How to confidently enter a room and add value to the conversation RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

As entrepreneurs, it's natural to feel hesitation when hiring or outsourcing services for your business. Let this be your wake-up call. If you want your business to reach its full potential, you need to invest in the right people. In this episode, I remind you that the money you bring into your business is revenue, not just income. Reinvesting a significant portion of your revenue back into your business is crucial for growth and will force you to show up consistently. Don't let the fear of parting with your money hold you back from achieving your goals and multiplying your income! IN THIS EPISODE, WE TALK ABOUT: - Understanding the difference between personal income and business revenue - Why making investments in the right people will bring your ideas to life - Overcoming the fear of failure or financial loss - Why paying other people or services will hold you accountable and push you to take action RESOURCES - Text DAILY to 310-421-0416 to get daily Money Mantras and Business Perspectives CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

If you want friendlier people in your life and desire positive opportunities, you have to be the generator. By proactively choosing to be happy, even when it doesn't come naturally, you will become a catalyst for spreading joy to those around you. Today, we share our insight on generating happiness by training yourself to focus on the good, appreciating your purpose, and surrounding yourself with positive influences. We encourage you to start small by choosing one moment each day to be a happiness generator so you can gradually expand positivity throughout every aspect of your life. IN THIS EPISODE, WE TALK ABOUT: - How to train yourself to focus on the good, not the bad - Appreciating your purpose and embracing the challenges in your life - Simple ways you can become a happiness generator - Advice for surrounding yourself with positivity RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event. - Sign up for The Spritz newsletter at litepink.com! CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Listen to Earn Your Happy CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

Whether you're working with family, choosing the right business partner, or outsourcing roles, maintaining strong business relationships is a massive factor in a successful company. When I started frello, I knew I needed a partner who could manage the tech side of the app, and because I put in the effort to ensure our work styles complemented one another, our business and partnership flourished. In this episode, I share my insights on aligning visions and values, honest communication, and setting boundaries within a business relationship. IN THIS EPISODE, WE TALK ABOUT: - Advice for establishing successful partnerships from the very beginning - How I found my current business partner and the reasons why we work so well together - Ensuring that your pace aligns with your partner's pace - Strategies for building your business without a partner RESOURCES - Text DAILY to 310-421-0416 to get daily Money Mantras and Business Perspectives CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

In a recent conversation with my extremely wealthy friend, we talked about the significance of his luxury yachts, jets, and homes. He told me these items are tools for bringing the family together and creating epic memories. True worth lies not in the physical objects themselves but in the lifelong memories they make. Today, I encourage you to reflect on why you desire the material items and shape your pursuit of them around curating experiences that bring people together to make lasting memories. IN THIS EPISODE, WE TALK ABOUT: - Why do people say, "More Money, More Problems"? - The true value of material items - What it means to have a "spike" moment - The significance of making epic memories and having extraordinary experiences RESOURCES - The Power of Moments - Text WORKSHOP to 310-496-8363 to be the first to know about our next workshop! CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

We have been incredibly busy lately! But despite the stress of constant travel and feeling like we each have two full-time jobs, we still manage to get everything done. By shifting your perspective on time and personal expectations, you will work with more passion and more intensity within smaller time constraints. Your capacity for quality work grows as you strengthen your ability to take on more tasks and tougher challenges. IN THIS EPISODE, WE TALK ABOUT: - How to shift your perspective to enjoy the "busy" - Managing your relationship with time - Advice for overcoming disappointment when expectations are not met - Accomplishing the same amount of work with more passion in a limited time frame RESOURCES - Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Listen to Earn Your Happy CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

I encourage you to reconsider your standards and only work with people that leave you enthusiastic because you and your business deserve that greatness. Don't tolerate mediocrity in your professional relationships. There is extreme value in surrounding yourself with collaborators that ignite your excitement and energy. Today, I share my advice for ways to seek out and demand extraordinary partnerships on every level of your business IN THIS EPISODE, WE TALK ABOUT: - An example of a collaborator that ignites my enthusiasm - Why it's crucial to set high standards for collaborators - Advice for demanding new ideas, value, and energy from meetings - Ways to upgrade your standards for enthusiasm and high talent RESOURCES - Text ROUNDTABLE to 310-421-0416 to get information on our next roundtable event CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app

Once I realized that every transaction is an equal exchange of energy, it completely shifted my perspective as both a business owner and a consumer. Whether you're trading wisdom, connections, products, or good old fashioned cash, there's always a balanced exchange. Join me on this episode as I unpack the layers of this concept and share examples of how I've seen it play out in my life. IN THIS EPISODE, WE TALK ABOUT: - How to become less fearful of investing in things that improve your life - Finding the silver lining when you buy something that doesn't turn out to be what you thought it would be - Examples of how exchanging your time can eventually pay off in a big way - Understanding the true value of your product or service RESOURCES - Text me the word ROUNDTABLE to 310-421-0416 to get information about the next November Roundtable VIP session! CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me Learn more about frello, my peer-to-peer lending app: frelloapp.com Follow frello: @frello_app