FTAdviser Podcast

The start of 2022 has been an improvement on the start of 2021 - if nothing else because we can leave our homes.But last year was eventful despite the ongoing fallout of the Covid-19 pandemic. Consolidation activity continued at pace, with private equity continuing to play a major role, and last year's tax reforms will give advisers plenty to think about.So what does 2022 have in store for advisers this year? FTAdviser's digital editor Damian Fantato is joined by reporters Amy Austin, Ruby Hinchliffe, Sonia Rach and Sally Hickey to find out.They discuss the FCA's continued crackdown on defined benefit transfers, the growth of cryptocurrencies, how ESG regulation could affect advisers over the next year, and what other areas the FCA can be expected to focus on.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The past couple of years have been difficult for many people in the UK and elsewhere. As a result, people have changed their plans and found their financial futures altered. So what happens when clients change their minds - either because they have to, or because they want to?How should investment portfolios be structured to help cope with big life-changing decisions? How can investors ride out the sort of pandemic-induced volatility seen in 2020 without being spooked? And can technology help provide the answer? This podcast aims to discuss these questions and more. Joining Simoney Kyriakou, senior editor of FTAdviser, are three panellists: Symon Stickney, chief executive of digital investment specialist Collidr; Jessica Ayres, financial consultant for Timothy James & Partners; and Tony Stenning, chief executive of derivatives specialist Catley Lakeman. Hosted on Acast. See acast.com/privacy for more information.

It has been a decade since Nutmeg launched as the first major British robo-adviser and since then, many start-ups have entered this space with the intention of disrupting investing but not all have succeeded.After several years of many private equity-backed launches, the number of new robo-advisers being launched has dried up and, if anything, the space is contracting. UBS Smartwealth, Investec Click & Invest, Moo.la and Scalable Capital have all quit the UK retail market. And earlier this month Canadian robo-adviser Wealthsimple joined them, by selling its client book to focus on its North American arm.In the last FTAdviser Podcast of 2021, reporter Ruby Hinchliffe is joined by Mike Barrett, consulting director of the Lang Cat, and Simon Bussey, director of wealth at Altus Consulting, to discuss what impact robo-advisers have had and what the future might have in store for those which remain.They discuss how the robo-advice proposition has evolved, why some of these companies have found themselves offering advice or B2B services, and whether the 'hybrid' model can prove successful.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The collapse in bond yields and the dominance of stocks which pay little in the way of dividends has forced many medium risk investors to confront the dilemma of whether accept a lower yield or take on more risk.In this edition of the FTAdviser Podcast, sponsored by Schroders, special projects editor David Thorpe examines what these investors can do to square this circle.He is joined by Andrew Marsh, manager of the Artemis Income fund, Darius McDermott, investment adviser to the Chelsea multi-manager range, and Vincent McEntegart, manager of the Aegon Diversified Monthly Income fund.They discuss whether traditional ways of thinking about risk remain valid following the pandemic and the unprecedented monetary policy it prompted, whether the dividend stalwarts of the past - such as oil or mining companies - can overcome the challenges they face, and whether investors simply have to accept a lower yield.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Pensions minister Guy Opperman has said his next plans for reform involve legislating for simpler pension statements, including a "statement season" when everyone receives their pension information at the same time of year.Opperman said he wanted it to become normal for people would meet in a place such as a pub and have a frank conversation about their pensions with their friends.But should this be Opperman's priority? And what impact, if any, could pension statements and a "statement season" have?This week reporter Amy Austin is joined by former pensions minister and current partner at LCP Steve Webb and Tom McPhail, director of public affairs at the Lang Cat, to discuss the proposals.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The cost of raising a child is something many advisers discuss with clients, either on marriage or when the first child is born. Everything from funding school fees to food and clothing needs to be planned carefully. But what happens when clients are unable to conceive and need fertility treatment? How can advisers discuss this sensitive topic with their clients and help them cover the cost of conception? Talking to senior editor Simoney Kyriakou on this latest FTAdviser In Focus podcast is Charlotte Gentry, founder of the IVF Network, and Dr Emma Cannon, founder of the Emma Cannon clinic. Hosted on Acast. See acast.com/privacy for more information.

The return of inflation, low yields and the spread of the new Omicron variant of coronavirus have raised some awkward questions for bonds and their role in portoflios.Yield curves, often used by investors to gauge the market's expectations for growth, have been flattening recently which suggests there is widespread concern about the economic outlook.With quantitative easing coming to an end in the UK and the Federal Reserve announcing the end of tapering, what does this mean the the outlook for bonds?This week FTAdviser's special projects editor David Thorpe is joined Rupert Harrison, chief investment officer at Kingswood, Eugene Philalithis, head of multi-asset investment management for Europe at Fidelity International, and Dickie Hodges, manager of the Nomura Global Dynamic Bond fund.They discuss the potential impact of looming changes to monetary policy, how to allocate during times of inflation, the outlook for high-yield bonds and why yields generally are stubbornly refusing to rise.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The FCA has pledged to introduce ESG rules for financial advisers, implementing a regime which would require intermediaries to take into account sustainability issues when advising clients.But what is the current regulatory situation? In this podcast sponsored by Royal London, FTAdviser special projects editor David Thorpe is joined by Ryan Medlock, senior investment development and technical manager at Royal London, and independent investment commentator Adrian Lowcock.They discuss the current regulatory environment for responsible investing, the direction of travel for the regulation of responsible investing and how Europe's SFDR regime is impacting investments.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The Chartered Insurance Institute is currently running a consultation which, it says, will help it and its members adapt to the changing world of new technology, more demanding regulation and changing attitudes among consumers.It puts forward proposals about the membership career journey and how the CII's learning and assessment could evolve.But the proposals have sparked some degree of concern among chartered financial planners - particularly since they come so soon after the CII's attempt to deregister the Personal Finance Society earlier this year.This week FTAdviser's digital editor Damian Fantato talks to Alasdair Walker, a chartered financial planner at Handford, Aitkenhead & Walker and chairman of the PFS's practioner panel who was appearing on this podcast in a personal capacity, about what he thinks the CII's proposals get right and wrong.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The wealth management industry cannot solve climate change on its own, and there were significant elements missing from the Cop26 agreement, said Eoin Murray, head of investment at Federated Hermes.Speaking on the latest edition of the FTAdviser podcast about the outcome from the Cop26 summit in Glasgow, Murray said the devil was in the detail of the agreement.“So much of it is promissory and that always makes me nervous,” he said. “We also need to bear in mind that we will never solve [climate issues] ourselves, as investors or as an industry, it always had to be part of a bigger package and I think there are still some significant elements missing from the bigger package in terms of regulation, policy etc, although again, a number of improvements in a couple of areas will have got us further down the path [to net zero].”Murray was joined on the podcast by Rob Harley, portfolio manager with the sustainable funds group at Stewart Investors.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.