FTAdviser Podcast

The mortgage market has been on a rollercoaster ride over the past year. Since former Prime Minister Liz Truss’ disastrous mini-budget in 2022, combined with rampant inflation and subsequent base rate rises, lenders, brokers and would-be borrowers alike have been trying to keep up with the fast-paced changes to products. How are we to make sense of what is happening in the mortgage market right now? In this latest FTAdviser podcast, editor Simoney Kyriakou is joined by Mike Cook, chief mortgage officer for Market Financial Solutions, and Jane King, mortgage adviser with Ash Ridge. There is also a short report from Theo Grey, outlining some of the developments in the mortgage market on why customers need expert help right now.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

MSCI describes thematic investing as a top-down investment approach that relies on research to explore macroeconomic, geopolitical and technological trends. These trends encompass long-term, structural shifts arising from new business models, disruptive technologies and changing consumer tastes and behaviors – megatrends that have the potential to change whole industries and shape the way we will live, work, travel and treat disease in the future.Thematic investing is intentionally future-focused around specific emerging trends that are expected to evolve. So in the current economic environment, how have thematic funds fared and how do they fit into a portfolio?In this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Kenneth Lamont, a senior manager research analyst at Morningstar, and David Docherty, investment director, thematics at Schroders.The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

It is no secret that the adviser population is maturing. But what do advisers need to know about passing on their business in the current market? We speak to Victoria Hicks, managing director of The Exit Partnership, and Kanishk Swarup, founder of Compound Wealth Planning, to find out. Hosted on Acast. See acast.com/privacy for more information.

Challenges faced by private asset investing, including lack of liquidity and high fees. Barriers to entry for private wealth clients and the opportunity for retail private wealth to increase allocations. Recent policy statement allowing Elthouse units to be categorized as a restricted mass market investment. Effects of consumer duty on private assets investment. The future of private assets in investment portfolios and the importance of easier access and automation.

It seems the pace of consolidation has continued apace despite the changing economic circumstances, but has anything changed?This week, in the last FTAdviser Podcast before a summer break, deputy editor Damian Fantato is joined by Albertha Charles, UK asset and wealth management lead at PwC, and Louise Jeffries, managing director of Gunnar & Co, to find out.They discuss what is driving consolidation now, the role of private equity, the profile of companies which are likely to be snapped up and what the industry might look like in five years time.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.The podcast will be on a summer break over August and will return in September. Hosted on Acast. See acast.com/privacy for more information.

In his Mansion House speech earlier this month, Jeremy Hunt said some of the UK’s largest defined contribution pension schemes had agreed to commit 5 per cent of their default funds to unlisted equities by 2030.Hunt said his aim was to enable the UK’s financial services sector to increase returns for pensioners, improve outcomes for investors and unlock capital for UK growth businesses but what are the risks and will schemes jump on board?This week Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Tim Orton, chief investment officer at Aegon about the chancellor's Mansion House pension reforms.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Consultants Mel Holman and Bradley Northrop, adviser Kusal Ariyawansa, and Quilter's Paul Young discuss the meaning of fair value in financial advising, challenges in defining and assessing fair value, aligning financial services with clients' needs, the use of big data for investment analysis, and the significance of evidence and measurement in demonstrating fair value.

Firms are frantically preparing as the deadline is fast approaching at the end of this month. Given the imminent timescale, it is encouraging to note that a survey by Schroders revealed that 19% of advisers said they are fully prepared for consumer duty and 77% said that their preparations are in progress and that they should be ready for the end of July. However, 4% had said that they had not yet started to prepare.This week FTAdviser deputy news editor Sonia Rach talks Gillian Hepburn, head of UK intermediary solutions at Schroders and Alexandra Roberts, head of regulatory policy and compliance at Pimfa on the impending July 31 consumer duty deadline.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The advice gap is ever-growing and as a profession, financial advisers have a role to play. But is it solely up to the financial services industry?A recently conducted poll on Twitter asked financial advisers what their views were on financial education in schools and whether it should be a collective effort by the advice / financial services industry or whether the onus should be on schools and the government. More than half of the advisers said schools need to do more, around 32% said advisers need to help and some 13% said it’s not advisers' problem.Collaboration seems to be a key necessity here in order for it to work and many of the larger financial advice businesses are already trying to do their bit, but what more can be done to reduce the advice gap and increase financial literacy?This week FTAdviser deputy news editor Sonia Rach talks to Mina Karshala, board trustee at Young Enterprise, Jade Rose, wealth planner at Kingswood Group and Daniel Williams, IFA at Morgan Williams & Co and the current PFS Education Champion of the Year.They discuss the extent to which schools and government have a role to play, how advisers can contribute and help and they also touch on the role of social media. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Kamal Warriach, Ian Mortimer, and Paul Major discuss the challenges of investing in innovative companies, diversification in early-stage companies, governance in thematic investing, healthcare investment opportunities, and the importance of engagement and liquidity in tech investing.