FTAdviser Podcast

Jeremy Hunt touted this week's Autumn Statement, which included a 2 percentage point cut in national insurance contributions, as the beginning of his plans to cut taxes for businesses and individuals and as a return to growth.But did the chancellor of exchequer's actions match his words?This week FTAdviser deputy editor Damian Fantato is joined by Matt Todd, associate director at RSM, Ian Cook, chartered financial planner at Quilter Cheviot, and Claire Trott, director at Technical Connection, to pick the bones out of Hunt's accouncements.They discuss the impact of the NICs cut amid the wider context of fiscal drag, why the chancellor may have avoided cuts to other taxes, and whether the "pot for life" which was announced is a good idea.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

One of the rumours which has swirled around about next week's Autumn Statement is that Jeremy Hunt will use it to reform and simplify the Isa regime.There have been rumours he will allow savers to put money into multiple Isas in the same year, but there have also been reports he is considering a "British Isa" to encourage investment into UK companies.This week Damian Fantato, deputy editor of FTAdviser, is joined by Tom Selby, head of retirement policy at AJ Bell, and Tim Morris, IFA at Russell & Co, to discuss the pros and cons of these policies. Plus they discuss the recent rumours Hunt is planning to cut inheritance tax.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The market turbulence across a variety of assets over the past year or so has raised the question of where investors should go to seek shelter from the storm.This week FTAdviser's investment editor David Thorpe is joined by Ian Barnes, chief investment officer at Netwealth, David Jane, multi-asset fund manager at Premier Miton, and Ben Gutteridge, director of the model portfolio service at Invesco, to find out.They discuss the role of government bonds in general and gilts in particular given recent volatility and the prospects for investing if inflation stays higher for longer.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Research into dementia is at a breakthrough point, signalling the moment in history that people will look back on and say that "this is the moment when everything changed". This was the positive message delivered by Dr Richard Oakley, associate director of research at Alzheimer's Society, speaking to editor Simoney Kyriakou on the latest FTAdviser podcast. He was joined by guests Yvonne Braun, director, long-term savings, health and protection, at the Association of British Insurers; and Rose St Louis, protection director at Loyds Banking Group and Board member of Insurance United against Dementia, who opened up about the lived experience of her family when her mother was given a devastating diagnosis of dementia.  Hosted on Acast. See acast.com/privacy for more information.

Last week, St James’s Place announced it was scrapping exit fees for the vast majority of new investment bonds and pensions as part of an overhaul of its charging structure.The firm said there would be a revised charging structure for new investment bonds and pensions which will operate with an initial charge and ongoing charges but without any early withdrawal charges.In addition, charges across all its wrappers, which have historically been disclosed primarily on an all-inclusive basis, will be separated into component parts. It’s no surprise that the FTSE 100 has often been scrutinised for its fees so this was largely welcomed by the industry but had many questioning why now?FTAdviser deputy news editor Sonia Rach talks to Alison Gay, senior public affairs consultant at the Lang Cat and Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute on the impact of the consumer duty on fees and other areas in the industry.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The ESG fixed income market has seen impressive growth since its establishment more than a decade ago, but more recently performance has been lacking. In this CPD podcast we speak to fund managers Kris Atkinson and Stuart Chilvers, and adviser Minesh Patel about how they navigate the current market and where the future opportunities lie. Hosted on Acast. See acast.com/privacy for more information.

Amy Austin, news editor at FTAdviser speaks to Ben Hammond, consulting director at the Lang Cat and Verona Kenny, Managing Director of Intermediary at 7IM, about the FCA's letter to platform CEOs.They discuss the FCA's issues around fees, unstable technology and long transfer times.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system.Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whether a "pot for life" is a workable option.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

On this episode of the FTAdviser In Focus podcast we speak to mortgage advisers about whether or not it makes sense to invest in green home improvements. They all agree the idea of greener homes is a great one but there are various issues in the way they are currently funded that raise concerns. Hosted on Acast. See acast.com/privacy for more information.

Over the previous years and during lockdown, we saw a flurry of activity and a surge in the number of start-up consolidators popping up, as well as a lot of private equity deals.But this last year it has felt like a bit more of a slow down.This week, FTAdviser's deputy news editor Sonia Rach talks to Louise Jeffreys, managing director at Gunner and Co and Paul Morrish, founder at Succession Wealth, on the state of the seller market. They discuss everything from what has been driving the business of this market, how the landscape for acquirers of IFA businesses has changed - if at all - and what we can expect to see.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.  Hosted on Acast. See acast.com/privacy for more information.