Aussie FIRE | Financial Independence Retire Early

Send us a textAt Aussie FIRE, we believe that investing regularly in low-cost ETFs will trump endless research. Forget an encyclopaedic market knowledge, or a deep grasp of macroeconomics; the secret ingredient is consistency. Even so, there are some investors who may want to ensure their assets run as a well-oiled machine. This is where portfolio optimisation comes into play. In this chapter, Kurt from Pearler explores a Nobel Prize-winning form of portfolio optimisation called Modern Portfolio Theory. He also details how to put this theory into practice, and how to measure its impact on your portfolio. This one goes out to all the FIREstarters who want to get scientific about their investments!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textHave you read many early retirement success stories lately? Chances are, most of them featured investors who were too young to have used a cassette tape non-ironically. And don't get us wrong –  anyone who can retire before their joints start to creak has our undying respect. However, given the tenor of these case studies, you'd be forgiven for thinking that FIRE is a young person's game. Fortunately, Shaun from Project Palm Tree is here to tell us that nothing could be further from the truth. In this chapter of Aussie FIRE, Shaun covers different FIRE strategies for older investors. He also details how embarking on your FIRE journey later in life can lead to some surprise benefits. Would you rather read over this chapter at your leisure? Head on over to our blog!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textIf you search online for FIRE resources, you'll likely find a slew of articles targeted at singles or couples. In contrast, the idea of reaching FIRE with children seldom rates a mention. Is it because kids simply cost too much to fit into a FIRE framework? In this chapter, we hear from Ms. FireMum on that very question. If her name hasn't already given it away, she's living proof that FIRE with a family is within your grasp. While it may require some extra planning, there's no reason you can't reach Financial Independence with children in tow. Tune into this chapter of Aussie FIRE to learn how you can retire early with tots! PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this podcast, the concept of playing the long game in achieving financial independence is discussed. Topics include curating a balanced lifestyle, setting boundaries, celebrating milestones, choosing reliable sources for financial advice, and finding the right balance in your financial journey.

Send us a textIn our last chapter, we detailed why shares and index-tracking funds have historically been so popular with the FIRE community. However, there's more than one way to start  FIRE. By learning about the full spectrum of assets, you can make the right FIRE choices for your goals. That's why Captain FI spends this chapter diving into the variety of wealth-building options available to you. These range from the common, such as bonds and high-interest savings accounts; to the more exotic, like precious metals. He also compares different investing strategies, so you can decide which assets (or which balance of assets) are right for you.  PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textThere are a slew of different ways to reach Financial Independence and Retire Early. However, there's one method that stands tall above the others in terms of FIRE popularity. And that method is shares investing. While other assets classes have always enjoyed FI representation, FIREbugs have historically clustered around shares like moths around a, er, flame. In this chapter, Ms. FieryIce from Two To FIRE explore why shares have historically been so popular amongst the FI community. She also details different shares investing strategies, and highlights the key fundamentals of investing with shares for FIRE. By the chapter's end, you'll have a clear idea of how shares investing can align with your long-term goals. PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textWithin the long-term investing community, the phrase "time in the market beats timing the market" is something of a motto. In this chapter, you'll find out why. Join Kate Campbell from Rask as she explores the benefits of getting started early with investing. These include the magic of compound interest, the power of making mistakes (sooner rather than later), and the pitfalls to avoid. If you've been thinking about investing for a while, but aren't sure how to begin, this chapter is for you.  Do you favour the written form over audio? Check out the e-book chapter!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textSometimes, despite our best efforts, life can get in the way of our FIRE plans. Unwelcome surprises can place demands on our finances, and if we aren't prepared, our investments can take a hit. That's why, in any Financial Independence journey, it pays to be ready for emergencies. In this chapter, Latestarterfire helps you determine the amount you'll need for an emergency fund - and how to build it. She also explores whether (and which type of) insurance is right for you, and how to keep those insurance costs low. Would you like to read while you listen? Visit the written version of the chapter here. PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a text"Work smart, not hard" is a philosophy that's applicable to countless areas of life. Perhaps nowhere is this truer than in the quest for FIRE. Don't believe us? Ask Aussie Firebug - a man so FIRE-y he has "fire" in his name. And you'd better believe he brings the FIRE to this chapter...because he does.In this next instalment of Aussie FIRE, the man who shares three-quarters of his name with the title of this book drops some truth bombs. Some truth...FIREbombs, if you will. And these aren't the type of truth bombs that will leave you staring at yourself in the mirror, wondering why you thought you could pull off double-denim. No, these financial firecrackers can help you increase your income, and earn more from your savings.Enjoy!Oh, and if you'd rather read the chapter, go here. PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textIn the last chapter, we covered the easy wins to be found on the journey towards FIRE. However, to really progress towards our goals, we need to assess our spending behaviour, budgeting habits, and relationship with money. The good news is: it's not as painful as it sounds. In this chapter, Kara from The Flawed Consumer explores how you can make meaningful headway towards your FIRE target by forming the right long-term plan. She also discusses the power of investing according to your values. Do you favour the written word over the spoken? You can peruse this chapter on our blog!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.