Aussie FIRE | Financial Independence Retire Early

Send us a textDave and Hayden’s Q&As have become a regular thing on this podcast. Sure, audience feedback has been overwhelmingly positive, which is the key reason they’ve become part of the landscape. At a deeper level, though, Dave and Hayden see it as a golden opportunity to connect with the community. That’s why they’re particularly excited about this session.During this episode, they answer a range of questions, from “What ETFs is Dave invested in?” to “Are financial magazines worth it?”. They cover a cornucopia of other queries, too, so you won’t want to miss it!FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textDave and Hayden at Aussie FIRE recently received a thought-provoking question from a listener. While we’re paraphrasing slightly, its essence boiled down to:“As a long-term investor, are you better off buying a more expensive home, or buying a cheaper home and investing the difference?”Depending on your own preferences, you might have a clear idea of which approach makes the most sense. However, from an objective point of view, there are a range of factors to consider. So, in the spirit of open-mindedness, Dave and Hayden set out to compare the two.Join them as they measure the potential pros and cons of buying a more expensive home against a cheaper one. By popular demand, Hayden also unpacks his rent vs buy Excel spreadsheet calculations. Listen along, or check out the spreadsheet here.FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textThere are countless ways to learn as an investor, from books, to podcasts (like this one), to quarterly earnings reports. Even so, some of the most memorable lessons are the ones we make through trial and error. Aussie FIRE co-hosts Dave and Hayden are no exception – in fact, were it not for their investing mistakes, they wouldn’t have made it this far.In this session, they cover the key lessons they’ve learned from their investing mistakes over the years. These include:Trying to pick stocks without really knowing what they were doingOvercomplicating the investing process Putting too much stock in predictions Watching price movements too much And many more. Have you made any of these mistakes? If so, great – it’s all part of the investor’s learning experience!FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textIf you’re working towards Financial Independence Retire Early (FIRE), a question may have crossed your mind: is it easier to reach FIRE as a single person, or as a couple? Unsurprisingly, people within the FIRE community have been debating this one for a long time. And depending on who you ask, you’ll likely receive a different answer.At the end of the day, both singles and couples are equally capable of reaching FIRE. But as a thought exercise, Dave and Hayden have set out to compare the two categories. They do this by measuring both groups across income, spending, investing, and practical/psychological considerations. They also offer some ideas for how both groups can succeed, and share their own personal experiences.Enjoy, and as always, feel free to share any questions!FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textA few sessions ago, Dave and Hayden hosted their first Aussie FIRE audience Q&A. Well, the community seemed to enjoy it… so they’re doing it again.This time around, they answer a slew of new FIRE queries – from “What are your thoughts on US tech stocks?”; to “How would you invest $500 per month as part of an ETF strategy?”, to “How is investing for your kids different to investing for yourself?”.Come for the answers, and hopefully you’ll leave with more questions!FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textLast episode, Aussie FIRE co-hosts Dave and Hayden discussed debt recycling, and who can benefit from it. As it turns out, people in our community have a lot of questions about this subject. For this reason, Dave and Hayden decided to run a debt recycling FAQ.Join the Aussie FIRE duo as they answer some of the most common questions around debt recycling. These include:Is debt recycling even legal? What type of loans do I need to debt recycle? How do I know whether I should debt recycle? What are the ideal interest rates for debt recycling? And many more. Tune in, and they’ll give you answers – or, at the very least, the questions you should be asking yourself before you try debt recycling.FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textYou may have suspected just from its name, but debt recycling can be a polarising topic in investing circles. Some hail it as an effective way to scale your investments. Others deride it as a source of needless complexity. But regardless of where you stand on the matter, one thing is certain: to use debt recycling, you need to know what you’re doing.In this episode, Dave and Hayden explore the subject of debt recycling in depth. They do this by discussing how it works, why it’s popular with some investors, and what you need to understand before you consider it. If you’ve been looking for a launchpad to understanding debt recycling, this session has you covered.PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookFI Case Study Request FormDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this engaging discussion, Dave Gow, the mastermind behind Strong Money Australia who reached financial independence by 28, dives deep into his personal finance journey. Listeners gain insight into his annual expenses of around $60,000 and the impact of spending habits on net worth. Dave shares how relationships influenced his FIRE habits and the complexities of merging finances within partnerships. The conversation also highlights the emotional aspects of financial management and offers relatable advice for anyone aiming to achieve financial milestones.

Send us a textSince launching back in 2023, the Aussie FIRE podcast has cultivated an incredible community of listeners. And, over the last few months, co-hosts Dave and Hayden have received a lot of thought-provoking questions from their audience. That’s why they were thrilled to run their very first audience Q&A.In this episode, they answer an array of listener queries on long-term investing – from “What are the cons of selling shares when they’re up, then re-buying when they’re down?”; to “Are some of our concerns around ethical investing unfounded?”.Tune in and see how many of these questions have crossed your mind!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookFI Case Study Request FormDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this podcast, the hosts delve into the financial considerations of renting versus buying a home for FIRE strategies. They crunch numbers to determine the most financially sound decision, exploring factors like mortgage rates and moving costs. The episode also discusses tax optimization, leveraging home equity for investing, and personal reflections on the decision-making process.