It's Personal Finance Canada

It's Mothers Day (on the day we recorded) so what better time to learn about how to teach your kids about good financial management and decision making. From allowances, budgeting, credit and more we discuss topics worth talking with your kids about. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

This week we test out the so called "tried and true" 4% and see if it still applies to the 21st Century. That's right we discuss the The 4% withdrawal rule, sequence of returns and retiring in a down market like the one we're in right now. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

This week we talk about the true cost of rising interest rates and how it will impact you and your budget. Rates are going up so you need to get ready now to secure your financial future.  As a bonus we also explain how the Bank of Canada and the Federal Government are able to make money appear out of thin air and why that is contributing to the rising cost of living. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Parliamentary report on how money is created in Canada: https://lop.parl.ca/sites/PublicWebsite/default/en_CA/ResearchPublications/201551E

This week we offer a flurry of tax tips just in time for your 2022 filling, to help you get more of the deductions and credits that you ma be entitled to. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Link mentioned in the episode: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses.html

This week we breakdown the key points of Budget 2022 which will impact your personal finance decisions for the rest of the year. We'll cover changes to housing affordabilty, new programs and how it's all going to be paid for. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

Having a family is a big financial responsibility but knowing whether or not to stay home with the kids is a difficult choice, especially today. This week we talk fomr our own experience of weighing the financial pro's and con's of childcare and how those choices impact your finances. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

This week we discuss good and the bad about active investmetns and if paying fund managers and MER's is worth your investment Dollars. We also tackle what to look out for when choosiing an active investment option for yourself. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

Investing can be complicated so many people choose to follow the "indexes" to make theri lives less complicated. This week we talk about what these main North American indexes are and how they can help you reach your financial goals. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

This week we put the "personal" in It's Personal Finance Canada, as we go over our own story of how we got to where we are today. Learn how our experiences have shaped our views of personal finance and how try to help others through our own life lessons.  If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

This week Christine goes over the key questions you need to ask yourself about sustaining yourself during retirement. Learn the ins and outs of different investment strategies and whay you need to be on the look out for in you golden years so they don't turn into your rusted years. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com