It's Personal Finance Canada

Knock, knock. Who’s there? Later. Later who? “Buy now pay later” that’s who! This week we come face to face with the everyone’s favorite frenemy, consumer debt. We talk about good debt vs bad debt, how to get out of the minimum payment cycle and how to start improving your reliance on credit.If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

This week we break down the “Financial Stress Index 2025” published by FP Canada. Get a clear picture of how poorly so many of us are doing and how deep the generational wealth and comfort divide is getting. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada Useful Resources:FP Canada Financial Stress Index: https://www.fpcanada.ca/2025-financial-stress-index

Who’d a though personal finance is just personal development with budgeting? This week we continue our look at “The Seven Habits Of Highly Effective People” by Stephen R. Covey and see how we can better ourselves and our finances. Find out about win/win vs win/lose, relationship development and best of all a new Cam approved anagram.⁠If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit ⁠⁠braunfinancial.com ⁠DIY Investing at: ⁠https://get.modernadvisor.ca/braun-financial/⁠Keep the conversation going on our Facebook Page and Group: ⁠https://www.facebook.com/itspersonalfinancecanada⁠

This week Christine talks about Stephen Covey’s book “The Seven Habits Of Highly Effective People,” and finds a way to apply it to our personal finances. Find out how circles, squares and private victories can make all the difference in your life.If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Excuse me, I believe you have my stapler. This week we help you become a better and hopefully higher paid employee. What do bosses want, how to stand out, and what your true value is. Plus we reveal the greatest tip of all… being competent! If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Dive into the entrepreneurial journey and the need for regular evaluations of business practices. Discover how to turn a passion project into a successful business by understanding customer needs and providing exceptional service. Learn the art of delegation and oversight as your company grows, ensuring you remain informed about key areas. Enhance customer experience through personalized interactions and feedback. Collaboration and continuous improvement play vital roles in achieving long-term success; don't hesitate to seek guidance from fellow entrepreneurs.

Explore the pitfalls of popular personal finance advice that might not fit your unique situation. Discover the difference between good and bad debt, and how strategic borrowing can actually build wealth. Learn about the dangers of impulsive financial decisions and the importance of an emergency fund. Dive into the challenges retirees face in adjusting their spending and the balance between wants and financial realities. Finally, understand why critical assessment of financial tips is crucial for achieving your goals.

Discover the secret to happiness through painting Warhammer 40K figures and the value of experiences over material possessions. The hosts discuss how nurturing relationships can enrich life, urging a shift from wealth accumulation to creating meaningful memories. They evaluate the impact of personal connections on well-being, highlighting the importance of supportive relationships while recognizing harmful ones. Embracing the idea that true value lies in experiences, they encourage listeners to reframe their financial decisions for a more fulfilling life.

I’m getting too old for this… or am I? This week we talk about why people struggle to start their retirement. Concerns about the markets, what to do with their time or just the apprehension that always come right before a major life change. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

The podcast dissects the traditional 60/40 portfolio strategy, questioning its relevance in today's market. It explains the blend of 60% equities and 40% fixed income, examining risk tolerance and the influence of modern investment tools. The role of fixed income is highlighted, clarifying the distinctions between bonds and stocks, and their impact on portfolio stability. Listeners learn about the complexities of bond investments and the importance of selecting the right portfolio managers. Personalization of investment strategies is advocated for better financial outcomes.