

Frugal Friends Podcast
Jen Smith & Jill Sirianni | Backyard Ventures
Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.
Episodes
Mentioned books

Aug 14, 2020 • 54min
What to Do with Your Purge: Tips for Donating, Gifting, and Selling
So you've done the declutter and achieved a degree of minimalism and frugality that feels right for you...now what?? On this episode we talk all about what to do after the 'purge' and some sustainable and responsible ways to give, sell, or donate your used and unwanted things!Sponsors:
The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. If you’re listening in real time, August 14, this is the last day to get that bonus. Also the workbook is $34 but it’s also the last day we’re offering it at $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
You know the kind :)Book of CD's:
Notable Notes:What the Internet has to say:This article from The Verge gives us tips on how to get rid of all the stuff we've decluttered from our homes...responsibly!What Jen + Jill have to say:
Tech
Check out manufacturing trade in deals (apple, android)
Sell old stuff (ebay, FB marketplace)
Declutrr gives quote on your tech (and may also take books, CDs, DVDs, legos)
Swappa (charges buyer, not seller)
Amazon has trade in program (payment in form of gift card)
Charity
Computers with a Cause
World Computer Exchange
Globetops
So old no one wants it?
Recycle - check with town/city for recycling center - check out earth911 for nearest recycling center
LOL - give it to a museum????!!
Books
Sell
Amazon, Abebooks, Powells (give ISBN, condition, mail in book, they sell and give you money)
Textbooks - Chegg, bookbyte
Give
Better world books - list of dropsites
Books for soldiers
Libraries
Clothing
Sell: the real real - designer stuff
Give to charity - charity navigator, guidestar
givebackbox
Everything else
Ebay
Freecycle, buy nothing groups, neighborhood app
More from the Internet:This article from NBC News gives us some more ideas on how to get rid of items that we no longer need See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Aug 7, 2020 • 53min
Personal Finance Basics
In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. Sponsors:
TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. You have to purchase by August 14 to get that bonus. And the workbook is $34 but for this week only it’s $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
No further explanation needed. just thought we could all use a reminder. Being kind: minimal effort - great reward.Being Kind.
ALSO sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.
Notable Notes:Now let's get into it; on every 7th episode we replay one of our most popular episodes that’s at least a year old and because we’ve spent so much time the past few weeks working on something special for you (a.k.a. the workbook!!), today is one of those episodes! ENJOY!Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!Thanks for listening! See you next week!See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jul 31, 2020 • 58min
Frugal Travel: Staycations, Local Travel + Road Trips w/ Danielle Desir
Traveling and vacationing is very difficult right now with all that is going on in the world which is why we are very excited to talk with Danielle Desir from The Thought Card about ways we can enjoy the summer, experience new things, and get creative in safe and affordable ways! https://thoughtcard.com/ Sponsors:
! We are so excited to share this with you next week! We have designed this workbook to be six week-long challenges that will help you identify changes you can make to become more frugal long term. You can definitely do them on your own but the workbook is really designed to 8be done in pairs or small groups. And don’t worry if you don’t have a friend to go through it with because if you buy during launch week we will have a way for you to connect with other people who’ve also bought the workbook so you can set up some groups. It launches August 7th and if you want that buy now button in your inbox on launch day go to frugalfriendspodcast.com/workbook.The Frugal Friends Workbook
You may not be able to take that international trip you were planning this summer or go to that conference that is your one week a year you get to escape from your normal life and hang out with other people who understand youBrowsing the Internet!
Notable Notes:We asked Danielle her top tips for frugal vacations, especially in the age of COVID and travel limitations:For people who want to take a break but can’t or just don’t want to leave the house, what are your recommendations for frugal staycations?-hiking-walking/running-check out local restaurants2. How about local travel? How can we save on safe activities and other stuff?-consider whats within a few hours-check regulations3. What about road trips? Any advice for safe and affordable road trips?-identify your comfort level-check state requirements-viatur.com - travel offers-travelzoo - every Wednesday they post top 20 deals-gate1 travel-tripadvisor-use pinterest as search engine4. How can we get financially prepared for travel in the future?-define comfort level-check credit card if not getting money backBILL OF THE WEEK - Thank your Danielle for sharing your bill about dropping a bill you don’t need anymore! AND saving for backyard weddingfrugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a billLightning RoundOur upcoming travel plans, how we've had to alter them due to covid, and what we're doing to save on them.
Danielle - traveling local
Jill - MOVING!
Jen - an 'early adopter' and went on a quick trip to Nashville
Where people can find more about you
Blog
Podcast: The Thought Card
IG, FB, twitter
Book: “Traveling With a Full Time Job”
We also want to thank Danielle for sharing about WOC Podcasters; a community of content creators. AND for providing us with a list of her current favs:
Freelance Friday - Latasha James
School of Ambition - Dielle Charon
See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jul 24, 2020 • 47min
Tips For Creating a Capsule Wardrobe You'll Love For Years
If you've ever been curious about what it would be like to pair down your clothing essentials, this one's for you! While there are all sorts of definitions and guidelines out there for how to achieve a 'capsule' or minimalist wardrobe, we are providing the foundational tips and principles to create a closet that is simple and beloved.Sponsors:
The Frugal Friends Workbook! We are so excited to share this with you in two short weeks! We’ve always worked to promote healthy conversations about money and those don’t have to start with telling people how much debt you have and what your 401k is invested in. So The Frugal Friends Workbook helps you do that with challenges and questions designed to help you open up about money but also change some habits. It launches August 7th and if you want that buy now button in your inbox on launch day go to frugalfriendspodcast.com/workbook.Jen-
Less is more - when it comes to garlic knots, pasta, and doughnuts this couldn’t be further from the truth - BUT our sponsor wants us to know that sometimes having less of something provides space for more of something else - kinda like less complaining leads to more joy. Less is more - only true for some things in life.Jill-
Notable Notes:What the Internet has to say:This article from Be More With Less gives us 3 foundational tips for building our own capsule wardrobe.What Jen + Jill have to say:
1. See
2. Sort
3. Choose
More from the Internet:This article from The Blissful Mind provides us with a list of the top 10 capsule wardrobe essentialsMore from Jen + Jill:
Choose a color palette. It's ok to like black/grey/white, but you can also make it colorful!
We love their definition of a capsule wardrobe: "A small collection of useful clothing that you love” - now how great does that sound?!
BILL OF THE WEEK - This week's bill is brought to us by EveryPlate; America's best value meal delivery kit! We tried it and agree that the food is fantastic, affordable, and super convenient! EveryPlate’s recipes come with everything already pre-measured so we don’t buy a whole bunch of stuff at the grocery store that will just go to waste. And every meal comes together in about 30 minutes – definitely faster than a trip to the grocery store or starting a meal from scratch. You can get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code FRUGAL3 at checkout. Thank you so much Chanelle for submitting your bill of the week well done on negotiating your rent! We are amazed!frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a billLightning RoundWhat you always wear, what you never wear (but people say should be in a capsule)
Jen- yes: athletic wear, no: heels, jewlery
Jill- yes: cardigan and scarf (doesnt matter the season); no: jewelry (sunglasses???)
Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!Thanks for listening! See you next week!See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jul 17, 2020 • 50min
Maintaining Financial Stability Through Big Life Changes
We all experience transitions in our lives; some foreseen, others unforeseen and while these changes impact our whole personhood, we want to explore how to sustain financially through these stressful shifts. From divorce to job change, today we're talking about what we should be focusing on to come out the other side aimed at financial well-being!Sponsors:
Our show has always been about coming together around a shared desire to save more, consume less, and do great things financially and we have been working our hearts out to bring you something that helps you do that better and it’s called The Frugal Friends Workbook. We worked too hard on the inside to come up with a better name. The Frugal Friends Workbook can be completed on your own but it’s created to be gone through in pairs or small groups. It’s 6 week-long challenges that will help you become more frugal in various aspects of your life. It launches August 7th and you will be hearing more about it in the weeks to come.The Frugal Friends Workbook!
Specifically the great Instagram post I saw that said you have every right to give em a plot twist. Plot twists:
What the Internet has to say:This article from Forbes lists out some important steps to take specifically when walking through a divorce, but we find these tips helpful for all sorts of transitions we may face!What Jen + Jill have to say:
Update accounts
Build a “post divorce team” - financial advisor, therapist, vocational counselor (FRUGALLY!)
Develop a financial plan
More from the Internet:This article, again from Forbes, lists out how we can think about and be prepared for a career change.More from Jen + Jill:
Understand your costs & Cut expenses
Make sure new career can cover your costs
Save!
Take your time (stick with ‘old’ profession as you learn the new one)
Thank you Erica from NJ for sharing your bill about PAYING OFF 2 credit card! Congrats!BILL OF THE WEEK - Sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a billLightning RoundHow we navigated big life changes
Jill - current move to FLORIDA
Jen- Career change from acupuncturist to writer to freelancer
Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!Thanks for listening! See you next week!See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jul 10, 2020 • 37min
How to Make Budgeting Work For You w/ Rachel Cruze
Despite how important budgeting is for our frugal lifestyles, we often skip over this step or struggle to find a method that works well for us. For this reason (and many others) we are over the moon to share our conversation with THE Rachel Cruze about her budgeting tips and the ways we can tailor our budgets to make sense for our lives and circumstances!Sponsors:
As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor, here are 2 ways you can support us.
1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
2nd is to sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. If you do this you will get $10 bonus cash back and so will we.
YOUR AD HERE:
when you experience something awful so that others don’t have to, or you learn a new lesson the painfully hard way so that others can pick it up easily. Kinda like taking a soccer ball to the face at recess. Taking one for the team; it’s not pleasant, but the rest of us are grateful.Taking One for the Team:
Notable Notes:We were honored to ask Rachel Cruze all about her budgeting tips and ways to tailor our budgets to work for us!
How can someone who busts their budget every month safeguard themself to stop spending out of control?
How about for the opposite person who just wants to hoard money and that’s keeping them from reaching financial goals?
How can someone make the cash envelope or clip system work if they don’t like carrying cash?
What should someone do after they break their budget, like they get an unexpected bill or they go into Target for one thing and come out with 12?
!BILL OF THE WEEK - Thanks Rachel for sharing with us your tip about spending less at target than expectedfrugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a billLightning RoundOur most recent budgeting flop and how we recovered.
Rachel- food! Recovered by spending less in other areas
Jen- newspaper subscription :/
Jill- thankfully not doing much right now; but FOOD - always food! That pendulum swings and I get real tired of figuring out meals everyday. I do best in the radical middle (some meals at home, some take out - or a mixture i.e. CFA chicken on my own salad)
Website, ShowRachel Cruze daveramsey.com/hopeGiving away 14 day free trial of financial peace Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!Thanks for listening! See you next week!See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jul 3, 2020 • 49min
Frugal Yard Maintenance + Landscaping
We are starting in on our summertime listener requests today with a show all about making the most of your outdoor space, no matter how big or small, as inexpensively as possible.Sponsors:
We love you guys. You are the third most important reason we keep doing this podcast behind liking each other and the money. And if you would like to support the show head to FrugalFriendsPodcast.com/support to find free and inexpensive ways you can help us big time with little effort!Listeners like you:
Want to get your neighbor to mow their overgrown lawn? Send neighbor kids to knock on their door with a lawn mower various days throughout the week. The neighbor kids will either make some money mowing the lawn or the neighbor will eventually be shamed into doing it themself. Neighbor shame, if you care more about your neighborhood looking nice than actually being nice. Neighbor shame:
Notable Notes:What the Internet has to say:This article from Budget Dumpster gives us some great ideas for making our yards look great on a budgetWhat Jen + Jill have to say:
Vertical Garden - consider this approach if short on space AND can be inexpensive to make if using recycled materials (i.e bottles, containers)
Utilize Color - consider how you use paint; if you have ‘mismatched’ planters but prefer a more clean look - paint it!
Look for plant swaps in your area
Plant useful! FORM AND FUNCTION
Rosemary - fleas+ticks
Peppermint - ants, spiders mosquitoes
Basil - mosquitoes + house flies
Lavender (the cadillac of plants!)- moths, fleas, flies, mosquitos
Ground cover - natural perennial ground cover (i.e. sedum, creeping periwinkle, violets, pansies, snow glories, moss flox)
Incorporate inexpensive lighting, fire pit, seating
Compost instead of mulch, free mulch from tree companies
Save old tires from the dump
More from the Internet:This article from An Oregon Cottage gives us a list of the top 10 plants to grow that give us a great return on our moneyMore from Jen + Jill:
Herbs - easy to grow, not bothered by pests, grow in mediocre soilBASIL - freezes well, also PESTO!
Squash - super high yield at peak (veggie noodles, breads, stir fry..)*important to pay attention to your climate and the varieties and types of fruits/veggies that can be grown in your area
Lettuce and greens - hearty and fast grower
Hot peppers - we love salsa!
BILL OF THE WEEK - Thank you Amanda for sharing your utility bill that you dropped by $13frugalfriendspodcast.com/billIf you want to submit your bill of the week visit to leave us a billLightning RoundHow we do/will maintain our lawns
Jill
Personally most concerned about decreasing maintenance - plan to have little to no grass in backyard
Plant usefully - I like flowers, but I also REALLY like food - veggies will be priority
Plan to live life outdoors quite often - creating oasis (with my own hands) will save money on labor and hopefully in other areas in the long run
Propogate my own - from my own yard/garden AND others - considering this before I buy any plants!
Jen- I kill everything so I don’t have a garden. We compost and use well water to water our lawn.
Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jun 26, 2020 • 53min
How To Buy Happiness
Some say money can't buy happiness, but what if it can? Today we're talking 'happy money principles' and ways to align your dollars with your values and use money as a resource to experience greater intentionality with your spending.Sponsors:
As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.
1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.
YOUR AD HERE:
it’s what makes me happy and it’s what repels cavities. Chewing gum, it’s a win-win.Chewing Gum:
Notable Notes:What the Internet has to say:This article from Forbes provides us with 5 principles of happy moneyWhat Jen + Jill have to say:
1. Buy experiences- “research shows that material things turn out to provide less happiness than experiential purchases.”
2. Make it a treat- “When something is always available people are less inclined to appreciate it. Look for ways to turn your favorite things into a treat again. This may mean cutting back on them for a while.” #absencemakestheheartgrowfonder
3. Buy time- “outsource your dreaded tasks in order to have more time to follow your passions. If money is an issue, consider outsourcing things like cleaning the house so you can work more and earn more money to pay for the house being cleaned.”
4. Pay now, consume later- “By paying up front and delaying consumption, you can buy more happiness even as you spend less money. Because delaying consumption allows spenders to reap the pleasures of anticipation without the buzzkill of reality, vacations provide the most happiness before they occur.”Provides something to look forward #hope
5. Invest in others- “Research has shown that spending money on others provides a bigger happiness boost than spending money on yourself.”
More from the InternetThis article from INC provides us with some top tips for 'happy spending'More from Jen + Jill
1. Spend it on extra time- hire a housekeeper, virtual assistant, splurge for grocery delivery
2. Spend it on a great experience- just because physical things last longer doesn’t mean they bring happiness for a longer period of time. When creating your budget, prioritize at least 1 experience each month.
3. Spend it with someone you care aboutBUT SPEND WITHIN YOUR MEANS
4. Spend it on someone else - 'tis better to give than to receive
BILL OF THE WEEK - Thanks Olivia for sharing about your $2 bill that you used to FILL UP the gas tank on your scooter!
frugalfriendspodcastIf you want to submit your bill of the week visit See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jun 19, 2020 • 49min
Modifying the Baby Steps with Merilee of Easy Budget
Sometimes our budgets, financial goals, and lifestyles don't fit into a nice neat box; we find that our approach needs to be individualized and create space for freedom! This is why we are excited to share one of our top most listened to episodes with Merilee from Easy Budget; tune in (again!) to hear about how she modifies the baby steps to fit her needs!Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.YOUR AD HERE.1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for. The psychological concept that refers to how strongly you believe you have control over the situations and experiences that affect your life. People with a strong internal locus of control have greater confidence in their ability to make change through their own actions and often have higher self-esteem. An internal locus of control, focus on what you can control and create your own path, don’t wait for others to create it for you.Internal Locus of control:Notable Notes:We got to ask Merilee all of the questions! She shares more about their debt free journey and how they have made this process work for them.
When and how did your debt free journey start?
Tell us about the ways you and your husband approach money differently, and what struggles have you faced during it?
How are you modifying the baby steps and are you happy with those modifications?Merilee's modifactions:
Still contributing to 401k
Bought a house during baby step 2
Maintain a bigger emergency fund
How do you stay motivated?
Questions - Thanks Merilee for sharing your favorite bill and your love for amazon prime!! (Here's the link to the Tinkle Razor for anyone interested ;))BILL OF THE WEEKIf you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill More from Merilee
What are your recommendations for side hustles for stay at home moms?
Nanny - find gigs where you can bring your own children or watch others’ children in your home
Find stay at home work - such as appraisals
Consider selling items on Etsy
Ask around! Be creative!
Tell us about your debt snowball calculator?Find Merilee's awesome creations HERE
Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!Thanks for listening! See you next week!See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jun 12, 2020 • 48min
How to Graduate College Without Debt
We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt.Sponsors:
: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money.
1st is to buy a discounted gift card from Raise. Raise sells gift cards at a discounted price to all kinds of places. Find a store you’d shop at anyways and you can save money right off the top by using a discounted gift card to purchase it! When you use our referral link: frugalfriendspodcast.com/raise you’ll get $5 to spend and we will too!
Sign up for Rakuten and spend $25 at any online store they offer cash back at. Sign up at frugalfriendspodcast.com/rakuten and download the chrome extension to see every time Rakuten offers cash back at a store. When you spend $25 through rakuten you earn $10 CASH MONEY! So that’s one way you can help us without spending any money beyond what you’ve already budgeted for.
YOUR AD HERE
Seniors: We want to thank all the recently graduated seniors for sponsoring this show - you pooled together your dimes and nickels and really came through for us! BUT TODAY we want to celebrate YOU! Congratulations on your hard work and effort and completing an important chapter of your lives - whether you just finished high school or college you had many more obstacles than most in the final stretch of your race. We see you! Thanks for the sponsorship ;)
Notable Notes:What the Internet has to say:This article from Good Call gives us 4 ways to get our college degree without taking on loans or going into debt!What Jen + Jill have to day:
Find money (grants, scholarships, military funding, crowd funding, employee tuition reimbursement)
Lower tuition costs (AP classes/dual enrollment in H.S., maximize classes taken each semester, community college!)
Make money - look for flexible, reasonable hours, desired experience
Reduce expenses - (car, rent, food, books)
More from the Internet:This article from Learn provides a list of 10 reasons to consider attending college online!More from Jen + Jill:
No wake up fees
Lower tuition
No commute!
No lost wages (i.e. maximizes time - all time on school can go to graded assignments - more time to work)
Potential lower tuition
- Thank you Kelly for sharing your bill with us about how you saved money on your menstrual cycleBILL OF THE WEEKIf you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a billLightning Round Biggest waste of money in college and where we’re glad we saved:
Jen- Not using my full scholarship
Jill- going out of state - living on campus
Jen- Living off campus
Jill- books savings and school online
Wrap-Up:Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.