The Bottom Line

James Lee-Tet is the Managing Director of AS Mortgage Partners, a mortgage broking firm that assists clients with their personal, commercial and business lending needs. James has over a decade of experience in the banking sector after spending the past ten years in various commercial banking roles. Bringing a wealth of knowledge, enthusiasm and passion to AS Mortgage Partners, he works closely with all clients to deliver financial solutions that meet their needs and strategies. In this episode, you’ll learn how to finance the purchase of your commercial premises, the difference between business and residential lending, and the benefits of using a mortgage broker.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Raoul Salter is a partner at Gross Waddell ICR, a commercial real estate company, who specialise in commercial property sales, leasing and management.   With over 21 years in the industry, you could say he knows a thing or two about the property market.  In today’s episode, Raoul shares the journey of leasing a commercial premise, explains lease terminology that is thrown around in today’s market, and provides professional advice to those who are looking at leasing a commercial property.    Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Barry Lehrer is the Founder and Chief Executive Officer of DiffuzeHR and ChildHR, an HR legally compliant software system that manages the entire employee life cycle. This is something we utilise here at Alexander Spencer, and we love it. In today’s episode, Barry discusses the importance of HR documentation and why it's so important for a business to get right. He also shares his insights on how to manage staff performance and deal with those who are underperforming, as well as the most important policies businesses should have in place to cover themselves.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Malcolm Ebb is the Founder and Managing Director of FeeSynergy. FeeSynergy is Australasia’s leading provider of automated debtor management software and finance solutions to the accounting and legal sectors. In today’s episode, Malcolm shares his best practice debtor management processes, from credit checks to tax invoices, trade terms to payment methods. He also discusses common mistakes business owners make when it comes to debtor management, how to remain compliant around direct debits and credit cards and how to get paid on time, every time!   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Sharon Piening is an award-winning Asset Finance Specialist and Director at The 500 Group, a group of finance professionals that assist clients in financing their equipment and motor vehicle purchases. In today’s episode, you’ll find out what asset finance actually is, we’ll break down the process of purchasing and financing equipment, and you’ll hear how structuring your asset purchases in this way can really improve the flexibility of your business.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Christopher Angrakian is the Managing Director at Managed Services Australia, one of Australia’s fastest-growing Managed IT Service providers. Managed Services work around the clock — 24 hours a day, 365 days a year — proactively monitoring businesses' networking and infrastructure to ensure they are always secure. In today’s episode, you’ll hear about cybersecurity and cybercrime. You’ll learn about the common threats that face businesses today, the additional risks working-from-home has on cybercrime exposure, and what to do if your business is negatively impacted by cybercrime.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Dennis Danaher is a Director at Danaher Moulton, a law firm specialising in commercial, private, property and litigation matters. In today’s episode, Dennis discusses why it's important for business owners to have a shareholder agreement set in place from the beginning. He also unpacks the various sections of shareholder agreements and how they work with multiple shareholders, such as when going into business with friends or family. From partnership disputes to shareholders being voted out of business, you’ll leave this episode knowing just how important it is to have an agreement set in place from the very start of operation.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Adam Jelic is the Founder and Managing Director of MiGoals, a stationery brand that produces diaries, planners and journals which are specifically focused on goal setting. Now, MiGoals is not your average stationery brand! What started as a simple idea, became the company’s mission: to create products that help people turn their goals from dreams into reality. In today’s episode, you’ll hear about the challenges Adam overcame in starting a stationery business, the importance of starting young for entrepreneurs and how goal setting can transform your business.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Victoria Pyatt is a Director at Launchtwo People, a specialist recruitment company that helps find top accounting talent for firms across Australia and abroad. With over 18 years of experience in recruitment, Victoria now uses her extensive knowledge to coach businesses on how to acquire top talent candidates. In today’s episode, you’ll learn how to hire the right candidate for your business. Victoria breaks down the entire process from advertising the role to shortlisting the candidates as well as the actual interview process. You’ll also hear why hiring the wrong person can be extremely costly, and learn ways to prevent this from happening.   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Daniel Tramontana is the Chief Operating Officer at BGL Corporate Solutions, a software company providing compliance management software solutions to over 8,000 businesses in 15 countries. Daniel is extremely passionate about people, health and wellbeing. In today’s episode, you’ll hear about the importance of taking a holistic view when it comes to people's health and wellbeing, why your staffs' wellbeing should be at the forefront of your decision making and why your people are your biggest asset.   Resources and links: Heads Up RU OK?   Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.