In My Non-Expert Opinion

53: Doesn't working on a yacht in the South of France sound luxurious? Wake up to gorgeous sunrises, surrounded by wealth, luxury, and glassy waters? Well... that's part of the job, but it's not as glam as it seems. If you've watched Below Deck on Bravo, you know this. Actually, one of the cast members called it "being a janitor on a floating toilet"... YIKES. Is that how it really is?Luckily, we have Anastasia Surmava on this week to dish the real scoop. She's the third stew on Captain Sandy's boat, Sirocco, on this season of Below Deck Med. We hear all about the duties of stewardesses, what it's like being crammed together in cabins for weeks at a time, the craziest requests guests have made, and just HOW much money yachties make.Anastasia also tells us about her road to yachting, and what she does on her downtime. She is a HUSTLER, and shows everyone it's okay to live an unconventional life - hopping around the globe every week doesn't have to be a far-off dream.Make sure to watch Below Deck every Monday night, and follow Anastasia for more behind the scenes, and updates on her travels.Follow Chelsea, and write into the pod hello@inmynonexpertopinion.com.Stay tuned every Thursday for new episodes!Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

52: Finance expert. Published author. Influence, money,  independence. Nicole Lapin seemed like she had it all on paper. So how did she end up having a mental breakdown in which she ended up in the psych ward?In today’s episode, Chelsea interviews Nicole about her brand new book “Becoming Super Woman”. The book shines light on how overworked and unhealthy “hard work” can be. Nicole completely hit rock bottom, and can now tell her story of overcoming that mindset.Her book provides valuable and easy to follow steps to break old thought patterns, take care of yourself, and get over all your limiting beliefs. She admits it was no walk in the park, but it was worth it to get where she is now - making lists of things she loves about herself, prioritizing self-care, and... even marrying herself?! Yep... you read that right.Be sure to follow Nicole (@nicolelapin) and find her book at all major book retailers, including Amazon. You can also enroll in her online course, and check out more info on nicolelapin.com. Follow Chelsea @chelseariffe and write into the pod: hello@inmynonexpertopinion.com.Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

51: Many of us know Sivan Ayla Richards as the lifestyle blogger who dishes it all: home decor, style, travel tips, cooking ideas, beauty tips and more, while keeping real and true to herself.In today's interview, Chelsea dives into how Sivan got where she is today. How does she manage running her own brand, on top of working with her husband, launching a swimwear brand, working on her blog, shooting video content, ideating future products...  is there anything Sivan DOESN'T do?They go way back to where Sivan started her own brand, what she's inspired by (it's not what you think), and much more.Follow Sivan on her IG @sivanayla and website: sivanayla.com, + check out her brand new swimwear line at shoptanlines.com. Follow Chelsea @chelseariffe, or write into the pod hello@inmynonexpertopinion.com. Catch new episodes every Thursday!Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

50: You might know Tori Deal from MTV’s “The Challenge”. A show that focuses on competition, egos, cheating, jealousy, lies, and so much more. So how did Tori end up founding a self-care and spiritual company with her business partner Vira, called SuiHeart Club?In today’s episode, Chelsea dives into SuiHeart Club‘s origin story, and all the topics it hopes to bring awareness to. The brand does challenges focusing on journal prompts, activities, and so much more. Their IG is radiating positivity, with original illustrations done by Vira. Poems, mantras, daily reminders - it’s your daily dose of inspiration, without being cheesy.The girls chat through a variety of topics: sobriety, cheating, relationships, business, judgement, criticism, and everything in between. It’s a conversation that’s raw and real, but still makes you laugh because no one takes themselves too seriously.Follow @SuiHeartClub, @tori_deal and @viracantdance. You can follow @ChelseaRiffe or write into hello@inmynonexpertopinion.comConnect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

49: We've all had dark days. Not wanting to get out of bed, wanting to just binge eat for days, skipping workouts, wanting to call out of work. Or realizing you're thousands of dollars in debt, overweight, and hiding your true self. That's where Paul Fishman was at a time in his life, but today, he's turned his life around to become a Self Love Coach.Paul (@paulfishman) now helps people build confidence, love themselves, and eliminate people pleasing. The conversation gets deep quick, as Paul has done a LOT of work on himself in order to help others do the same. It can be hard to be your true self, but Paul provides a variety of tips, tricks, exercises, and takeaways to help you get there.Paul offers a variety of value on his site, and is offering a group program called the Self Love Diet. Check out all the resources to see what resonates with you best, and how you can step into the person you are and want to be, not some people-pleasing person living on someone else's terms. Follow Chelsea @chelseariffe, and write into the pod: hello@inmynonexpertopinion.com.Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

48: Chelsea kicks off the show by reporting LIVE in Bali! Of course, there are more Australia updates - including one she was SHOCKED to find out.Today's guest is Michelle Razavi (link to her IG: @michellerazavi) who is an Equinox trainer, and runs the site TravelLikeATrainer.com.What a perfect time to come on, as Chelsea has NOT seen a veggie or fruit in weeks since moving to Oz. It's been pasta, pizza, and wine daily. Thankfully, Michelle shares tips, tricks, and insights on how to travel and enjoy yourself, but not feel like Shamu after every vacation. Or just finding motivation to get back on the wagon!Michelle's site is SO helpful - any traveler should read this. It's the one issue Chelsea struggles with - buying shitty airport food, eating huge portions on vacation, and trying to find time to exercise on a trip - and Michelle has a hack for every single issue.Visit TravelLikeATrainer.com to prep for your next trip + follow Michelle @MichelleRazavi on IG. Follow Chelsea @chelseariffe and write into the pod: hello@inmynonexpertopinion.comConnect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

47: Chelsea kicks off the episode with more updates about Australia, and funny enough, her guest, Loren Trlin, is an Aussie native! Hear about Chelsea's wild weekend in Bondi Beach, what she's been doing every day, and MORE terms/customs that are much different than in the States.After the Oz recap, she interviews Loren Trlin, who is a business coach and life strategist based in LA, living life on her terms, and helping others do the same. She discusses how she transitioned from being an unhappy lawyer to a mega successful entrepreneur.Where did Loren get all this wisdom? How does she live alone in Beverly Hills in a dream house, doing what she loves? What does she think of imposter syndrome? What about making money - how can we do that if we have one set job/salary? Loren covers it ALL, and shares how to live a life in abundance - across all fronts.Loren offers a variety of services, tools, and resources, which you can find at https://lorentrlin.com/. Be sure to check out her site, and follow her on social media @lorentrlin (her content is SO valuable)! Follow Chelsea @ChelseaRiffe, and write into the pod hello@inmynonexpertopinion.comConnect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

46: Chelsea is back for another weekly episode... this time from her new home in AUSTRALIA! She recaps her first week Down Under, and what’s coming up. She also spent a week in LA interviewing tons of guests before she left, including Meagan Grainger, host of Superficial Magic!Meagan has undergone some major lifestyle shifts lately, after hitting a serious low point (like Ambien/alcohol blackout low point). But in true Meagan manifestation fashion, she somehow manifested not only a dream new home, but soulmate roomies and.... a recording studio?! Yeah... she’s a manifest master.Meagan discusses how she got to this point, sobriety, dating, and so much more.Make sure to follow her @meagangrainger and tune into her podcast “Superficial Magic”. Follow Chelsea @chelseariffe, write into the pod (hello@inmynonexpertopinion.com), and tune in every Thursday for new episodes.Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

45: We're back for Part 2 on living abroad and Eurotrip recap with Briana Lykkegaard (@brianalykkegaard). We dive into more details of the trip to Spain and Denmark, and get into more of the Danish culture.Danish culture has a lot of similarities to Spanish, with longer meals to enjoy each other's company, "hygge" compared to "siesta time", and lots of libations.Denmark has some of the BEST food on the planet, and often is called the happiest country on earth. Briana shares her experience living there, raising a family, and what's different between Copenhagen and her time in Barcelona.We end with a game of "Spanish vs Danish", to see which culture Briana has taken more of a liking to.Follow @brianalykkegaard, DM her about planning a trip, questions about Europe + travel. Follow @Chelseariffe, email the pod hello@inmynonexpertopinion.com, and leave a review to win a sheet of badass NEO stickers.Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

44: Finally recapping the Eurotrip from earlier in the summer to Barcelona + Copenhagen with Chelsea’s friend who’s lived in both spots: Briana Lykkegaard!They discuss how they landed on where to go, Briana’s time living in Spain, Spanish customs, living abroad, and so much more.Hear how Briana prepped for a big move on a whim, what it was like moving to a country that doesn’t speak your language, her insights on adjusting to another culture, and what advice she has for anyone ready to make the leap.Follow Briana @brianalykkegaard and DM her to have her help you plan your next trip! Follow Chelsea @chelseariffe, email the show at hello@inmynonexpertopinion.com, and leave a review/rating to receive some awesome NEO stickers.Connect with Chelsea: 💻 Website ☄️SUPERNOVA doors open - starting Feb 2026 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ✈️ Slight Turbulence Substack ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE