Fintech Family Hour

Welcome the second News(ish) Breakdown with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert.This week we dive into the huge fundraising rounds announced by Current, Greenlight, and Step. Or as a poet might put it...Greenlight took a Step into the Current.

Welcome the first Weekday Update with Lindsay Davis and Zach Anderson Pettet. Lindsay is the Head of Markets at Atomic and an all around fintech expert. You know who the other guy is. This week we dive into the gig economy, banking for woke folks, and ubiquity of cryptocurrency.Learn more about our day jobs at bond.tech and atomic.financial.

My guest this week is Steve Schnall, CEO @ Quontic Bank. Quontic is a New York based Community Bank. They're also a first mover in bitcoin rewards card issuance. They have a live card in market. Not a waitlist. An actual live bitcoin rewards debit card! You can learn more at Quontic.com. Helpful Links: Quontic WebsiteSteve on LinkedinQuontic on TwitterThis episode is brought to you by v-sum.com.Go to www.forfintechsake.com for helpful links and more information.

My guest this week is Emmalyn Shaw, Managing Partner at Flourish Ventures. Flourish is a venture firm that focuses on investing in companies that help people across the world achieve financial health and prosperity. Helpful links: Flourish Ventures WebsiteEmmalyn on LinkedinEmmalyn on TwitterIf you listen to the end of the episode, you'll find Emmalyn's email :) This episode is brought to you by v-sum.com. Go to www.forfintechsake.com for helpful links and more information.

My guest this week is Brady Harris, CEO at Dwolla. Dwolla is a leading business to business payments platform. We cover Brady stepping in as CEO, what the future holds for Dwolla, and payments payments payments! Helpful Links:Dwolla WebsiteDwolla on TwitterBrady on LinkedinGo to www.forfintechsake.com for helpful links and more information.

My guest this week is Jon Zanoff, Founder at Stella Ventures and Empire Startups. Helpful links:Jon on TwitterJon on LinkedinEmpire Startups Website Stella Ventures Website

My Guest today is Ronald Oliveira, CEO @ Revolut US. Revolut announced some big news today! Ron and Zach sit down to talk through the news and what it means for the future of Revolut and fintech in the US. Helpful Links:Revolut's US WebsiteRevolut CareersRon on LinkedinEmpire Startups WebsiteFull Press Release: Revolut submits application for US banking license and launches business accounts in all 50 statesRevolut has submitted a draft application with the FDIC and the California Department of Financial Protection and Innovation to work towards obtaining a banking license.Revolut Business – one place to manage all things business – is launching in all 50 states.For a limited time, Revolut is offering a 1-month trial on its most popular business plans, Grow Company and Pro Freelancer.San Francisco, March 22, 2021 – Revolut, the financial superapp with 15 million customers worldwide, is celebrating its one-year anniversary in the US with two major milestones – the submission of its draft application for a US banking license and the launch of Revolut Business across all 50 states. Revolut’s US CEO, Ron Oliviera, confirmed today that the company has submitted a draft application with the FDIC and the California Department of Financial Protection and Innovation, the first step in the process to obtain a banking license. An important part of Revolut’s plans to build the world’s first global financial superapp, a US banking license would allow Revolut to provide a broader range of financial products to US customers including overdraft protection, loans and deposit accounts. Revolut announced in January that it had submitted its application for a UK bank license to the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). It was granted an EU banking license in Lithuania in December 2018 and has begun rolling out banking services in Central Europe. “A US banking license would ultimately enable us to provide US customers with all the essential financial products and services they can expect from their primary bank including loans and deposits,” Revolut co-founder and CEO, Nik Storonsky said. “We’re on a mission to build the world’s first global financial superapp, and pursuing a US banking license is an integral part of the journey.” Additionally, after roll-outs across Europe, amassing over 500K sign-ups globally, Revolut is bringing its innovative business accounts to the US, offering customers one place to manage all things business. Revolut Business allows companies to sign-up for multi-currency accounts in minutes, issue physical and virtual corporate cards, make free money transfers in 29 currencies to pay suppliers, partners, or employees wherever they may be – all at the interbank exchange rate. Business account features include free and instant money transfers between companies that are signed up for Revolut Business, foreign currency accounts that allow customers to spend like locals, as well as tools for expense and subscription management. Additionally, customers can seamlessly integrate the latest apps and services from Revolut and industry-leading external partners such as Slack, Zapier, Xero, and QuickBooks, to optimize processes, save time, and reduce human error. “Small and medium-sized businesses are massively underserved in the US, and we want to empower them with the tools to grow and scale globally,” Storonsky said. “Tackling fragmented processes, high fees, and other business banking pain points, we built an end-to-end solution that saves business owners time and resources to focus on what really matters – running their business.”  Since launching in the US one year ago in March 2020, Revolut has attracted hundreds of thousands of customers. The launch of Revolut Business and the submission of the draft application for a US bank charter are major milestones for the company, reflecting its commitment to providing best-in-class financial services for both retail and business customers across the country.ABOUT REVOLUTRevolut is here to transform the way money works. As a new and innovative financial platform, it gives people the power to spend, transfer, and manage their money without the sky-high fees charged by traditional banks. Since the company launched in 2015, it has raised close to $1 billion in investment, and was most recently valued at $5.5 billion. While headquartered in London, Revolut employs more than 50 people in the US, with offices in California and New York. www.revolut.com Banking services are provided by Metropolitan Commercial Bank, Member FDIC.

My guest today is Sean Hunter, CIO at OakNorth. OakNorth was founded as a commercially focused bank in the UK. They're now expanding across the world with their risk scoring and credit intelligence platform. We cover Sean's background from Palantir to Banking, how OakNorth was founded, and how the business has changed with the international expansion.Helpful Links:https://www.oaknorth.com/ (OakNorth Website)https://www.linkedin.com/in/sean-hunter-548358b/ (Sean Hunter on Linkedin)https://twitter.com/oaknorthbank (OakNorth on Twitter)

My guest today is Aaron Shapiro, CEO at Carver Edison. Carver Edison is a Financial Technology company committed to revolutionizing Employee Stock Purchase Plans (ESPP). They've pioneered Cashless Participation. We dig into how the company was founded, what ESPPs are, and how Cashless Participation is revolutionizing the market. Helpful Links: Carver Edison WebsiteAaron Shapiro on LinkedinCarver Edison on Twitter

Listen now | Hello again friends! Our guest this week is Greg Ott, CEO at Nav. Nav connects the small business ecosystem, powering transparency and efficiency for financial decision making. What does that mean exactly? We break it down in depth during the conversation, but to overly simplify, Nav is basically a financial solutions router for small business. They connect the small business owner with the product (lending, savings, spending) they need at the moment they need it. Get on the email list at www.forfintechsake.com