Fintech Family Hour

What a weekend! Kristen Anderson and Alex Johnson join the show to unpack what was, what is, and what will be.Connect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedIn

We're coming in hot with an Emergency Pod this week covering the SVB Receivership that has taken over the headlines of the financial world and beyond. Rachel Morrissey, Micky Tesfaye, and Sanjib Kalita join me for this conversation. Don’t expect some magical breakdown of events or a crystal ball, though. I think we’ve all got more questions than answers at this point.Friday felt like a monumental moment in financial history and we wanted to get together for a little therapy session, if nothing else. We weren’t sure if we were going to publish it even, but as I was scrolling through my podcasts this morning I simply wanted something about SVB to listen to so I could feel less alone with my concerns and fears. Hopefully this does that for you.Connect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedIn

¡Bienvenido de nuevo! I mean, welcome back! This episode we are excited to bring you Andrew Endicott, Co-Founder and General Partner at Gilgamesh. Gilgamesh is an early-stage fintech venture capital fund that invests across the Americas, that’s right: THE. Americas. He’s also the Co-Founder at Petal, which was created to help more people access and build credit using data from their personal banking history.Andrew and I discuss his early career moving from Arkansas to Harvard Law and ultimately working in New York as a lawyer before his jump into Fintech. Then, we try to imagine how heavy the trillion-dollar coin will be, and we break down cashflow underwriting, FICO, and The FED.Finally, we take the conversation south of the border to discuss the emerging Latin American Fintech Market, and Andrew dishes on how this market is evolving and why Gilgamesh is paying very close attention. Enjoy!Helpful Links:Andrew on LinkedIn & TwitterGilgameshPetalKansas City aka ‘City of Fountains’Fintech Leaders Podcast with Miguel ArmazaConnect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedInSupport our Sponsor:Neuro-IDTopics:(1:04) - Growing up in the South, going to Harvard Law, and practicing in New York.(13:26) - How the concept of money changes as you spend time in finance and fintech.(22:13) – How Petal came to be.(29:34) - Cash flow underwriting, FICO, and how Petal works.(47:30) - Neuro-ID Ad read.(49:24) - Building Gilgamesh(1:00:00) - The emergence of Latin America, The FED, and Fintech as a net-positive(1:10:43) - Misconceptions about the Latin American market.(1:16:13) - Do you feel lonely south of the border given the economic environment?(1:24:43) - How can founders get involved with you?

Welcome back! This episode we’re stoked to have on Eli Wachs, Co-founder of Footprint, providing frictionless identity verification and PII vaulting. We talk about Eli’s love for writing, trying to read history that doesn’t make us cry, how he met his co-founder, building Footprint, and fighting fraud.We also go into the fun stuff like Eli’s experiences doing stand-up, opening for Sam Morril, the radical honesty of comedy, and how it makes us better people. Jump in!Helpful Links:FootprintEli on TwitterEli on LinkedInEli@onefootprint.comAbundance by Peter H. DiamandisEli’s BlogEli’s TEDx talk!Sam Morril’s latest comedy special: Positive InfluenceConnect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedInSupport our Sponsor:NavanTopics:(1:59) - Eli’s background (we love Philly!)(14:33) - Life at Stanford and the Big Tech shift(19:37) - Building Footprint: Meeting the Co-founder(24:30) - Eli’s investor updates(30:20) - Navan Ad read(31:50) - The Footprint business model, fighting fraud, privacy, and dealing with becoming a behemoth of data (42:05) - How is the competitive landscape of your industry developing?(49:07) - Where is the true growth potential for Footprint?(52:04) - Eli’s illustrious Stand-up comedy career and its impact on his business career(1:04:46) - What can we do to help Footprint?

Happy Valentine’s Day LOVERS! Kristen Anderson is the only guest we’d allow to go live on this day of adoration, and she didn’t disappoint. We cover Kristen’s past lives as a cog in the tech machine, Tech layoffs, and the philosophy behind building early stage startups.“But Zach! Why aren’t you talking about Fintech??”Because that’s what you think about 24/7, Kristen and I decided to discuss money movement, pregnancy brain, scary movies….Okay, we DO talk about Fintech, check the show notes below!Helpful Links:Kristen on LinkedInCatchAre you Garbage PodcastAlloyExtreme Ownership by Jocko WillinkEverything Everywhere All At OnceConnect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedInSupport our Sponsor:NavanTopics:(2:42) - Thoughts on the negative aspects of the Tech World.(12:37) - Kristen’s career, becoming friends with Zach, and ChatGPT(21:45) - Obsessing over Inputs(23:04) - Building Catch & discussing early stage startups(41:17) - Navan Ad Read(42:47) - Tech Layoffs & more on building Catch(51:52) - Company building before Product Building(1:06:05) - Money movement, pregnancy, and scary movies(1:11:27) - Fintech!

We're back, folks! On this episode we welcome Rishi Khanna, CEO of Stocktwits, to discuss how the company came to be, his experience as CEO, and the challenges within maintaining Stocktwits' unique brand and voice through hypergrowth. Rishi also dishes on the Hedge Fund world, how New York City shaped him into the man he is today. Enjoy!Helpful Links:StocktwitsRishi on TwitterConnect with Zach:ForFintechsake.comFollow Zach on TwitterConnect with Zach on LinkedInSupport our Sponsor:Neuro-IDTopics:(3:15) - Rishi’s upbringing and career(7:03) - How has the culture of NYC shaped you?(10:31) - What did you think you wanted to be when you grew up?(19:19) - The importance of having a passion for what you do(24:30) - The Hedge Fund industry is qualitative!(30:28) - Neuro-ID Ad Read(31:37) - The StockTwits story(40:01) - What can I do on Stocktwits?(45:14) - How do you maintain your unique brand and voice as you grow?(49:05) - How do you carry yourself as a leader?(52:18) - Could Stocktwits ever work with Crypto?(57:16) - What can the audience do for you?

Welcome back! On this episode we welcome Lee Taylor, CFO of OnlyFans, to discuss how the company has VASTLY improved relationships with financial institutions and its goal of becoming the world’s safest social media platform. We cover why OnlyFans prioritizes safety, influencers vs. creators, content moderation policies, and some fun stuff like Lee’s wicked martial arts resume and some parenting talk. Enjoy!Helpful Links:Lee on LinkedInOnlyFans1000 True Fans by Kevin Kelly (Not Paul Graham ☺)Connect with Zach:ForFintechSake.comFollow Zach on TwitterCheck out Money 20/20Support our Sponsor:Neuro-IDTopics:(1:18) - Lee & Zach reflect on their first meeting(3:37) - Do you think being on stage at Money 20/20 contributed to the improved relationships OF has with financial institutions?(10:41) - Influencers vs. Creators(14:43) - Lee’s upbringing, career, parenting, and martial arts pursuits(26:15) - Prioritizing safety on OnlyFans(27:56) - Lee on the entire OF team being emotionally invested in the product(29:40) - Neuro-ID Ad read(30:50) - Unpacking being “The safest social media platform”(38:54) - Was Adult Content the focus or a natural use case in the company’s early days?(44:45) - OF’s KYC process & content moderation(53:57) - What are the perceived risks that banks and financial institutions see in partnering with OnlyFans?

Happy New Year! With the first episode of 2023, we welcome Michael Sindicich, EVP of TripActions Liquid to discuss how the organization has grown from a start up to a major incumbent in our budding universe of Fintech. We cover the nitty gritty of how the product was developed, and how the org was able to maintain it’s startup-like culture despite being over 3,000 team members. We dive into the story of TripActions incorporating Liquid into their product, and then wrap up with the fun stuff like Michael’s story of learning to fly planes during the pandemic. Enjoy!Helpful Links:TripActionsMichael Sindicich on Twitter & LinkedInModern TreasuryLiquidMichael on Alex Johnson’s Podcast - The Fintech FactorConnect with Zach:ForFintechSake.comFollow Zach on TwitterCheck out Money 20/20Support our Sponsor:Neuro-IDTopics:(0:04) - Introduction(1:57) - Michael’s upbringing and early career(7:22) - Are there overlaps in your life studying science that carried over into sales?(9:27) - What was the culture like early on in the company’s life and how was the product built?(13:20) - How did you identify your now-fianceé was going to be the company’s Internal Champion?(15:25) - Was it a deliberate approach to use a usage-based model for charging customers?(17:20) - What happened between TripActions being founded and Liquid being incorporated into the product?(19:23) - Are there people trying to bite your ankles from the startup end or are your competitors the incumbents?(21:20) - Incorporating Liquid(26:23) - Breaking down the mechanics of issuance(27:40) - What’s the fundraising journey been like?(32:02) - Neuro-ID Ad read(33:14) - What was your mindset during the pandemic and why did you get so aggressive at a time when everyone was panicking?(39:53) - How have you been able to maintain a startup culture despite this massive growth?(43:16) - Do you have any crazy customer stories?(44:19) - How do you develop the mental model that fintech solutions should come from outside the industry?(47:44) - What do you do with your life outside work?(53:20) - What can our audience do to help you?

This episode was made possible by our friends at Neuro-ID! Go to neuro-id.com to learn more, book a demo, and meet some wonderful humans from Neuro-Id. This week's guest is Wayne Chang. Wayne is a Serial Entrepreneur, Film Producer, and Angel Investor. Wayne is the CEO & Co-Founder of Digits. Helpful links: Digits WebsiteWayne on TwitterChang.comNeuro-ID Expert Predictions SeriesNeuro-ID WebsiteSubscribe to For Fintech's Sake here.

This episode was made possible by our friends at Neuro-ID! Go to neuro-id.com to learn more, book a demo, and meet some wonderful humans from Neuro-Id. This week's guest is David Ikenna Adams. David is an expert on all things cryptocurrency and cannabis. He runs a Venture Syndicate and he's starting company that's currently still in Stealth. Helpful links: If_Then VenturesDavid on TwitterDavid on LinkedinNeuro-ID Fraud Ring Report Neuro-ID WebsiteSubscribe to For Fintech's Sake here.