Du Charme Wealth Management Podcast

Join us for a fascinating conversation with Kim Arthur, founding partner at Main Management, as he unpacks the nuances of financial markets and investment strategies. Gain insights into how market sentiment and expectations can lead to post-election surprises, as well as the cultural transitions within financial organizations, like the changes he saw when Montgomery Securities was acquired by Bank of America. Kim's journey highlights the importance of adaptability and maintaining a client-centric approach in the ever-shifting world of finance.Explore the significant shift from individual stock picking to the critical role of asset allocation. We discuss how regulations like the Sarbanes-Oxley Act transformed the financial landscape, creating a more level playing field. Kim shares his mastery in recognizing market patterns and trends, explaining how understanding sector valuations can uncover investment opportunities. For long-term investors, the strategic use of sector rotation and the balance between active and passive strategies are essential tools for navigating market volatility.In a landscape where ETFs are outpacing traditional mutual funds, Kim demystifies the advantages of these investment vehicles, particularly their tax efficiency and cost benefits. We also touch on the changing flows in market investments and the intriguing corporate housing strategies being employed amid economic shifts. Connect with guest Kim Arthur from Main Management: https://www.mainmgt.com/our-team/kim-d-arthur/Find Du Charme Wealth Management here:https://ducharmewealth.com/contact-us/#Investing #financepodcast #ETFs #InvestmentStrategy #MarketVolatility #financepodcast #podcast [00:00:00] Intro.[00:12:38] Navigating Market Volatility and Valuations.[00:21:29] Long-Term Investing and Avoiding Distractions.[00:31:21] Tax Efficiency in ETFs vs Mutual Funds.[00:44:35] Market Outlook and Investment Strategies.[00:52:30] Corporate Housing and Real Estate Trends.[00:58:12] Partnership Appreciation and Collaboration.DISCLAIMER:Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

In this episode, property management expert Trent Collins reveals the essential strategies for turning your real estate investments into reliable passive income streams. With over two decades of experience, Trent breaks down how effective communication and solid reporting can transform your investment approach.We dive deep into the often-overlooked aspects of property management—like interview techniques for hiring the right property manager, understanding services and fees, and navigating hidden costs. Trent shares his insider knowledge on managing up to 300 properties, offering actionable tips on team dynamics and ensuring that your management company is structured for long-term success.Learn about the importance of inspections and how these can impact your bottom line, plus get expert advice on tenant management and emergency response strategies. Whether you're just starting out or have years of experience, this episode offers a roadmap for sustainable growth, from residential to commercial real estate.Don’t miss out on the insights that can save you time, money, and potential headaches in your real estate journey. Tune in now for expert advice on minimizing risks and maximizing returns!Find Trent Collins here:https://livestg.com/435-256-6260livestgeorge@gmail.comFind Du Charme Wealth Management here:https://ducharmewealth.com/contact-us/[00:00:00] Intro.[00:09:21] Understanding Property Manager Services and Fees.[00:16:30] Property Inspection Fees and Management Costs.[00:20:15] Investment Property Advice and Pitfalls.[00:25:28] Tenant Management and Screening Process.[00:37:37] Emergency Property Management and Legal Compliance.[00:49:13] Property Manager Legal and Risk Management.[00:53:36] Long-Term Real Estate Investing Strategy.[01:02:25] Real Estate Investment Diversification Strategy.[01:09:45] Real Estate Investment Support and Guidance.#propertymanagement #realestate #realestateinvesting #management #podcast #ducharmewealthmanagement #wealthmanagement #wealthbuilding DISCLAIMER:Information presented on this program is believed to be factual and up-to-date, but we do notguarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

Curious about reverse mortgages and how they can reshape your retirement? Join us in this eye-opening episode featuring Chantry Abbott, a leading mortgage loan officer from Guild Mortgage! We’re diving deep into the evolution of reverse mortgages—from their controversial beginnings to their current status as secure, regulated financial tools.What You’ll Discover:The Transformation: Learn how reverse mortgages have become a lifeline for aging homeowners, providing financial flexibility and security.Real Stories: Hear personal anecdotes, including how my grandparents eliminated housing costs through strategic use of reverse mortgages.Market Protection: Understand how these loans can serve as a buffer during economic uncertainty and why it’s crucial to know their costs.We’ll also explore the vital role of family in these financial decisions, ensuring open communication and planning for a legacy that benefits generations to come. Plus, we’ll tackle asset-based long-term care planning to help maintain dignity and comfort in your later years.Why Watch? Whether you're approaching retirement or helping a loved one navigate these waters, this episode is packed with insights that can change your financial future. Don’t miss out—hit play and start your journey toward informed retirement planning today!Subscribe and Share: If you find this episode helpful, be sure to like, subscribe, and share it with others who might benefit from understanding reverse mortgages!Find Chantry Abbott here:https://branches.guildmortgage.com/ut/stgeorge/chantry-abbott-521-sgcab.htmlFind Du Charme Wealth Management here:https://ducharmewealth.com/contact-us/DISCLAIMER:Information presented on this program is believed to be factual and up-to-date, but we do notguarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.[00:00:00] Intro clip.[00:11:15] Evaluating the Costs of Reverse Mortgages.[00:20:26] Understanding Reverse Mortgages Parameters.[00:32:57] Planning for Long-Term Housing Options.[00:45:23] Financial Legacy Planning Across Generations.[00:50:52] Investment Opportunity Discussion.#reversemortgages #FinancialPlanning #homeequity  #retirementplanning #retirementsecurity #wealthmanagement #wealthbuilding #ducharmewealthmanagement #podcast #wealthpodcast

Christian Duncan is a successful entrepreneur, real estate investor, and mortgage professional. He became a multimillionaire by the age of 38, building a diverse portfolio of businesses, including Epic Home Mortgage and Elite Capital Investments, LLC. Passionate about empowering others, Christian is dedicated to financial education, helping families and first-time homebuyers navigate the mortgage process with transparency. In addition to his work in real estate, he is an advocate for personal growth, having led nonprofit efforts and mentored individuals to break generational cycles. Currently, Christian is working on a book about the power of focusing on input over results, and he hosts a podcast in St. George, Utah, where he interviews business leaders to inspire others to start their own paths to success.In the conversation between Branden and Christian, they tackle the gritty truths about real estate investment—often seen as a safe bet but fraught with risks when misunderstood. Christian candidly shares lessons from his journey, including the perils of overspending and mistimed investments that many overlook. They delve into essential strategies for maintaining financial stability during market downturns, the critical importance of cash flow, and the need for patience in the face of market volatility. By highlighting both the challenges and rewards of real estate, we provide a roadmap for aspiring investors to follow.Find Du Charme Wealth Management here:https://ducharmewealth.com/contact-us/Find Christian Duncan here:https://www.facebook.com/christian.duncan.98/https://www.instagram.com/ichristianduncan/https://www.youtube.com/@ichristianduncanDISCLAIMER:Information presented on this program is believed to be factual and up-to-date, but we do notguarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.[00:00:00] Intro clip.[00:07:25] Real Estate Investment Risks and Lessons.[00:11:49] Real Estate Investing and Risk Management.[00:20:50] Teaching Kids About Financial Responsibility.[00:26:48] Teaching Financial Discipline to Kids.[00:38:33] Debunking Velocity Banking Strategy.[00:44:26] Wealth Building Strategies and Misconceptions.[00:53:21] Consistent Investing for Financial Security.[01:01:49] Managing Trust in Wealth Management.[01:14:20] Investment Strategies and Pitfalls.[01:20:22] Self-Directed IRA Real Estate Risks.[01:29:47] Investing in Yourself for Financial Success.[01:39:06] Personal Growth Through Financial Success.[01:43:58] The Power of Giving Back.[01:53:12] Financial Scandals and Scams on YouTube.#financialfreedom  #realestate #financialliteracy  #investingtips #financialeducation  #moneymanagement

Branden and Carisa dissect how fear-based strategies prey on investor anxieties with promises of risk-free returns. You'll gain clarity on the importance of disciplined asset allocation and the value of maintaining your course for long-term success rather than succumbing to volatile market timing.We invite you to join our conversation on aligning your financial planning with personal philosophies, emphasizing the necessity of personalized financial advice. By examining alarmist predictions from financial figures like Jim Rickards, we endeavor to arm you with the tools to critically question these tactics. Our discussion encourages meaningful engagement with financial professionals, empowering you to navigate the economic landscape with confidence and assurance.Find the Du Charme Wealth Management Team here:https://ducharmewealth.com/our-team/Work with Du Charme Wealth Management:https://ducharmewealth.com/contact-us/DISCLAIMER:Information presented on this program is believed to be factual and up-to-date, but we do notguarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.#financialfreedom  #investmentstrategies #jimrickards #podcast  #ducharmewealthmanagement #stockmarket  #financepodcast #financialadvice  #investmentwisdom [00:00:00] Emotional Tactics in Financial Sales.[00:03:48] Identifying Manipulative Financial Sales Tactics.[00:16:03] Analyzing Financial Rhetoric and Market Trends.[00:29:47] Protecting Wealth Amid Market Instability.[00:42:48] Financial Fear Tactics Unmasked.[00:53:55] Complex Investment Risks Discussed.

Curious about crafting a secure financial legacy for your loved ones? Join us as we unlock the complexities of Medicaid planning and estate management with Jim Alder from the Alder Law Group, a seasoned expert who launched his practice in the midst of the 2008 financial crisis. Jim shares invaluable insights into Medicaid-compliant annuities and the intricacies of navigating asset protection with strategies like the five-year look-back rule. Learn how to safeguard family assets and ensure financial flexibility, especially if you have elderly parents or grandparents who may need long-term care.We explore essential Medicaid planning strategies, from the importance of early crisis preparation to the practical use of Medicaid Asset Protection Trusts. Jim discusses the emotional hurdles families face when initiating these critical conversations and offers a roadmap for leveraging tools like reverse mortgages. Discover how to distinguish between revocable and irrevocable trusts to maintain asset control and achieve peace of mind. Plus, we touch on optimizing VA benefits for wartime veterans, where Jim explains the nuances of eligibility and the three-year look-back period.Find Du Charme Wealth Management here:https://www.ducharmewealth.com/Find Alder Law Group here:https://www.utahtrustattorneys.com/DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.  Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.  The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.

Curious about the intricacies of life insurance and annuities? Discover how to navigate these complex financial waters with insights from Carson Porter, a seasoned insurance producer.Carson stands at the helm as the founder & Chief Visionary of one of the world's leading masterminds of honest, authentic, and ethical insurance agents. Beyond this, he's co-created a specialized insurance CRM, offers mentorship to a broad spectrum of professionals, and continues to manage his own firm. Carson specializes in wealth management principles as a Cash Value Life Insurance expert and industry Influencer. His training regarding these topics is highly sought after by top Life Insurance Providers, Firms, and Organizations.As an engaging public speaker, panelist, and podcast guest; Carson's core mission is to develop the largest community of honest, ethical, productive, and authentic insurance and financial professionals in the world. Branden and Carson dispel misconceptions about fixed index products and the dangers of frequently changing allocations that often lead to underperformance. Learn the significance of working with financial professionals who prioritize ethical guidance over mere sales tactics, and gain essential knowledge to make informed financial decisions. Additionally, we address the unique challenges of private placements and the critical need for tailored client recommendations.Find Du Charme Wealth Management here:https://www.ducharmewealth.com/Carson's Digital Business Card:https://linqapp.com/cporter389?r=link[00:00:00] Intro clip.[00:04:45] Financial Ethics in Insurance Industry.[00:08:50] Insurance Product Suitability Considerations.[00:14:37] Insurance Strategies and Wealth Building.[00:25:48] Cash Value Life Insurance Strategies.[00:33:37] Annuities Versus CDs.[00:41:58] Understanding Annuities and Life Insurance.[00:54:22] Investing in Bonds for Retirement.[01:01:57] Active Management and Index Funds Debate.#financialethics  #insurance #smartinvesting  #financialgrowth #retirementplanning  #financialsecurity #annuities #iul #podcast #wealthmanagement #wealthadvisor DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.  Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.  The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.

Are you prepared to safeguard the well-being and independence of your aging loved ones? Join us as we sit down with Blake Watson, the visionary behind Age Proof Homes, who pivoted from a successful financial career to become a champion for aging in place. Blake shares his compelling journey and details the vital importance of adapting homes to ensure safety and mobility for elderly individuals, especially in retirement communities like St. George. From personalized modifications that adhere to ADA guidelines to the transformative impact these changes can have, Blake provides invaluable insights into creating safer, more accessible living environments for seniors.Discover the hidden dangers lurking in our homes, particularly in bathrooms where hazards like slippery floors and high tub walls pose significant risks. Blake sheds light on practical and often simple solutions such as installing grab bars, enhancing lighting, and managing flooring transitions to prevent accidents. We dive into the principles of universal design, illustrating how thoughtful home modifications not only improve safety but also maintain the aesthetic and functionality of living spaces. With Blake's expertise, you'll learn how to transform your home into a sanctuary that supports independence and enhances quality of life for aging residents.Find Age Proof Homes here:https://ageproofhomes.com/Find Du Charme Wealth Management here:https://www.ducharmewealth.com/[00:00:00] Intro clip.[00:09:22] Bathroom and Home Safety Concerns.[00:14:17] Universal Design for Accessibility in Homes.[00:24:27] Aging in Place and Health Considerations.[00:28:37] Proactive Home Safety Consultations.[00:31:33] Age-Proof Homes and Cost Considerations.#aginginplace  #homesafetytips  #seniorcare #seniorsafety #seniorliving #podcast #ducharmewealthmanagement #wealthmanagement DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.  Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.  The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.

Branden & Carisa address the critical question facing many in their late fifties and early sixties: should you pay off your mortgage or invest for retirement? With mortgage rates as low as 2.5%, we explore the potential benefits of directing extra funds into short-term treasuries and other investments over accelerating mortgage payments. We also shed light on the often misunderstood world of self-directed IRAs, emphasizing the importance of expert advice to navigate their complexities and avoid costly mistakes.Life insurance is another hot topic we tackle, specifically the misconceptions surrounding Index Universal Life (IUL) policies. Too often, individuals are sold the wrong type of insurance for their needs, leading to financial setbacks. We break down the appropriate use cases for IULs and highlight the importance of understanding their limitations. Comparing borrowing against life insurance policies to other financial tools like HELOCs, we emphasize the necessity of informed decision-making to avoid falling for misleading sales pitches and setting unrealistic expectations.Finally, we offer a wealth of practical financial planning and wealth-building strategies. From Dave Ramsey's Baby Steps to the importance of maintaining a long-term investment perspective, we cover the essentials of financial security. Delving into estate planning, we discuss strategies for controlling wealth for future generations and the importance of teaching children about money. We also highlight the significance of professional financial advice and the long-term benefits of making well-informed decisions. This episode is a must-listen for anyone looking to secure their financial future and build a lasting legacy.Find Du Charme Wealth Management here:https://www.ducharmewealth.com/DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.  Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.  The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.[00:00:00] Intro.[00:13:23] Understanding Life Insurance Misconceptions.[00:20:53] Analyze Risks of Permanent Life Insurance.[00:32:12] Financial Planning and Wealth Building.[00:44:13] Wealth Building and Giving Advice.[00:49:00] Controlling Wealth for Future Generations.[00:53:24] Navigating Retirement Investments and Market Volatility.[01:04:36] Seeking Financial Advice and Consultations.

Imagine navigating the intricate maze of Medicare with confidence and clarity. In this episode, you’ll uncover essential strategies for transitioning between states and switching from Medicare Advantage plans to Medicare Supplement plans. We kick things off by sharing our personal journey of founding Cross Country Insurance, leveraging our backgrounds in the medical and rehab fields to simplify complex Medicare choices for our clients, much like guiding them through a safari filled with overwhelming options.Discover the crucial differences between Medicare Supplement and Advantage plans, and learn how to make informed decisions about your healthcare coverage. We break down the basics of Medicare, from the no-cost hospital care under Part A to the income-based premiums of Part B. We also highlight the importance of strategic financial planning, including tax strategies and Roth conversions, to manage your income and avoid unexpected increases in Medicare premiums.Join us as we address the potential biases in insurance advice and emphasize the need for ethical practices within the industry. Hear insightful stories about how understanding clients' health histories and fears can lead to more appropriate coverage. We delve into the importance of trust and integrity in client relationships, especially in small communities, and discuss the fundamental purpose of insurance for low probability, high impact events. This episode is packed with invaluable information to help you navigate the complex world of Medicare with greater ease and confidence.Find Du Charme Wealth Management here:https://www.ducharmewealth.com/Find Brian Miller, The Medicare Tour Guide here:https://medicaretourguide.com/DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.  Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.  The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.[00:00:00] Intro clip.[00:03:58] Understanding Medicare Supplement vs Advantage.[00:16:53] Navigating Medicare and Cancer Costs.[00:25:19] Special Enrollment Periods and Behavioral Bias.[00:29:41] Navigating Insurance Bias in Recommendations.[00:33:58] Navigating Medicare Enrollment Periods.[00:46:04] Financial Disclaimer and Advisory Information#medicare #tourguide #podcast #ducharmewealthmanagement #wealth #wealthmanagement #stgeorge #southernutah